[{"data":1,"prerenderedAt":5205},["ShallowReactive",2],{"de-blog/zahlungsverzug":3,"de-global-content":1199,"de-article-global-content":2568,"de-blog-article-more-articles-undefined":2823,"de-blog-article-more-articles-298302323":5200},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":1186,"full_slug":1187,"sort_by_date":24,"position":1188,"tag_list":1189,"is_startpage":27,"parent_id":1190,"meta_data":24,"group_id":1191,"first_published_at":1192,"release_id":24,"lang":31,"path":24,"alternates":1193,"default_full_slug":1194,"translated_slugs":1195},"Zahlungsverzug – und 7 Tipps, wie er sich vermeiden lässt","2023-04-26T13:59:16.272Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:55.507Z",298302323,"91eb7271-70be-4b96-8735-b02bebe51ab2",{"_uid":11,"roles":12,"title":4,"author":41,"topics":81,"content":82,"category":1079,"language":1104,"component":1092,"heroMedia":1105,"sidebarCta":1113,"publishedAt":1114,"readingTime":1115,"redirectUrl":52,"listingImage":1116,"metaDescription":1117,"componentsAfterTheArticle":1118},"b30ca793-ea24-4d99-9808-c65c49b45bc3",[13],{"name":14,"created_at":15,"published_at":6,"updated_at":16,"id":17,"uuid":18,"content":19,"slug":22,"full_slug":23,"sort_by_date":24,"position":25,"tag_list":26,"is_startpage":27,"parent_id":28,"meta_data":24,"group_id":29,"first_published_at":30,"release_id":24,"lang":31,"path":24,"alternates":32,"default_full_slug":33,"translated_slugs":34,"_stopResolving":40},"Finance Manager","2024-11-14T16:28:41.778Z","2026-03-12T10:48:04.003Z",579108186,"ac906673-c199-4d4b-900d-b03772ebac22",{"_uid":20,"name":14,"component":21},"8ee7bc5e-ac5d-48c5-8424-e446196b1d39","tag","finance-manager","de/blog/role/finance-manager",null,0,[],false,190903385,"bec0b063-2fa8-44a2-aefc-e1335f13ea22","2024-11-14T16:29:40.515Z","de",[],"blog/role/finance-manager",[35,37,38],{"path":33,"name":24,"lang":36,"published":24},"fr",{"path":33,"name":24,"lang":31,"published":24},{"path":33,"name":24,"lang":39,"published":24},"es",true,{"name":42,"created_at":43,"published_at":6,"updated_at":44,"id":45,"uuid":46,"content":47,"slug":68,"full_slug":69,"sort_by_date":24,"position":70,"tag_list":71,"is_startpage":27,"parent_id":72,"meta_data":24,"group_id":73,"first_published_at":74,"release_id":24,"lang":31,"path":24,"alternates":75,"default_full_slug":76,"translated_slugs":77,"_stopResolving":40},"Isabelle Beyer","2022-10-19T17:44:12.668Z","2026-03-12T10:47:22.708Z",206168000,"5b8f9808-4cec-4117-b1f7-1fb63364deeb",{"_uid":48,"name":42,"links":49,"picture":50,"lastName":56,"component":57,"firstName":58,"description":59},"48fe3a4a-defa-4699-a21e-0fd78acc900d",[],{"id":51,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":53,"copyright":52,"fieldtype":54,"meta_data":55,"is_external_url":27},19031456,"","https://a.storyblok.com/f/146026/2316x3088/fd195b6b2d/isabelle_author-pic.jpeg","asset",{},"Beyer","author","Isabelle",{"type":60,"content":61},"doc",[62],{"type":63,"content":64},"paragraph",[65],{"text":66,"type":67},"Isabelle ist Senior Content Managerin bei Spendesk. Mit über fünf Jahren Erfahrung in der deutschen Tech-Branche – insbesondere in den Bereichen FinTech, InsurTech und E-Commerce – beleuchtet sie aktuelle Entwicklungen und Trends, die Unternehmen jeder Größe dabei helfen, effizienter zu arbeiten.","text","isabelle-beyer","de/blog/author/isabelle-beyer",-1020,[],176408854,"222c1a40-93c3-4aac-9607-a206b5d130b6","2022-11-02T15:25:39.435Z",[],"blog/author/isabelle-beyer",[78,79,80],{"path":76,"name":24,"lang":36,"published":24},{"path":76,"name":24,"lang":31,"published":24},{"path":76,"name":24,"lang":39,"published":24},[],{"type":60,"content":83},[84,116,145,154,165,172,182,231,239,248,258,334,381,389,396,449,457,475,482,495,513,530,547,564,572,601,608,621,696,704,732,739,804,811,819,826,844,852,879,886,894,901,909,916,924,945,953,960,968,975,983,1010,1041,1074],{"type":63,"content":85},[86,93,100,105,111],{"text":87,"type":67,"marks":88},"Wenn ein ",[89],{"type":90,"attrs":91},"textStyle",{"color":92},"rgb(55, 65, 81)",{"text":94,"type":67,"marks":95},"Zahlungsverzug",[96,98],{"type":97},"bold",{"type":90,"attrs":99},{"color":92},{"text":101,"type":67,"marks":102}," auftritt, kann dies sowohl für das Unternehmen, das die Dienstleistung erbringt, als auch für die Kund:innen selbst ein erhebliches Problem darstellen. Er kann zu finanziellen Schwierigkeiten, einem schlechten Ruf und sogar zu rechtlichen Konsequenzen führen. Um Zahlungsverzögerungen von vornherein zu vermeiden, stellen wir Ihnen ",[103],{"type":90,"attrs":104},{"color":92},{"text":106,"type":67,"marks":107},"7 nützliche Tipps ",[108,109],{"type":97},{"type":90,"attrs":110},{"color":92},{"text":112,"type":67,"marks":113},"vor. ",[114],{"type":90,"attrs":115},{"color":92},{"type":63,"content":117},[118,123,140],{"text":119,"type":67,"marks":120},"Bevor wir jedoch zu den Details kommen, möchten wir Ihnen einige allgemeine Informationen über Zahlungsverzögerungen präsentieren. Wir werden erklären, was ein Zahlungsverzug ist, welche Konsequenzen er haben kann und aus welchen Gründen es dazu kommen kann, dass ein Schuldner (",[121],{"type":90,"attrs":122},{"color":92},{"text":124,"type":67,"marks":125},"Debitor",[126,138],{"type":127,"attrs":128},"link",{"href":129,"uuid":130,"anchor":24,"target":131,"linktype":132,"story":133},"/de/glossary/debitor","b7eefb9a-fb1f-4bfc-9930-1205e5703383","_self","story",{"name":124,"id":134,"uuid":130,"slug":135,"url":136,"full_slug":137,"_stopResolving":40},168091479,"debitor","glossary/debitor","de/glossary/debitor",{"type":90,"attrs":139},{"color":92},{"text":141,"type":67,"marks":142},") in Verzug gerät.",[143],{"type":90,"attrs":144},{"color":92},{"type":146,"attrs":147},"blok",{"id":148,"body":149},"d33739b8-bf0b-4770-aeef-8ebf150fee20",[150],{"_uid":151,"html":152,"component":153},"i-a41fef4f-4fab-44a9-8475-793864f85d64","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-600d6817-1990-49a1-8b82-94c111241e11\">\u003Cspan class=\"hs-cta-node hs-cta-600d6817-1990-49a1-8b82-94c111241e11\" id=\"hs-cta-600d6817-1990-49a1-8b82-94c111241e11\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/600d6817-1990-49a1-8b82-94c111241e11\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-600d6817-1990-49a1-8b82-94c111241e11\" style=\"border-width:0px;\" height=\"1280\" width=\"2560\" src=\"https://no-cache.hubspot.com/cta/default/2694209/600d6817-1990-49a1-8b82-94c111241e11.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '600d6817-1990-49a1-8b82-94c111241e11', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":155,"attrs":156,"content":158},"heading",{"level":157},2,[159],{"text":160,"type":67,"marks":161},"Was ist Zahlungsverzug?",[162],{"type":90,"attrs":163},{"color":164},"rgb(0, 0, 0)",{"type":63,"content":166},[167],{"text":168,"type":67,"marks":169},"Was bedeutet es also, in Zahlungsverzug zu geraten? ",[170],{"type":90,"attrs":171},{"color":164},{"type":155,"attrs":173,"content":175},{"level":174},3,[176],{"text":177,"type":67,"marks":178},"Zahlungsverzug – eine Definition",[179],{"type":90,"attrs":180},{"color":181},"rgb(67, 67, 67)",{"type":63,"content":183},[184,189,202,207,216,221,226],{"text":185,"type":67,"marks":186},"Nach ",[187],{"type":90,"attrs":188},{"color":164},{"text":190,"type":67,"marks":191},"BGB §280",[192,197,200],{"type":127,"attrs":193},{"href":194,"uuid":24,"anchor":24,"target":195,"linktype":196},"https://www.gesetze-im-internet.de/bgb/__280.html","_blank","url",{"type":90,"attrs":198},{"color":199},"rgb(17, 85, 204)",{"type":201},"underline",{"text":203,"type":67,"marks":204}," und ",[205],{"type":90,"attrs":206},{"color":164},{"text":208,"type":67,"marks":209},"§286",[210,213,215],{"type":127,"attrs":211},{"href":212,"uuid":24,"anchor":24,"target":195,"linktype":196},"https://www.gesetze-im-internet.de/bgb/__286.html",{"type":90,"attrs":214},{"color":199},{"type":201},{"text":217,"type":67,"marks":218}," liegt ein ",[219],{"type":90,"attrs":220},{"color":164},{"text":94,"type":67,"marks":222},[223,224],{"type":97},{"type":90,"attrs":225},{"color":164},{"text":227,"type":67,"marks":228}," vor, wenn eine fällige Zahlung nicht geleistet wird, obwohl der Schuldner dazu verpflichtet ist und in der Lage wäre, der geforderten Zahlung nachzukommen. Der Zahlungsverzug beschreibt, welche Rechte und Pflichten die Vertragsparteien im Falle der Nichterfüllung der Leistungspflicht zu beachten haben. ",[229],{"type":90,"attrs":230},{"color":164},{"type":63,"content":232},[233],{"text":234,"type":67,"marks":235},"Die offizielle Definition lautet: ",[236,238],{"type":90,"attrs":237},{"color":164},{"type":201},{"type":63,"content":240},[241],{"text":242,"type":67,"marks":243},"“Der Zahlungsverzug ist die schuldhafte Nichtleistung trotz Möglichkeit, Fälligkeit und Mahnung”. ",[244,246],{"type":245},"italic",{"type":90,"attrs":247},{"color":164},{"type":155,"attrs":249,"content":251},{"level":250},4,[252],{"text":253,"type":67,"marks":254},"Wann tritt Zahlungsverzug ein?",[255],{"type":90,"attrs":256},{"color":257},"rgb(102, 102, 102)",{"type":63,"content":259},[260,265,271,276,284,289,303,308,316,321,329],{"text":261,"type":67,"marks":262},"Wenn ein Schuldner eine Rechnung nicht innerhalb des vorgegebenen Zeitraums begleicht, spricht man also von einem Zahlungsverzug. Normalerweise endet dieser Zeitraum nach",[263],{"type":90,"attrs":264},{"color":164},{"text":266,"type":67,"marks":267}," 30 Tagen ab dem Fälligkeitsdatum (30-Tage-Regel) ",[268,269],{"type":97},{"type":90,"attrs":270},{"color":164},{"text":272,"type":67,"marks":273},"und dem Erhalt der Rechnung oder einer gleichwertigen Zahlungsaufforderung gemäß ",[274],{"type":90,"attrs":275},{"color":164},{"text":277,"type":67,"marks":278},"§ 286 Abs. 3 BGB",[279,281,283],{"type":127,"attrs":280},{"href":212,"uuid":24,"anchor":24,"target":195,"linktype":196},{"type":90,"attrs":282},{"color":199},{"type":201},{"text":285,"type":67,"marks":286},". Ein Verzug kann auch dann eintreten, wenn der Kreditgeber (",[287],{"type":90,"attrs":288},{"color":164},{"text":290,"type":67,"marks":291},"Kreditor",[292,301],{"type":127,"attrs":293},{"href":294,"uuid":295,"anchor":24,"target":131,"linktype":132,"story":296},"/de/glossary/kreditor","fad40d74-0f2a-4911-b9cc-a3aaa571f3da",{"name":290,"id":297,"uuid":295,"slug":298,"url":299,"full_slug":300,"_stopResolving":40},153807163,"kreditor","glossary/kreditor","de/glossary/kreditor",{"type":90,"attrs":302},{"color":164},{"text":304,"type":67,"marks":305},") gemäß ",[306],{"type":90,"attrs":307},{"color":164},{"text":309,"type":67,"marks":310},"§ 286 Abs. 1 BGB",[311,313,315],{"type":127,"attrs":312},{"href":212,"uuid":24,"anchor":24,"target":195,"linktype":196},{"type":90,"attrs":314},{"color":199},{"type":201},{"text":317,"type":67,"marks":318}," eine Mahnung sendet – oder aber, wenn keine Mahnung erforderlich ist (siehe unten) und die Zahlung nicht bis zum vereinbarten Fälligkeitsdatum gemäß",[319],{"type":90,"attrs":320},{"color":164},{"text":322,"type":67,"marks":323}," § 286 Abs. 2 BGB",[324,326,328],{"type":127,"attrs":325},{"href":212,"uuid":24,"anchor":24,"target":195,"linktype":196},{"type":90,"attrs":327},{"color":199},{"type":201},{"text":330,"type":67,"marks":331}," erfolgt ist.",[332],{"type":90,"attrs":333},{"color":164},{"type":63,"content":335},[336,341,356,361,376],{"text":337,"type":67,"marks":338},"Das Fälligkeitsdatum wird vertraglich ",[339],{"type":90,"attrs":340},{"color":164},{"text":342,"type":67,"marks":343},"zwischen Kreditor und Debitor",[344,354],{"type":127,"attrs":345},{"href":346,"uuid":347,"anchor":24,"target":131,"linktype":132,"story":348},"/de/blog/kreditor-und-debitor","29140209-2437-47c1-8976-b17cced3fd01",{"name":349,"id":350,"uuid":347,"slug":351,"url":352,"full_slug":353,"_stopResolving":40},"Kreditor und Debitor – Gläubiger und Schuldner in der Buchhaltung",213436101,"kreditor-und-debitor","blog/kreditor-und-debitor","de/blog/kreditor-und-debitor",{"type":90,"attrs":355},{"color":164},{"text":357,"type":67,"marks":358}," vereinbart und gibt an, bis wann der Kreditgeber den Zahlungseingang erwartet. Dies kann entweder als sofort fälliger Betrag oder bis zu einem bestimmten Datum vereinbart werden. Mehr Informationen dazu erhalten Sie in unserem Artikel ",[359],{"type":90,"attrs":360},{"color":164},{"text":362,"type":67,"marks":363},"“Zahlungsziel – alle relevanten Infos auf einen Blick”",[364,374],{"type":127,"attrs":365},{"href":366,"uuid":367,"anchor":24,"target":131,"linktype":132,"story":368},"/de/blog/zahlungsziel","5535ab48-0ef5-485a-8452-0fd55210598a",{"name":369,"id":370,"uuid":367,"slug":371,"url":372,"full_slug":373,"_stopResolving":40},"Zahlungsziel – alle relevanten Infos auf einen Blick",294654267,"zahlungsziel","blog/zahlungsziel","de/blog/zahlungsziel",{"type":90,"attrs":375},{"color":164},{"text":377,"type":67,"marks":378},".",[379],{"type":90,"attrs":380},{"color":164},{"type":155,"attrs":382,"content":383},{"level":250},[384],{"text":385,"type":67,"marks":386},"Zahlungsverzug nach dem BGB – die Voraussetzungen",[387],{"type":90,"attrs":388},{"color":257},{"type":63,"content":390},[391],{"text":392,"type":67,"marks":393},"Um einen Zahlungsverzug geltend machen zu können, müssen in der Regel die folgenden Voraussetzungen vorliegen:",[394],{"type":90,"attrs":395},{"color":164},{"type":397,"attrs":398,"content":402},"ordered_list",{"order":399,"key":401},{"order":400},1,"ol-0",[403,419,434],{"type":404,"content":405},"list_item",[406],{"type":63,"content":407},[408,414],{"text":409,"type":67,"marks":410},"Es muss ein Zahlungsanspruch aufgrund eines Vertrags bestehen",[411,412],{"type":97},{"type":90,"attrs":413},{"color":164},{"text":415,"type":67,"marks":416},", also eine rechtliche Grundlage für die Forderung vorliegen.",[417],{"type":90,"attrs":418},{"color":164},{"type":404,"content":420},[421],{"type":63,"content":422},[423,429],{"text":424,"type":67,"marks":425},"Die Leistung muss möglich sein",[426,427],{"type":97},{"type":90,"attrs":428},{"color":164},{"text":430,"type":67,"marks":431}," und der Debitor hat diese nicht bezahlt, obwohl er zur Zahlung verpflichtet ist.",[432],{"type":90,"attrs":433},{"color":164},{"type":404,"content":435},[436],{"type":63,"content":437},[438,444],{"text":439,"type":67,"marks":440},"Der Anspruch muss fällig sein",[441,442],{"type":97},{"type":90,"attrs":443},{"color":164},{"text":445,"type":67,"marks":446},", das heißt, die Zahlungsfrist oder das Zahlungsziel sind abgelaufen und der Kreditor hat die vereinbarte Zahlung nicht erhalten.",[447],{"type":90,"attrs":448},{"color":164},{"type":155,"attrs":450,"content":451},{"level":157},[452],{"text":453,"type":67,"marks":454},"Zahlungsverzug mit und ohne Mahnung",[455],{"type":90,"attrs":456},{"color":164},{"type":63,"content":458},[459,464,470],{"text":460,"type":67,"marks":461},"Der Zahlungsverzug kann ",[462],{"type":90,"attrs":463},{"color":164},{"text":465,"type":67,"marks":466},"mit oder ohne Mahnung",[467,468],{"type":97},{"type":90,"attrs":469},{"color":164},{"text":471,"type":67,"marks":472}," eintreten. ",[473],{"type":90,"attrs":474},{"color":164},{"type":63,"content":476},[477],{"text":478,"type":67,"marks":479},"Eine Mahnung ist eine einseitige, empfangsbedürftige Aufforderung des Gläubigers an den Schuldner, eine fällige Leistung zu erbringen. Diese wird in der Regel schriftlich per Einschreiben mit Rückschein versendet, nachdem die Fälligkeit der Leistungserbringung (z. B. Zahlungsziel) abgelaufen ist. Erst durch die Mahnung wird der Schuldner in Verzug gesetzt. Es ist nicht festgelegt, wie viele Mahnungen erforderlich sind. Gesetzlich vorgeschrieben ist lediglich eine Mahnung.",[480],{"type":90,"attrs":481},{"color":164},{"type":63,"content":483},[484,490],{"text":485,"type":67,"marks":486},"In einigen gesetzlich geregelten Fällen kann ein Schuldner aber auch ohne Mahnung in Verzug geraten",[487,488],{"type":97},{"type":90,"attrs":489},{"color":164},{"text":491,"type":67,"marks":492}," (vgl. § 286 Abs. 2 und 3 BGB), und zwar...",[493],{"type":90,"attrs":494},{"color":164},{"type":63,"content":496},[497,502,508],{"text":498,"type":67,"marks":499},"… wenn ein ",[500],{"type":90,"attrs":501},{"color":164},{"text":503,"type":67,"marks":504},"bestimmter Kalendertag",[505,506],{"type":97},{"type":90,"attrs":507},{"color":164},{"text":509,"type":67,"marks":510}," als Zahlungsziel in der Rechnung angegeben ist.",[511],{"type":90,"attrs":512},{"color":164},{"type":63,"content":514},[515,519,525],{"text":498,"type":67,"marks":516},[517],{"type":90,"attrs":518},{"color":164},{"text":520,"type":67,"marks":521},"eindeutiges Ereignis als Leistungserbringung",[522,523],{"type":97},{"type":90,"attrs":524},{"color":164},{"text":526,"type":67,"marks":527}," in der Rechnung genannt wird, das es ermöglicht, die Fälligkeit nach dem Kalender zu berechnen (z. B. Leistung innerhalb von 14 Tagen nach Lieferung).",[528],{"type":90,"attrs":529},{"color":164},{"type":63,"content":531},[532,537,543],{"text":533,"type":67,"marks":534},"… wenn der Schuldner die ",[535],{"type":90,"attrs":536},{"color":164},{"text":538,"type":67,"marks":539},"Zahlung endgültig verweigert",[540,541],{"type":97},{"type":90,"attrs":542},{"color":164},{"text":377,"type":67,"marks":544},[545],{"type":90,"attrs":546},{"color":164},{"type":63,"content":548},[549,553,559],{"text":498,"type":67,"marks":550},[551],{"type":90,"attrs":552},{"color":164},{"text":554,"type":67,"marks":555},"besonderer Grund",[556,557],{"type":97},{"type":90,"attrs":558},{"color":164},{"text":560,"type":67,"marks":561}," vorliegt, der aufgrund der Interessen beider Geschäftspartner einen Verzug rechtfertigt (z.B. wenn der Schuldner weiß, dass er eine fehlerhafte Leistung erbracht hat)",[562],{"type":90,"attrs":563},{"color":164},{"type":155,"attrs":565,"content":566},{"level":157},[567],{"text":568,"type":67,"marks":569},"Mögliche Gründe für einen Zahlungsverzug",[570],{"type":90,"attrs":571},{"color":164},{"type":63,"content":573},[574,579,585,590,596],{"text":575,"type":67,"marks":576},"Jetzt wissen wir bereits, ",[577],{"type":90,"attrs":578},{"color":164},{"text":580,"type":67,"marks":581},"was",[582,583],{"type":245},{"type":90,"attrs":584},{"color":164},{"text":586,"type":67,"marks":587}," ein Zahlungsverzug ist und welche Dinge es dafür zu beachten gilt. Sehen wir uns nun die Gründe an, ",[588],{"type":90,"attrs":589},{"color":164},{"text":591,"type":67,"marks":592},"warum",[593,594],{"type":245},{"type":90,"attrs":595},{"color":164},{"text":597,"type":67,"marks":598}," ein:e Kund:in eine Rechnung nicht rechtzeitig bezahlt.",[599],{"type":90,"attrs":600},{"color":164},{"type":63,"content":602},[603],{"text":604,"type":67,"marks":605},"Denken Sie daran: Verspätete Zahlungen sind selten auf Böswilligkeit oder schlechte Absichten zurückzuführen. In den meisten Fällen handelt es sich einfach um Flüchtigkeitsfehler!",[606],{"type":90,"attrs":607},{"color":164},{"type":63,"content":609},[610,616],{"text":611,"type":67,"marks":612},"Hier sind einige häufig genannte Gründe für Zahlungsverzögerungen",[613,614],{"type":97},{"type":90,"attrs":615},{"color":164},{"text":617,"type":67,"marks":618},":",[619],{"type":90,"attrs":620},{"color":164},{"type":622,"content":623},"bullet_list",[624,633,642,651,660,669,678,687],{"type":404,"content":625},[626],{"type":63,"content":627},[628],{"text":629,"type":67,"marks":630},"Verlorene (oder nie erhaltene) Rechnung",[631],{"type":90,"attrs":632},{"color":164},{"type":404,"content":634},[635],{"type":63,"content":636},[637],{"text":638,"type":67,"marks":639},"Der/die Kund:in glaubt, dass er/sie bereits bezahlt hat",[640],{"type":90,"attrs":641},{"color":164},{"type":404,"content":643},[644],{"type":63,"content":645},[646],{"text":647,"type":67,"marks":648},"Die Zahlung bereits ist auf dem Weg",[649],{"type":90,"attrs":650},{"color":164},{"type":404,"content":652},[653],{"type":63,"content":654},[655],{"text":656,"type":67,"marks":657},"Unzufriedenheit mit den gelieferten Waren oder Dienstleistungen (oder ein anderer Streitfall)",[658],{"type":90,"attrs":659},{"color":164},{"type":404,"content":661},[662],{"type":63,"content":663},[664],{"text":665,"type":67,"marks":666},"Cashflow-Probleme",[667],{"type":90,"attrs":668},{"color":164},{"type":404,"content":670},[671],{"type":63,"content":672},[673],{"text":674,"type":67,"marks":675},"Flüchtigkeitsfehler (wie Tippfehler) ",[676],{"type":90,"attrs":677},{"color":164},{"type":404,"content":679},[680],{"type":63,"content":681},[682],{"text":683,"type":67,"marks":684},"Schlechte Kommunikation oder Abläufe",[685],{"type":90,"attrs":686},{"color":164},{"type":404,"content":688},[689],{"type":63,"content":690},[691],{"text":692,"type":67,"marks":693},"Zahlungsunfähigkeit",[694],{"type":90,"attrs":695},{"color":164},{"type":155,"attrs":697,"content":698},{"level":157},[699],{"text":700,"type":67,"marks":701},"Die Folgen von Zahlungsverzug",[702],{"type":90,"attrs":703},{"color":164},{"type":63,"content":705},[706,711,727],{"text":707,"type":67,"marks":708},"Für Unternehmen ist es von großer Bedeutung, dass alle Zahlungseingänge gesichert sind. Schließlich kann es zu ",[709],{"type":90,"attrs":710},{"color":164},{"text":712,"type":67,"marks":713},"Liquiditätsproblemen ",[714,724,725],{"type":127,"attrs":715},{"href":716,"uuid":717,"anchor":24,"target":131,"linktype":132,"story":718},"/de/blog/liquiditaetsplan","d9bd105a-73ed-413c-959a-c5d89cb85c0f",{"name":719,"id":720,"uuid":717,"slug":721,"url":722,"full_slug":723,"_stopResolving":40},"So erstellen Sie einen Liquiditätsplan – in drei Schritten zum Erfolg",214317357,"liquiditaetsplan","blog/liquiditaetsplan","de/blog/liquiditaetsplan",{"type":97},{"type":90,"attrs":726},{"color":164},{"text":728,"type":67,"marks":729},"führen, wenn Lieferungen und Leistungen nicht wie bezahlt werden. Und schlimmstenfalls droht die Insolvenz.",[730],{"type":90,"attrs":731},{"color":164},{"type":63,"content":733},[734],{"text":735,"type":67,"marks":736},"Einige weitere der Folgen verspäteter Zahlungen sind:",[737],{"type":90,"attrs":738},{"color":164},{"type":622,"content":740},[741,757,773,789],{"type":404,"content":742},[743,756],{"type":63,"content":744},[745,751],{"text":746,"type":67,"marks":747},"Verzugszinsen:",[748,749],{"type":97},{"type":90,"attrs":750},{"color":164},{"text":752,"type":67,"marks":753}," Wenn ein Zahlungsverzug vorliegt, haben Sie als Gläubiger einen gesetzlichen Anspruch darauf, Verzugszinsen vom Schuldner zu verlangen. Die Höhe der Verzugszinsen ist gesetzlich festgelegt und beträgt für Unternehmen maximal 9 Prozent über dem Basiszinssatz. Mithilfe von Online-Tools können Sie die Verzugszinsen ganz einfach berechnen.",[754],{"type":90,"attrs":755},{"color":164},{"type":63},{"type":404,"content":758},[759,772],{"type":63,"content":760},[761,767],{"text":762,"type":67,"marks":763},"Störung der Geschäftsbeziehungen:",[764,765],{"type":97},{"type":90,"attrs":766},{"color":164},{"text":768,"type":67,"marks":769}," Den Kund:innen wegen verspäteter Zahlungen hinterherzujagen, ist für niemanden ein Vergnügen. Die Geschäftsbeziehung kann hinsichtlich diesen unangenehmen Gesprächen ins Wanken geraten.",[770],{"type":90,"attrs":771},{"color":164},{"type":63},{"type":404,"content":774},[775,788],{"type":63,"content":776},[777,783],{"text":778,"type":67,"marks":779},"Verschwendung von Zeit und Ressourcen: ",[780,781],{"type":97},{"type":90,"attrs":782},{"color":164},{"text":784,"type":67,"marks":785},"Das Abmahnen von Kund:innen gehört sicherlich zu den frustrierendsten, aber auch zeitaufwendigsten Aufgaben für Finanzteams. In der Tat verbringen Mitarbeitende manchmal mehrere Tage im Monat damit, unbezahlten Rechnungen nachzugehen. Wenn Unternehmen zudem gerichtliche Schritte einleiten müssen, um unbezahlte Rechnungen einzufordern, können hohe Anwaltskosten entstehen.",[786],{"type":90,"attrs":787},{"color":164},{"type":63},{"type":404,"content":790},[791],{"type":63,"content":792},[793,799],{"text":794,"type":67,"marks":795},"Scheitern von Unternehmen:",[796,797],{"type":97},{"type":90,"attrs":798},{"color":164},{"text":800,"type":67,"marks":801}," Es mag extrem klingen, aber Zahlungsverzug kann tatsächlich einer der Gründe für das Scheitern eines Unternehmens sein. Denn jede Kombination der genannten Folgen kann für Unternehmen verheerend sein.",[802],{"type":90,"attrs":803},{"color":164},{"type":63,"content":805},[806],{"text":807,"type":67,"marks":808},"Glücklicherweise gibt es ein paar einfache Möglichkeiten, diese Probleme zu umgehen und verspätete (oder gar ausbleibende) Zahlungen im Keim zu ersticken.",[809],{"type":90,"attrs":810},{"color":164},{"type":155,"attrs":812,"content":813},{"level":157},[814],{"text":815,"type":67,"marks":816},"Wie man Zahlungsverzug vermeiden kann – 7 Tipps",[817],{"type":90,"attrs":818},{"color":164},{"type":63,"content":820},[821],{"text":822,"type":67,"marks":823},"Im Geschäftsalltag besteht immer das Risiko, dass einige Rechnungen vorerst unbezahlt bleiben. Unternehmen müssen daher ein ausgeklügeltes Forderungsmanagement implementieren.",[824],{"type":90,"attrs":825},{"color":164},{"type":63,"content":827},[828,833,839],{"text":829,"type":67,"marks":830},"In der Regel sind die Finanzteams dafür verantwortlich, dass die Geldeingänge und -ausgänge gleichmäßig sind. Um diese Balance aufrechtzuerhalten, gibt es einige ",[831],{"type":90,"attrs":832},{"color":164},{"text":834,"type":67,"marks":835},"bewährte Verfahren, um Zahlungsverzüge zu vermeiden",[836,837],{"type":97},{"type":90,"attrs":838},{"color":164},{"text":840,"type":67,"marks":841},". Wir haben 7 davon für Sie zusammengestellt: ",[842],{"type":90,"attrs":843},{"color":164},{"type":155,"attrs":845,"content":846},{"level":174},[847],{"text":848,"type":67,"marks":849},"1. 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Wenn Sie diese Grundsätze fest verankern und klar kommunizieren, bleibt kein Raum für Missverständnisse.",[877],{"type":90,"attrs":878},{"color":164},{"type":63,"content":880},[881],{"text":882,"type":67,"marks":883},"Vergewissern Sie sich, dass Ihre Kund:innen Ihre Richtlinien verstehen und schriftlich bestätigen. Im Falle von Streitigkeiten können Sie sich dann immer auf diese Bestätigung berufen.",[884],{"type":90,"attrs":885},{"color":164},{"type":155,"attrs":887,"content":888},{"level":174},[889],{"text":890,"type":67,"marks":891},"2. Die Kund:innen kennen",[892],{"type":90,"attrs":893},{"color":181},{"type":63,"content":895},[896],{"text":897,"type":67,"marks":898},"Mit ein paar grundlegenden Maßnahmen lassen sich Probleme im Nachhinein weitgehend vermeiden. Bevor Sie Neukund:innen aufnehmen, sollten Sie sich die Zeit nehmen, deren bisherigen Erfahrungen mit Anbietern zu prüfen. Wenn Sie z. 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Rechnen Sie mit dem Unerwarteten und seien Sie bei Ihren Budgetschätzungen konservativ, insbesondere bei unsicheren wirtschaftlichen Bedingungen.",[943],{"type":90,"attrs":944},{"color":164},{"type":155,"attrs":946,"content":947},{"level":174},[948],{"text":949,"type":67,"marks":950},"5. Reaktionsschnellen Kundendienst einsetzen",[951],{"type":90,"attrs":952},{"color":181},{"type":63,"content":954},[955],{"text":956,"type":67,"marks":957},"Wenn sich ein Kunde oder eine Kundin an Ihren Kundendienst wendet, reagieren Sie möglichst schnell – denn das suggeriert, dass Sie sich gut kümmern. Es hilft auch zu verhindern, dass kleine Probleme zu einer Katastrophe werden. Denn ein kleines Problem kann sich schnell zu einem ausgewachsenen Streitfall entwickeln, sofern es nicht zeitnah und effizient bearbeitet wird.",[958],{"type":90,"attrs":959},{"color":164},{"type":155,"attrs":961,"content":962},{"level":174},[963],{"text":964,"type":67,"marks":965},"6. 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Dadurch gewinnen sie mehr Zeit, um sich auf ihre Kernaufgaben und dringendere Themen zu konzentrieren und vermeiden unangenehme Gespräche mit Kund:innen. ",[1008],{"type":90,"attrs":1009},{"color":164},{"type":63,"content":1011},[1012,1017,1032,1037],{"text":1013,"type":67,"marks":1014},"Durch die Nutzung von",[1015],{"type":90,"attrs":1016},{"color":92},{"text":1018,"type":67,"marks":1019}," Ausgabenmanagement-Tools wie Spendesk",[1020,1030],{"type":127,"attrs":1021},{"href":1022,"uuid":1023,"anchor":24,"target":131,"linktype":132,"story":1024},"/platform/","4b39d188-071f-4f1b-9670-76374dd671b8",{"name":1025,"id":1026,"uuid":1023,"slug":1027,"url":1028,"full_slug":1029,"_stopResolving":40},"Platform",511195522,"platform","platform/","de/platform/",{"type":90,"attrs":1031},{"color":92},{"text":1033,"type":67,"marks":1034}," können Finanzteams eine höhere Transparenz und bessere Einblicke in die Arbeitsweise des Unternehmens erlangen. Das ermöglicht eine verbesserte Vorbereitung und Konzentration auf die Vermeidung von Zahlungsverzug. Folglich können Unternehmen flexibler agieren und den Cashflow besser im Blick behalten. 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Jetzt mehr erfahren! ",[1119],{"_uid":1120,"items":1121,"heading":1159,"reverse":27,"component":1177,"sectionSettings":1178},"efd0fea9-d4cd-4684-9def-57b79cc9bffb",[1122,1132,1141,1150],{"_uid":1123,"title":1124,"component":1125,"description":1126},"ead29811-df56-4dd9-bc8f-9b820334f77f","Was ist Zahlungsverzug und welche Folgen hat er für Unternehmen?","faqItem",{"type":60,"content":1127},[1128],{"type":63,"content":1129},[1130],{"text":1131,"type":67},"Zahlungsverzug bezeichnet das Ausbleiben fälliger Zahlungen und verursacht Liquiditätsengpässe, Verzugszinsen sowie Mahn- und Inkassokosten. 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Für Bücher, Inventare, Eröffnungsbilanzen und Jahresabschlüsse gilt weiterhin eine zehnjährige Aufbewahrungsfrist.",[2937],{"type":90,"attrs":2938},{"color":2596},{"_uid":2940,"hide":27,"title":2941,"component":1125,"description":2942},"6c96769a-b644-4a7c-8588-62141ef6b113","Welche Vorteile bietet eine integrierte Plattform?",{"type":60,"attrs":2943,"content":2944},{"backgroundColor":24},[2945],{"type":63,"attrs":2946,"content":2947},{"textAlign":24},[2948],{"text":2949,"type":67,"marks":2950},"Eine integrierte Plattform kann Rechnungen, Firmenkarten, Ausgaben, Bestellungen, Freigaben und Zahlungen in einem gemeinsamen Workflow verbinden. Dadurch müssen Finanzteams weniger Daten zwischen verschiedenen Systemen abstimmen.",[2951],{"type":90,"attrs":2952},{"color":2596},[2954],{"cta":2955,"_uid":2956,"title":2957,"eyebrow":2965,"subtitle":2968,"component":155,"textAlign":52,"eyebrowPill":27,"checkmarkList":27,"flexibleSection":2971,"sectionSettings":2972,"displaySeparator":27,"breakLineOnMobile":27,"subtitleLeftBorder":27,"customTitleFontSize":52},[],"837ad85a-75fe-4850-a73f-a7faed9a20da",{"type":60,"attrs":2958,"content":2959},{"backgroundColor":24},[2960],{"type":155,"attrs":2961,"content":2962},{"level":157,"textAlign":24},[2963],{"text":2964,"type":67},"Häufige Fragen  zur Automatisierung der Kreditorenbuchhaltung",{"type":60,"content":2966},[2967],{"type":63},{"type":60,"content":2969},[2970],{"type":63},[],[],[],"kreditorenbuchhaltung-automatisieren-software-kosten-auswahlkriterien","de/blog/kreditorenbuchhaltung-automatisieren-software-kosten-auswahlkriterien",-2490,[],"e05c4ebc-be20-47c0-99bd-e54fce1a57a1",[],"blog/kreditorenbuchhaltung-automatisieren-software-kosten-auswahlkriterien",[2982,2983,2984],{"path":2980,"name":24,"lang":36,"published":24},{"path":2980,"name":24,"lang":31,"published":24},{"path":2980,"name":24,"lang":39,"published":24},{"name":2986,"created_at":2987,"published_at":2988,"updated_at":2989,"id":2990,"uuid":2991,"content":2992,"slug":3133,"full_slug":3134,"sort_by_date":24,"position":3135,"tag_list":3136,"is_startpage":27,"parent_id":1190,"meta_data":24,"group_id":3137,"first_published_at":2988,"release_id":24,"lang":31,"path":24,"alternates":3138,"default_full_slug":3139,"translated_slugs":3140},"Alternativen zu Payhawk, Pliant und Moss: Ausgabenmanagement im Vergleich","2026-08-14T11:41:35.141Z","2026-08-14T12:04:49.612Z","2026-08-14T12:04:49.649Z",208970117793046,"6cbc9a1b-d4fc-4a84-a653-1afd8d5294cc",{"_uid":2993,"title":2986,"topics":2994,"noIndex":27,"category":3015,"language":3024,"component":1092,"heroMedia":3025,"publishedAt":2866,"redirectUrl":52,"listingImage":3026,"metaDescription":3035,"bottomArticleCta":3036,"componentsAfterTheArticle":3037},"8062aa90-67bc-4313-b3df-0b9892c509f6",[2995],{"name":2996,"created_at":2997,"published_at":6,"updated_at":2998,"id":2999,"uuid":3000,"content":3001,"slug":3003,"full_slug":3004,"sort_by_date":24,"position":3005,"tag_list":3006,"is_startpage":27,"parent_id":2846,"meta_data":24,"group_id":3007,"first_published_at":3008,"release_id":24,"lang":31,"path":24,"alternates":3009,"default_full_slug":3010,"translated_slugs":3011,"_stopResolving":40},"Finance tools & tech","2022-10-23T14:54:45.602Z","2026-03-12T10:47:24.227Z",208013309,"1ea23fbc-cf76-421e-a8c6-73b89787bb95",{"_uid":3002,"name":2996,"component":21,"hubspotId":52},"3f4c451e-8e90-42af-8ab4-49c7a12230b6","finance-tools-tech","de/blog/topic/finance-tools-tech",-550,[],"fb813b9f-0756-465f-92a3-1598217d5c5c","2022-11-02T15:24:38.734Z",[],"blog/topic/finance-tools-tech",[3012,3013,3014],{"path":3010,"name":24,"lang":36,"published":24},{"path":3010,"name":24,"lang":31,"published":24},{"path":3010,"name":24,"lang":39,"published":24},{"name":1080,"created_at":1081,"published_at":6,"updated_at":1082,"id":1083,"uuid":1084,"content":3016,"slug":1092,"full_slug":1093,"sort_by_date":24,"position":25,"tag_list":3018,"is_startpage":27,"parent_id":1095,"meta_data":24,"group_id":1096,"first_published_at":1097,"release_id":24,"lang":31,"path":24,"alternates":3019,"default_full_slug":1099,"translated_slugs":3020,"_stopResolving":40},{"_uid":1086,"icon":3017,"name":1080,"component":1091},{"id":1088,"alt":1089,"name":52,"focus":52,"title":52,"filename":1090,"copyright":52,"fieldtype":54,"is_external_url":27},[],[],[3021,3022,3023],{"path":1099,"name":24,"lang":36,"published":24},{"path":1099,"name":24,"lang":31,"published":24},{"path":1099,"name":24,"lang":39,"published":24},[31],[],[3027],{"_uid":3028,"asset":3029,"caption":52,"component":1112},"3b51b4cf-b73b-4932-92ce-736c21219dc6",{"id":3030,"alt":3031,"name":52,"focus":52,"title":3032,"source":52,"filename":3033,"copyright":1211,"fieldtype":54,"meta_data":3034,"is_external_url":27},208970285422666,"Mehrere abstrakte Zahlungskarten und ein Beleg liegen auf violett gewellten Linien","Corporate Cards und Ausgabenmanagement im Vergleich","https://a.storyblok.com/f/146026/2752x1536/b58b55f944/ausgabenmanagement-alternativen-titelbild.jpg",{"alt":3031,"title":3032,"source":52,"copyright":1211},"Payhawk, Pliant, Moss, Expensify, Rydoo oder Spendesk? Der Vergleich zeigt Unterschiede bei Firmenkarten, DATEV, Spesen, Rechnungen und Ausgabenmanagement.",[],[3038],{"cta":3039,"_uid":3040,"items":3041,"heading":3112,"reverse":27,"component":1177,"sectionSettings":3132},[],"3c79f700-1f45-49d5-966a-3cb4fcb19116",[3042,3056,3070,3084,3098],{"_uid":3043,"hide":27,"title":3044,"component":1125,"description":3045},"db76d488-98af-454b-88c7-c11a6a6e9434","Was ist die beste Alternative zu Payhawk?",{"type":60,"attrs":3046,"content":3047},{"backgroundColor":24},[3048],{"type":63,"attrs":3049,"content":3050},{"textAlign":24},[3051],{"text":3052,"type":67,"marks":3053},"Das hängt vom Schwerpunkt ab. Payhawk-Alternativen mit unterschiedlichen Profilen sind beispielsweise Moss für Karten, Rechnungen und DATEV, Pliant für Kreditkarten, Rydoo für Reisekosten und Spendesk für Karten, Ausgaben, Rechnungen und Beschaffung. Eine allgemeine Rangfolge wäre ohne einheitliche Gewichtung nicht belastbar.",[3054],{"type":90,"attrs":3055},{"color":2596},{"_uid":3057,"hide":27,"title":3058,"component":1125,"description":3059},"8bae7f2e-a320-4460-ab47-5b760f3251db","Was ist eine gute Alternative zu Pliant?",{"type":60,"attrs":3060,"content":3061},{"backgroundColor":24},[3062],{"type":63,"attrs":3063,"content":3064},{"textAlign":24},[3065],{"text":3066,"type":67,"marks":3067},"Pliant ist auf Visa-Kreditkarten ausgerichtet. Wenn Sie eine Kreditlinie benötigen, sollten Sie die Bonitätsanforderungen und Konditionen anderer Kreditkartenanbieter vergleichen. Wenn Ausgabenkontrolle, Budgets und Beschaffung wichtiger sind als eine Kreditlinie, können Debitkartenlösungen wie Spendesk oder Payhawk besser zum Prozess passen.",[3068],{"type":90,"attrs":3069},{"color":2596},{"_uid":3071,"hide":27,"title":3072,"component":1125,"description":3073},"614ce44b-98d5-4b39-a479-9b94fffbf115","Was ist eine gute Alternative zu Moss?",{"type":60,"attrs":3074,"content":3075},{"backgroundColor":24},[3076],{"type":63,"attrs":3077,"content":3078},{"textAlign":24},[3079],{"text":3080,"type":67,"marks":3081},"Moss ist stark bei Karten, Rechnungsverarbeitung und DATEV. Als Alternativen kommen Payhawk, Spendesk oder Rydoo infrage, je nachdem, ob Multi-Entity, Procurement, Ausgabenkontrolle oder Reisekosten im Mittelpunkt stehen.",[3082],{"type":90,"attrs":3083},{"color":2596},{"_uid":3085,"hide":27,"title":3086,"component":1125,"description":3087},"d2774960-587d-447a-90ef-980ccafa450b","Brauche ich für eine Firmenkarte eine Schufa-Prüfung?",{"type":60,"attrs":3088,"content":3089},{"backgroundColor":24},[3090],{"type":63,"attrs":3091,"content":3092},{"textAlign":24},[3093],{"text":3094,"type":67,"marks":3095},"Das hängt vom Kartenmodell, Anbieter und Vertrag ab. Eine Kreditlinie erfordert häufig eine Bonitätsprüfung des Unternehmens. Bei Debit- oder vorfinanzierten Karten wird in der Regel keine Kreditlinie eingeräumt. Daraus folgt aber nicht automatisch, dass keinerlei Identitäts-, Compliance- oder Bonitätsprüfung stattfindet.",[3096],{"type":90,"attrs":3097},{"color":2596},{"_uid":3099,"hide":27,"title":3100,"component":1125,"description":3101},"b3db5885-0d19-445a-a401-eb4ef7c7a97c","Welche Lösung bietet eine DATEV-Anbindung?",{"type":60,"attrs":3102,"content":3103},{"backgroundColor":24},[3104],{"type":63,"attrs":3105,"content":3106},{"textAlign":24},[3107],{"text":3108,"type":67,"marks":3109},"Payhawk, Pliant, Moss, Rydoo und Spendesk bieten nach ihren aktuellen Anbieterinformationen DATEV-bezogene Integrationen oder Exporte. Die Tiefe unterscheidet sich jedoch deutlich. Prüfen Sie, ob es sich um DATEV Unternehmen online, DATEV Rechnungswesen, den Rechnungsdatenservice, den Buchungsdatenservice oder lediglich um einen Datei-Export handelt.",[3110],{"type":90,"attrs":3111},{"color":2596},[3113],{"cta":3114,"_uid":3115,"title":3116,"eyebrow":3124,"subtitle":3127,"component":155,"textAlign":52,"eyebrowPill":27,"checkmarkList":27,"flexibleSection":3130,"sectionSettings":3131,"displaySeparator":27,"breakLineOnMobile":27,"subtitleLeftBorder":27,"customTitleFontSize":52},[],"f33a388c-1f72-4f73-9cd3-af1190c1be59",{"type":60,"attrs":3117,"content":3118},{"backgroundColor":24},[3119],{"type":155,"attrs":3120,"content":3121},{"level":157,"textAlign":24},[3122],{"text":3123,"type":67},"Häufige Fragen zu Ausgabenmanagement-Tools",{"type":60,"content":3125},[3126],{"type":63},{"type":60,"content":3128},[3129],{"type":63},[],[],[],"payhawk-pliant-moss-ausgabenmanagement-vergleich","de/blog/payhawk-pliant-moss-ausgabenmanagement-vergleich",-2470,[],"a191dd54-60a2-4f80-81fc-7e4c78e97a04",[],"blog/payhawk-pliant-moss-ausgabenmanagement-vergleich",[3141,3142,3143],{"path":3139,"name":24,"lang":36,"published":24},{"path":3139,"name":24,"lang":31,"published":24},{"path":3139,"name":24,"lang":39,"published":24},{"name":3145,"created_at":3146,"published_at":3147,"updated_at":3148,"id":3149,"uuid":3150,"content":3151,"slug":3280,"full_slug":3281,"sort_by_date":24,"position":3282,"tag_list":3283,"is_startpage":27,"parent_id":1190,"meta_data":24,"group_id":3284,"first_published_at":3147,"release_id":24,"lang":31,"path":24,"alternates":3285,"default_full_slug":3286,"translated_slugs":3287},"Abschlagsrechnung buchen: Anzahlungen, Umsatzsteuer und Schlussrechnung","2026-08-14T10:20:17.272Z","2026-08-14T10:52:25.835Z","2026-08-14T10:52:25.892Z",208950137980320,"41560385-a1c8-4e3b-93cd-7ee37532bb32",{"_uid":3152,"title":3145,"topics":3153,"noIndex":27,"category":3162,"language":3171,"component":1092,"heroMedia":3172,"publishedAt":2866,"redirectUrl":52,"listingImage":3173,"metaDescription":3182,"bottomArticleCta":3183,"componentsAfterTheArticle":3184},"d6f83b18-de84-4ae1-a6c1-5ce9d346322b",[3154],{"name":2835,"created_at":2836,"published_at":6,"updated_at":2837,"id":2838,"uuid":2839,"content":3155,"slug":2842,"full_slug":2843,"sort_by_date":24,"position":2844,"tag_list":3156,"is_startpage":27,"parent_id":2846,"meta_data":24,"group_id":2847,"first_published_at":2848,"release_id":24,"lang":31,"path":24,"alternates":3157,"default_full_slug":2850,"translated_slugs":3158,"_stopResolving":40},{"_uid":2841,"name":2835,"component":21},[],[],[3159,3160,3161],{"path":2850,"name":24,"lang":36,"published":24},{"path":2850,"name":24,"lang":31,"published":24},{"path":2850,"name":24,"lang":39,"published":24},{"name":1080,"created_at":1081,"published_at":6,"updated_at":1082,"id":1083,"uuid":1084,"content":3163,"slug":1092,"full_slug":1093,"sort_by_date":24,"position":25,"tag_list":3165,"is_startpage":27,"parent_id":1095,"meta_data":24,"group_id":1096,"first_published_at":1097,"release_id":24,"lang":31,"path":24,"alternates":3166,"default_full_slug":1099,"translated_slugs":3167,"_stopResolving":40},{"_uid":1086,"icon":3164,"name":1080,"component":1091},{"id":1088,"alt":1089,"name":52,"focus":52,"title":52,"filename":1090,"copyright":52,"fieldtype":54,"is_external_url":27},[],[],[3168,3169,3170],{"path":1099,"name":24,"lang":36,"published":24},{"path":1099,"name":24,"lang":31,"published":24},{"path":1099,"name":24,"lang":39,"published":24},[31],[],[3174],{"_uid":3175,"asset":3176,"caption":52,"component":1112},"82e995a4-3220-4637-9d50-9f9cfabb697f",{"id":3177,"alt":3178,"name":52,"focus":52,"title":3179,"source":52,"filename":3180,"copyright":1211,"fieldtype":54,"meta_data":3181,"is_external_url":27},208952781804370,"Abstrakte grüne Editorial-Illustration mit gestapelten Rechnungsdokumenten und Zahlungsstufen, passend zum Artikel über Anzahlungen, Umsatzsteuer und Schlussrechnung.","Abschlagsrechnung und Schlussrechnung im Überblick","https://a.storyblok.com/f/146026/2752x1536/ce7e2fd626/abschlagsrechnung-titelbild-gruenton-vorlage.jpg",{"alt":3178,"title":3179,"source":52,"copyright":1211},"Abschlagsrechnung richtig buchen: Unterschiede zu Anzahlungen und Teilrechnungen, Umsatzsteuer, Vorsteuer, Buchungssätze und Schlussrechnung verständlich erklärt.",[],[3185],{"cta":3186,"_uid":3187,"items":3188,"heading":3259,"reverse":27,"component":1177,"sectionSettings":3279},[],"4d0a1dcd-ce23-4c3f-8d59-503c4f72c14f",[3189,3203,3217,3231,3245],{"_uid":3190,"hide":27,"title":3191,"component":1125,"description":3192},"b9917233-95d6-40dd-969b-b29f4a22280a","Ist eine Abschlagsrechnung dasselbe wie eine Anzahlungsrechnung?",{"type":60,"attrs":3193,"content":3194},{"backgroundColor":24},[3195],{"type":63,"attrs":3196,"content":3197},{"textAlign":24},[3198],{"text":3199,"type":67,"marks":3200},"Nicht zwingend. Eine Anzahlung wird vor der Ausführung der Leistung geleistet. Eine Abschlagszahlung kann sich auf den Projektfortschritt beziehen, ohne dass bereits eine umsatzsteuerliche Teilleistung vorliegt. Die Begriffe werden in der Praxis teilweise synonym verwendet, sollten im Artikel aber sauber unterschieden werden.",[3201],{"type":90,"attrs":3202},{"color":2596},{"_uid":3204,"hide":27,"title":3205,"component":1125,"description":3206},"d19b11dc-5e11-45d9-9e29-b9b37ba7fb2d","Wann entsteht die Umsatzsteuer bei einer Abschlagsrechnung?",{"type":60,"attrs":3207,"content":3208},{"backgroundColor":24},[3209],{"type":63,"attrs":3210,"content":3211},{"textAlign":24},[3212],{"text":3213,"type":67,"marks":3214},"Bei einer Vorauszahlung vor Leistungsausführung grundsätzlich mit dem Zahlungseingang. Bei einer echten Teilleistung grundsätzlich mit deren Ausführung. Das Rechnungsdatum allein entscheidet nicht über den Zeitpunkt der Umsatzsteuer.",[3215],{"type":90,"attrs":3216},{"color":2596},{"_uid":3218,"hide":27,"title":3219,"component":1125,"description":3220},"40e35176-4041-4e7b-ba2e-d97ef5b5e150","Wann darf die Vorsteuer aus einer Anzahlungsrechnung abgezogen werden?",{"type":60,"attrs":3221,"content":3222},{"backgroundColor":24},[3223],{"type":63,"attrs":3224,"content":3225},{"textAlign":24},[3226],{"text":3227,"type":67,"marks":3228},"Bei einer Vorauszahlung müssen grundsätzlich sowohl eine ordnungsgemäße Rechnung als auch die Zahlung vorliegen. Bei einer bereits ausgeführten Lieferung oder Leistung ist die Zahlung dagegen grundsätzlich keine zusätzliche Voraussetzung.",[3229],{"type":90,"attrs":3230},{"color":2596},{"_uid":3232,"hide":27,"title":3233,"component":1125,"description":3234},"efa4f933-e55e-4bae-aee2-a7cfcbea5fd1","Was muss die Schlussrechnung enthalten?",{"type":60,"attrs":3235,"content":3236},{"backgroundColor":24},[3237],{"type":63,"attrs":3238,"content":3239},{"textAlign":24},[3240],{"text":3241,"type":67,"marks":3242},"Die Schlussrechnung sollte die Gesamtleistung, die darauf entfallende Umsatzsteuer sowie alle bereits berücksichtigten Anzahlungen oder Abschlagszahlungen ausweisen. Daraus muss der verbleibende Nettobetrag, die verbleibende Umsatzsteuer und der noch offene Bruttobetrag eindeutig hervorgehen.",[3243],{"type":90,"attrs":3244},{"color":2596},{"_uid":3246,"hide":27,"title":3247,"component":1125,"description":3248},"fd4866a2-5084-4408-9a69-81eb2b0cc452","Welche Konten gelten für Anzahlungen in SKR03 und SKR04?",{"type":60,"attrs":3249,"content":3250},{"backgroundColor":24},[3251],{"type":63,"attrs":3252,"content":3253},{"textAlign":24},[3254],{"text":3255,"type":67,"marks":3256},"Für geleistete Anzahlungen werden beispielsweise Konten wie 1518 im SKR03 und 1186 im SKR04 verwendet. Für erhaltene Anzahlungen mit 19 Prozent Umsatzsteuer kommen häufig 1718 im SKR03 und 3272 im SKR04 zum Einsatz. 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Finanzteams wählen offene Posten aus, holen Freigaben ein und stoßen die Zahlungen gemeinsam an, in Deutschland meist per SEPA-Überweisung. Die Taktung liegt üblicherweise bei zwei bis drei Zahlläufen pro Monat.",[5078],{"type":90,"attrs":5079},{"color":2596},{"_uid":5081,"hide":27,"title":5082,"component":1125,"description":5083},"355c291f-e7e0-40bf-b9e5-83153d5ae450","Wie lange dauert ein Zahllauf?",{"type":60,"content":5084},[5085],{"type":63,"attrs":5086,"content":5087},{"textAlign":24},[5088],{"text":5089,"type":67,"marks":5090},"Zwei Zeiten sind zu unterscheiden: Die Bank benötigt für die eigentliche SEPA-Verarbeitung ein bis zwei Bankarbeitstage. Der interne Vorlauf (Selektion, Prüfung, Freigabe, Übertragung) reicht bei manuellen Prozessen von wenigen Stunden bis zu einem vollen Arbeitstag. 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