[{"data":1,"prerenderedAt":5168},["ShallowReactive",2],{"fr-blog/processus-cloture-mensuelle-comptable":3,"fr-global-content":946,"fr-article-global-content":2330,"fr-blog-article-more-articles-d0994ca0-a555-425e-b68f-d17b0657cfdb":2585,"fr-blog-article-more-articles-213425743":5163},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":933,"full_slug":934,"sort_by_date":24,"position":935,"tag_list":936,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":938,"first_published_at":939,"release_id":24,"lang":31,"path":24,"alternates":940,"default_full_slug":941,"translated_slugs":942},"Processus de clôture mensuelle comptable : comment s’organiser","2022-11-02T17:47:52.280Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:46.009Z",213425743,"e6a8ec58-c306-4fc5-b1c7-968c1e673add",{"_uid":11,"roles":12,"title":4,"author":41,"topics":90,"content":112,"noIndex":27,"category":893,"language":918,"component":906,"heroMedia":919,"sidebarCta":928,"publishedAt":929,"readingTime":930,"redirectUrl":51,"listingImage":931,"metaDescription":932},"bc59b651-c45f-4da2-a2e2-c89407065448",[13],{"name":14,"created_at":15,"published_at":6,"updated_at":16,"id":17,"uuid":18,"content":19,"slug":22,"full_slug":23,"sort_by_date":24,"position":25,"tag_list":26,"is_startpage":27,"parent_id":28,"meta_data":24,"group_id":29,"first_published_at":30,"release_id":24,"lang":31,"path":24,"alternates":32,"default_full_slug":33,"translated_slugs":34,"_stopResolving":40},"Financial Controller","2024-11-14T16:28:28.920Z","2026-03-12T10:48:03.955Z",579107717,"ef8ab7b7-f3c6-41c4-8363-45848989042c",{"_uid":20,"name":14,"component":21},"8ee7bc5e-ac5d-48c5-8424-e446196b1d39","tag","financial-controller","fr/blog/role/financial-controller",null,0,[],false,190903385,"95642eaf-2539-4d06-bbba-8fc9ba64af2b","2024-11-14T16:29:42.813Z","fr",[],"blog/role/financial-controller",[35,36,38],{"path":33,"name":24,"lang":31,"published":24},{"path":33,"name":24,"lang":37,"published":24},"de",{"path":33,"name":24,"lang":39,"published":24},"es",true,{"name":42,"created_at":43,"published_at":6,"updated_at":44,"id":45,"uuid":46,"content":47,"slug":77,"full_slug":78,"sort_by_date":24,"position":79,"tag_list":80,"is_startpage":27,"parent_id":81,"meta_data":24,"group_id":82,"first_published_at":83,"release_id":24,"lang":31,"path":24,"alternates":84,"default_full_slug":85,"translated_slugs":86,"_stopResolving":40},"Laurence Kermorgant","2022-10-19T17:43:32.473Z","2026-03-12T10:47:22.250Z",206167982,"ad5e9865-33b0-4e4f-87fb-87854da52c85",{"_uid":48,"name":42,"links":49,"picture":63,"lastName":65,"component":66,"firstName":67,"description":68},"7b6af6e6-4cef-414b-b406-e7f20b9f0876",[50],{"tag":51,"_uid":52,"icon":53,"link":57,"type":51,"label":51,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"","fc35f0d4-4b24-4a61-9b3e-74da38f7994c",{"id":54,"alt":51,"name":51,"focus":51,"title":51,"filename":55,"copyright":51,"fieldtype":56,"is_external_url":27},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{"id":51,"url":58,"linktype":59,"fieldtype":60,"cached_url":58},"https://www.linkedin.com/in/laurence-kermorgant-5018a52/","url","multilink","primary","cta",{"alt":64,"name":51,"focus":51,"title":51,"filename":64,"copyright":51,"fieldtype":56,"is_external_url":27},"https://a.storyblok.com/f/146026/433x433/c873863fcb/laurence-kermorgant.jpeg","Kermorgant","author","Laurence",{"type":69,"content":70},"doc",[71],{"type":72,"content":73},"paragraph",[74],{"text":75,"type":76},"Laurence Kermorgant est rédactrice web SEO. Diplômée d'expertise comptable, Laurence a 30 ans d'expérience professionnelle dans les métiers de la banque, du commissariat aux comptes et de la finance d'entreprise. Elle a exercé principalement dans les secteurs de l'agroalimentaire et de la métallurgie, tant dans des PME françaises que des groupes anglo-saxons et américains.","text","laurence-kermorgant","fr/blog/author/laurence-kermorgant",-860,[],176408854,"ea6e443c-29db-4708-b9a6-5239d19881b7","2022-11-02T15:25:44.771Z",[],"blog/author/laurence-kermorgant",[87,88,89],{"path":85,"name":24,"lang":31,"published":24},{"path":85,"name":24,"lang":37,"published":24},{"path":85,"name":24,"lang":39,"published":24},[91],{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":97,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":102,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":106,"default_full_slug":107,"translated_slugs":108,"_stopResolving":40},"Comptabilité","2022-10-19T17:57:49.664Z","2026-03-12T10:47:22.734Z",206171401,"d0994ca0-a555-425e-b68f-d17b0657cfdb",{"_uid":98,"name":92,"component":21},"1dc6497e-1135-45e9-a2c6-426facc382ba","comptabilite","fr/blog/topic/comptabilite",-50,[],176456153,"0cd4ad6e-957d-466c-ad0c-f730e74c8b7a","2022-11-02T15:24:55.833Z",[],"blog/topic/comptabilite",[109,110,111],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"type":69,"content":113},[114,127,133,139,145,156,163,175,181,193,214,219,246,258,265,270,288,294,318,323,334,339,356,368,373,390,395,418,435,440,456,472,477,488,497,502,513,518,529,540,545,556,561,570,595,600,611,621,626,638,650,670,675,687,699,704,726,731,743,748,760,765,789,794,808,813,825,830,842,847,859,864,884],{"type":72,"attrs":115,"content":117},{"textAlign":24,"key":116},"p-0",[118,120,125],{"text":119,"type":76},"Mettre en place un ",{"text":121,"type":76,"marks":122},"processus de clôture mensuelle comptable",[123],{"type":124},"bold",{"text":126,"type":76}," demande un peu d’organisation. Être efficient c’est mieux, si vous souhaitez utiliser rapidement les données et ne pas y consacrer la moitié du mois.",{"type":72,"attrs":128,"content":130},{"textAlign":24,"key":129},"p-1",[131],{"text":132,"type":76},"Voyons de quoi il s’agit et quels sont les objectifs poursuivis par cet arrêté périodique.",{"type":72,"attrs":134,"content":136},{"textAlign":24,"key":135},"p-2",[137],{"text":138,"type":76},"Vous découvrirez ensuite dans cet article 4 clés pour le maximum d’efficacité ainsi que 6 pièges à éviter.",{"type":72,"attrs":140,"content":142},{"textAlign":24,"key":141},"p-3",[143],{"text":144,"type":76},"Enfin, avec l’exemple de nos outils Spendesk, vous comprendrez comment ce type d’application aide à rationaliser la démarche.",{"type":72,"attrs":146,"content":147},{"textAlign":24},[148],{"type":149,"attrs":150},"blok",{"id":151,"body":152},"774efa55-3aa4-48a0-b028-df654821c1cc",[153],{"_uid":154,"html":51,"component":155},"59c01765-65bd-49ea-b0b3-f2975cc8ca95","embed",{"type":157,"attrs":158,"content":160},"heading",{"level":159,"textAlign":24},2,[161],{"text":162,"type":76},"Qu’est-ce que la clôture mensuelle ?",{"type":72,"attrs":164,"content":166},{"textAlign":24,"key":165},"p-4",[167,169,173],{"text":168,"type":76},"Vous entendez parler de clôture comptable mensuelle, mais en réalité ce terme est ",{"text":170,"type":76,"marks":171},"impropre",[172],{"type":124},{"text":174,"type":76},". Le vocabulaire plus approprié serait « situation mensuelle ». Malgré cet abus fréquent de langage, voyons ce que recouvre cette expression.",{"type":157,"attrs":176,"content":178},{"level":177,"textAlign":24},3,[179],{"text":180,"type":76},"Définition du processus de clôture comptable mensuelle",{"type":72,"attrs":182,"content":184},{"textAlign":24,"key":183},"p-5",[185,187,191],{"text":186,"type":76},"La loi impose de clôturer les comptes à la fin de chaque exercice, c’est tout. Pour autant, selon la taille de l’entreprise ou l’appartenance à un groupe, vous êtes amené à effectuer le ",{"text":188,"type":76,"marks":189},"point sur votre comptabilité à la fin du mois",[190],{"type":124},{"text":192,"type":76},". C’est une pratique de bonne gestion plus qu’une règle comptable.",{"type":72,"attrs":194,"content":196},{"textAlign":24,"key":195},"p-6",[197,199,206,208,212],{"text":198,"type":76},"Souvent, votre logiciel comptable ou votre ",{"text":200,"type":76,"marks":201},"ERP",[202],{"type":203,"attrs":204},"link",{"href":205,"uuid":24,"anchor":24,"target":24,"linktype":59},"https://www.spendesk.com/fr/blog/erp/",{"text":207,"type":76}," ",{"text":209,"type":76,"marks":210},"découpe l’exercice en périodes mensuelles",[211],{"type":124},{"text":213,"type":76},". Les journaux se ferment alors sur ce rythme, les achats, les ventes, la trésorerie, etc. En ajoutant quelques écritures d’ajustement du type « OD » en fin de mois, vous disposez d’une balance comptable à date. Vous pouvez donc dresser un compte de résultat et un bilan.",{"type":157,"attrs":215,"content":216},{"level":177,"textAlign":24},[217],{"text":218,"type":76},"Différences entre une clôture annuelle et une clôture mensuelle de la comptabilité",{"type":72,"attrs":220,"content":222},{"textAlign":24,"key":221},"p-7",[223,225,238,240,244],{"text":224,"type":76},"Le travail de l’équipe finance s’apparente à celui ",{"text":226,"type":76,"marks":227},"réalisé pour l’arrêté de l’exercice",[228],{"type":203,"attrs":229},{"href":230,"uuid":231,"anchor":24,"target":24,"linktype":232,"story":233},"guide-cloture-comptable","d808418f-e11f-4561-9fd9-a49db0a1e60e","story",{"name":234,"id":235,"uuid":231,"slug":230,"url":236,"full_slug":237,"_stopResolving":40},"7 étapes clés pour préparer et faire votre clôture comptable",208803058,"blog/guide-cloture-comptable","fr/blog/guide-cloture-comptable",{"text":239,"type":76},". Toutefois, comme nous verrons dans les recommandations, il ",{"text":241,"type":76,"marks":242},"s’allège pour plus d’efficacité",[243],{"type":124},{"text":245,"type":76},".",{"type":72,"attrs":247,"content":249},{"textAlign":24,"key":248},"p-8",[250,252,256],{"text":251,"type":76},"Parfois, certains logiciels comptables utilisent des ",{"text":253,"type":76,"marks":254},"écritures dites de simulation",[255],{"type":124},{"text":257,"type":76},". Elles ne font pas partie du grand livre annuel. En cas de contrôle fiscal, l’inspecteur n’y accède pas. Dans les autres cas, toutes les saisies comptables de fin de mois se contrepassent en général le premier jour du mois suivant. Souvent, l’impôt mensuel fait l’objet d’un calcul simplifié contrairement à l’approche fiscale de fin d’exercice.",{"type":149,"attrs":259},{"id":260,"body":261},"4b1c9182-52cb-428b-be65-c92a04aec4f9",[262],{"_uid":263,"html":264,"component":155},"i-07aedd8b-7f8c-4ea1-bf84-82e096a8063a","\u003Ciframe width=\"560\" height=\"475\" src=\"https://www.youtube.com/embed/2ZLjEYYGuP4?si=kvUJiHoaFTBVAQ_0\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" allowfullscreen>\u003C/iframe>",{"type":157,"attrs":266,"content":267},{"level":177,"textAlign":24},[268],{"text":269,"type":76},"Objectifs d’une clôture comptable chaque mois",{"type":72,"attrs":271,"content":273},{"textAlign":24,"key":272},"p-9",[274,276,280,282,286],{"text":275,"type":76},"Pourquoi mettre en place un processus de clôture mensuelle comptable dans votre entreprise ? Les motivations sont multiples et les ",{"text":277,"type":76,"marks":278},"atouts indéniables",[279],{"type":124},{"text":281,"type":76},". Bien sûr, avant de vous lancer, analysez bien le besoin dans votre société ainsi que la manière de réaliser la mise en œuvre le plus simplement possible. C’est une ",{"text":283,"type":76,"marks":284},"démarche volontaire qui doit vous apporter et non pas vous coûter",[285],{"type":124},{"text":287,"type":76},". Inutile de créer une procédure « usine à gaz » et d’y consacrer trois semaines par mois !",{"type":157,"attrs":289,"content":291},{"level":290,"textAlign":24},4,[292],{"text":293,"type":76},"Permettre de dégager le résultat comptable du mois",{"type":72,"attrs":295,"content":297},{"textAlign":24,"key":296},"p-10",[298,300,304,306,311,313,317],{"text":299,"type":76},"Tout d’abord, pour les dirigeants et managers, disposer de données réelles issues de la comptabilité constitue un plus pour le ",{"text":301,"type":76,"marks":302},"pilotage de l’entreprise",[303],{"type":124},{"text":305,"type":76},". Les ",{"text":307,"type":76,"marks":308},"reportings",[309],{"type":310},"italic",{"text":312,"type":76}," commerciaux ou tableaux de bord qui émanent des applications métiers apportent des informations intéressantes. Cependant, rien ne vaut leur confrontation avec le ",{"text":314,"type":76,"marks":315},"juge de paix que représente la compta",[316],{"type":124},{"text":245,"type":76},{"type":157,"attrs":319,"content":320},{"level":290,"textAlign":24},[321],{"text":322,"type":76},"Faciliter le suivi budgétaire de l’entreprise",{"type":72,"attrs":324,"content":326},{"textAlign":24,"key":325},"p-11",[327,329,333],{"text":328,"type":76},"Vous avez établi le budget prévisionnel de l’exercice en cours ? C’est le moment de s’en servir réellement et d’en faire un outil de gestion. Idéalement, le budget se mensualise pour plus de réalisme avec l’exploitation, notamment en présence de facteurs saisonniers. En disposant d’un processus de clôture comptable mensuelle, vous pouvez vraiment ",{"text":330,"type":76,"marks":331},"évaluer l’atteinte des objectifs financiers budgétés",[332],{"type":124},{"text":245,"type":76},{"type":157,"attrs":335,"content":336},{"level":290,"textAlign":24},[337],{"text":338,"type":76},"Faciliter le processus de la clôture comptable annuelle des comptes",{"type":72,"attrs":340,"content":342},{"textAlign":24,"key":341},"p-12",[343,345,349,350,355],{"text":344,"type":76},"C’est assurément un point non négligeable pour les entreprises qui ont acquis de l’expérience en matière d’arrêtés comptables mensuels. Notamment, lorsque les délais pour sortir le bilan annuel sont très courts, plus vous préparez en amont les données et l’analyse, ",{"text":346,"type":76,"marks":347},"plus vous réussissez à respecter la",[348],{"type":124},{"text":207,"type":76},{"text":351,"type":76,"marks":352},"deadline",[353,354],{"type":124},{"type":310},{"text":245,"type":76},{"type":72,"attrs":357,"content":359},{"textAlign":24,"key":358},"p-13",[360,362,366],{"text":361,"type":76},"Or, le fait de réaliser des arrêtés mensuels contribue à ",{"text":363,"type":76,"marks":364},"fluidifier le dossier de clôture comptable",[365],{"type":124},{"text":367,"type":76},". Vos comptes sont vérifiés, au moins par roulement, et vous détectez les anomalies. Vos procédures de provisionnement des factures non parvenues, factures à établir, etc. sont calées et fonctionnent.",{"type":157,"attrs":369,"content":370},{"level":159,"textAlign":24},[371],{"text":372,"type":76},"Nos 5 clés pour un processus de clôture mensuelle plus efficace",{"type":72,"attrs":374,"content":375},{"textAlign":24,"key":116},[376,378,382,384,388],{"text":377,"type":76},"Voici ",{"text":379,"type":76,"marks":380},"quelques points d’organisation de base",[381],{"type":124},{"text":383,"type":76}," si vous souhaitez déployer ou améliorer les situations mensuelles comptables dans votre entreprise. Vous avez recours à un intervenant externe pour la clôture comptable ? Cela n’empêche pas de mettre en place quelques ",{"text":385,"type":76,"marks":386},"actions de bon sens",[387],{"type":124},{"text":389,"type":76},", en concertation avec lui, afin de disposer de vos résultats mensuels.",{"type":157,"attrs":391,"content":392},{"level":177,"textAlign":24},[393],{"text":394,"type":76},"Utiliser le budget prévisionnel pour la gestion des abonnements et provisions comptables",{"type":72,"attrs":396,"content":397},{"textAlign":24,"key":129},[398,410,412,416],{"text":399,"type":76,"marks":400},"La gestion du budget",[401],{"type":203,"attrs":402},{"href":403,"uuid":404,"anchor":24,"target":24,"linktype":232,"story":405},"gestion-du-budget","aa6041ac-f58b-4a00-8326-bd68d13ef112",{"name":406,"id":407,"uuid":404,"slug":403,"url":408,"full_slug":409,"_stopResolving":40},"5 conseils pour la gestion du budget en entreprise",213425740,"blog/gestion-du-budget","fr/blog/gestion-du-budget",{"text":411,"type":76}," représente un réel outil de pilotage. En comparant avec la comptabilité de la période, vous analysez les écarts et réfléchissez aux actions correctives. ",{"text":413,"type":76,"marks":414},"Le prévisionnel sert également aux écritures comptables",[415],{"type":124},{"text":417,"type":76},", notamment pour les charges à lisser sur l’exercice comme les contrats de maintenance, les locations, les honoraires, etc.",{"type":72,"attrs":419,"content":420},{"textAlign":24,"key":135},[421,423,427,429,433],{"text":422,"type":76},"Préparez la saisie de vos OD en début d’année en partant du budget. La plupart des logiciels comptables permettent l’automatisation des abonnements. Chaque mois, ils incrémentent la situation mensuelle. Plus vous utilisez cette méthode, plus vous ",{"text":424,"type":76,"marks":425},"accélérez votre processus de clôture mensuelle comptable",[426],{"type":124},{"text":428,"type":76},". Veillez toutefois à contrôler périodiquement vos comptes d’abonnement au regard du budget. ",{"text":430,"type":76,"marks":431},"Ajustez si nécessaire",[432],{"type":124},{"text":434,"type":76}," sans attendre la clôture comptable.",{"type":157,"attrs":436,"content":437},{"level":177,"textAlign":24},[438],{"text":439,"type":76},"Clôturer très vite les comptes du mois",{"type":72,"attrs":441,"content":442},{"textAlign":24,"key":141},[443,445,449,451,455],{"text":444,"type":76},"Mettre en place un processus mensuel de clôture comptable signifie aussi une ",{"text":446,"type":76,"marks":447},"charge de travail supplémentaire",[448],{"type":124},{"text":450,"type":76},". La plupart des grandes PME s’y collent, surtout quand les sociétés appartiennent à un groupe. Le rôle de la DAF consiste alors à organiser ces travaux pour ne pas y passer deux à trois semaines chaque mois. Oui, clôturer sa comptabilité générale à J +5 voire J +3 ",{"text":452,"type":76,"marks":453},"c’est possible et pour tout le monde",[454],{"type":124},{"text":245,"type":76},{"type":72,"attrs":457,"content":458},{"textAlign":24,"key":165},[459,461,465,467,471],{"text":460,"type":76},"Ainsi vous dégagez du temps à vos équipes pour analyser les données et travailler sur d’autres dossiers après l’arrêté. Raccourcir le délai d’établissement des comptes mensuels exige de s’investir dans la ",{"text":462,"type":76,"marks":463},"conduite du changement",[464],{"type":124},{"text":466,"type":76},". Avancez étape par étape. Fixez des objectifs progressifs de réduction en nombre de jours. Parfois, l’analyse vous entraîne à simplifier les approches mensuelles de certains postes ou à revoir les fonctionnements informatiques, notamment sur le plan du ",{"text":468,"type":76,"marks":469},"cut-off",[470],{"type":310},{"text":245,"type":76},{"type":157,"attrs":473,"content":474},{"level":177,"textAlign":24},[475],{"text":476,"type":76},"Le calendrier de clôture mensuelle",{"type":72,"attrs":478,"content":479},{"textAlign":24,"key":183},[480,482,486],{"text":481,"type":76},"Tout comme pour la préparation du bilan en fin d’année, ",{"text":483,"type":76,"marks":484},"établissez un planning mensuel",[485],{"type":124},{"text":487,"type":76},", mais plus simplifié et allégé évidemment. Fixez les étapes, les tâches principales, les personnes dans chaque service ainsi que les dates de réalisation, jour par jour.",{"type":72,"attrs":489,"content":490},{"textAlign":24,"key":195},[491,495],{"text":492,"type":76,"marks":493},"Le respect de la deadline mensuelle",[494],{"type":124},{"text":496,"type":76}," exige bien sûr de commencer autant que possible avant la fin du mois. Nommez un responsable du suivi. Le DAF, le chef comptable ou le contrôleur de gestion peuvent s’en charger. Relancez en cas de moindre retard. Surveillez la marmite au moins deux fois par jour.",{"type":157,"attrs":498,"content":499},{"level":177,"textAlign":24},[500],{"text":501,"type":76},"S’appuyer au maximum sur les données des ERP ou applicatifs métiers",{"type":72,"attrs":503,"content":504},{"textAlign":24,"key":221},[505,507,511],{"text":506,"type":76},"Afin de fluidifier le processus de clôture mensuelle comptable, nous vous recommandons d’exploiter au mieux les ",{"text":508,"type":76,"marks":509},"fonctionnalités de vos ERP ou applications logicielles métier",[510],{"type":124},{"text":512,"type":76},". La gestion des achats, de l’inventaire, de la facturation client, de la paie, des immobilisations, etc. voilà des éléments qui s’interfacent avec la comptabilité. Ils sont précieux pour le process mensuel de clôture comptable. Pour les provisions de factures non parvenues ou de factures à établir par exemple, les logiciels permettent de paramétrer des états. Vous disposez rapidement des données à comptabiliser.",{"type":157,"attrs":514,"content":515},{"level":177,"textAlign":24},[516],{"text":517,"type":76},"Associer tous les services opérationnels de l’entreprise",{"type":72,"attrs":519,"content":520},{"textAlign":24,"key":248},[521,523,527],{"text":522,"type":76},"Tout comme pour la clôture annuelle, le ",{"text":524,"type":76,"marks":525},"contrôle de gestion",[526],{"type":124},{"text":528,"type":76}," occupe une place de choix auprès du service comptabilité pour établir les situations périodiques. Mais il n’est pas le seul.",{"type":72,"attrs":530,"content":531},{"textAlign":24,"key":272},[532,534,538],{"text":533,"type":76},"La compta est le réceptacle de tous les flux financiers. Elle reflète la vie de l’entreprise du début à la fin du mois. Les échanges avec les services opérationnels permettent de ",{"text":535,"type":76,"marks":536},"ne pas passer à côté de l’essentiel",[537],{"type":124},{"text":539,"type":76},". Par ailleurs, parfois certaines provisions exigent de se rapprocher du terrain pour obtenir les bonnes informations.",{"type":157,"attrs":541,"content":542},{"level":159,"textAlign":24},[543],{"text":544,"type":76},"Les 6 erreurs à éviter pour sortir les comptes du mois",{"type":72,"attrs":546,"content":547},{"textAlign":24,"key":296},[548,550,554],{"text":549,"type":76},"Quelques ",{"text":551,"type":76,"marks":552},"attitudes ou méthodes sont à proscrire",[553],{"type":124},{"text":555,"type":76}," si vous souhaitez réussir votre processus de clôture mensuelle comptable. Voici notre analyse des points à éviter absolument pour sortir rapidement une situation financière mensualisée fiable.",{"type":157,"attrs":557,"content":558},{"level":177,"textAlign":24},[559],{"text":560,"type":76},"Se noyer dans les détails",{"type":72,"attrs":562,"content":563},{"textAlign":24,"key":325},[564,568],{"text":565,"type":76,"marks":566},"C’est juste une situation mensuelle",[567],{"type":124},{"text":569,"type":76},". La tenue de la compta s’effectue tout au long de l’année en vue d’enregistrer tous les flux financiers. La clôture de l’exercice et la production des documents annuels exigent de la précision et des contrôles poussés. Chaque mois, gardez en tête un objectif de fiabilité des comptes en pensant aux données significatives.",{"type":72,"attrs":571,"content":572},{"textAlign":24,"key":341},[573,575,581,587,589,593],{"text":574,"type":76},"Tant pis si la provision congés payés se calcule avec moins de perfection qu’en fin d’année. L’important, c’est de ne pas l’oublier dans les écritures du mois ! ",{"text":576,"type":76,"marks":577},"Établissez une ",[578],{"type":203,"attrs":579},{"href":580,"uuid":24,"anchor":24,"target":24,"linktype":59},"https://www.spendesk.com/fr/landing/checklist-cloture-annuelle/",{"text":582,"type":76,"marks":583},"check-list",[584,586],{"type":203,"attrs":585},{"href":580,"uuid":24,"anchor":24,"target":24,"linktype":59},{"type":310},{"text":588,"type":76}," des charges et produits ",{"text":590,"type":76,"marks":591},"comptabilisés sur la base d’une approche",[592],{"type":124},{"text":594,"type":76}," et qui exigeront un calcul affiné pour la clôture de l’exercice.",{"type":157,"attrs":596,"content":597},{"level":177,"textAlign":24},[598],{"text":599,"type":76},"Oublier de vérifier les interfaces et de traiter les états d’anomalie",{"type":72,"attrs":601,"content":602},{"textAlign":24,"key":358},[603,605,609],{"text":604,"type":76},"Votre logiciel comptable s’alimente en automatique tant pour les factures de vente que pour les factures d’achat ? La présence d’interfaces contribue à rationaliser le process des situations mensuelles comptables. Pour autant, omettre de vérifier chaque mois, voire chaque jour, les états de rejets et d’anomalies constitue une ",{"text":606,"type":76,"marks":607},"erreur de débutant",[608],{"type":124},{"text":610,"type":76},". On la rencontre malheureusement assez souvent dans les services financiers.",{"type":72,"attrs":612,"content":614},{"textAlign":24,"key":613},"p-14",[615,619],{"text":616,"type":76,"marks":617},"Formalisez le contrôle du rapprochement entre les différents systèmes",[618],{"type":124},{"text":620,"type":76},". Le commissaire aux comptes vous le réclamera à la clôture comptable de toute façon. Avec ce type de vérification, vous détectez les écarts. Il peut s’agir de factures qui manquent en compta. Provisionnez-les dans ce cas.",{"type":157,"attrs":622,"content":623},{"level":177,"textAlign":24},[624],{"text":625,"type":76},"Établir les inventaires physiques sans procédure claire",{"type":72,"attrs":627,"content":629},{"textAlign":24,"key":628},"p-15",[630,632,636],{"text":631,"type":76},"L’inventaire physique des stocks, surtout s’ils ne sont pas informatisés, ne doit pas être négligé non plus. En laissant les opérateurs procéder comme ils veulent et quand ils veulent, vous risquez quelques soucis. En prenant le temps de rédiger et communiquer sur une ",{"text":633,"type":76,"marks":634},"procédure mensuelle simplifiée",[635],{"type":124},{"text":637,"type":76}," avec un planning détaillé, vous évitez les problèmes.",{"type":72,"attrs":639,"content":641},{"textAlign":24,"key":640},"p-16",[642,644,648],{"text":643,"type":76},"Par exemple, l’inventaire physique doit se ",{"text":645,"type":76,"marks":646},"programmer précisément",[647],{"type":124},{"text":649,"type":76}," en liaison avec la gestion des achats de matières et des ventes de produits. Compter par exemple un article livré par le fournisseur alors que la réception en stock n’est pas enregistrée côté achat, revient à majorer le résultat mensuel :",{"type":651,"content":652},"bullet_list",[653,662],{"type":654,"content":655},"list_item",[656],{"type":72,"attrs":657,"content":659},{"textAlign":24,"key":658},"p-17",[660],{"text":661,"type":76},"article comptabilisé en stock ;",{"type":654,"content":663},[664],{"type":72,"attrs":665,"content":667},{"textAlign":24,"key":666},"p-18",[668],{"text":669,"type":76},"omission de la provision « factures non parvenues ».",{"type":157,"attrs":671,"content":672},{"level":177,"textAlign":24},[673],{"text":674,"type":76},"Vouloir intégrer tous les flux de la période dans les journaux d’achats et vente",{"type":72,"attrs":676,"content":678},{"textAlign":24,"key":677},"p-19",[679,681,685],{"text":680,"type":76},"Plus vous voulez être précis et juste, ",{"text":682,"type":76,"marks":683},"plus vous perdez du temps",[684],{"type":124},{"text":686,"type":76},". Si la compta attend que le collège de l’administration des ventes ait fini d’émettre tous ses avoirs ou factures, la première semaine du mois suivant peut s’écouler.",{"type":72,"attrs":688,"content":690},{"textAlign":24,"key":689},"p-20",[691,693,697],{"text":692,"type":76},"La recommandation consiste à ",{"text":694,"type":76,"marks":695},"stopper la facturation client",[696],{"type":124},{"text":698,"type":76}," le soir du dernier jour du mois, voire le lendemain. Surveillez en fin de mois l’état de la facturation, des commandes livrées en attente, etc. Relancez les services. Pour la situation, effectuez une saisie de provision de tout ce qui n’est pas facturé à date.",{"type":157,"attrs":700,"content":701},{"level":177,"textAlign":24},[702],{"text":703,"type":76},"Omettre la mise en place d’un mini-dossier de révision mensuelle",{"type":72,"attrs":705,"content":707},{"textAlign":24,"key":706},"p-21",[708,710,714,716,720,721,725],{"text":709,"type":76},"Même si votre clôture mensuelle s’effectue avec des écritures de simulation, se dispenser de conserver un minimum de documents et de justificatifs des OD constitue une erreur. Comment retrouver lors des analyses, parfois plusieurs mois après, ce qui a entraîné le passage de vos écritures ? Notre conseil consiste à ",{"text":711,"type":76,"marks":712},"préparer un dossier de révision minimaliste",[713],{"type":124},{"text":715,"type":76}," ainsi qu’une ",{"text":582,"type":76,"marks":717},[718,719],{"type":124},{"type":310},{"text":207,"type":76},{"text":722,"type":76,"marks":723},"de clôture comptable mensuelle",[724],{"type":124},{"text":245,"type":76},{"type":157,"attrs":727,"content":728},{"level":177,"textAlign":24},[729],{"text":730,"type":76},"Mélanger les écritures de situations avec les autres, sans journaux ad hoc",{"type":72,"attrs":732,"content":734},{"textAlign":24,"key":733},"p-22",[735,737,741],{"text":736,"type":76},"Rien de pire que d’avoir sa compta en bazar. C’est une matière carrée et qui exige de la rigueur. Même si c’est dans les gênes de votre équipe au service comptabilité, assurez-vous par précaution qu’ils utilisent des ",{"text":738,"type":76,"marks":739},"journaux dédiés aux situations mensuelles",[740],{"type":124},{"text":742,"type":76},". Vous facilitez la lecture du grand livre quand les OD de fin de mois se repèrent par des codes journaux spécifiques.",{"type":157,"attrs":744,"content":745},{"level":159,"textAlign":24},[746],{"text":747,"type":76},"Clôture comptable mensuelle : créer un processus simple avec Spendesk",{"type":72,"attrs":749,"content":751},{"textAlign":24,"key":750},"p-23",[752,754,758],{"text":753,"type":76},"Pour illustrer comment vous pouvez organiser votre clôture mensuelle comptable, voici ",{"text":755,"type":76,"marks":756},"la manière dont Spendesk vous conseille de travailler",[757],{"type":124},{"text":759,"type":76},", grâce aux applications proposées à ses clients.",{"type":157,"attrs":761,"content":762},{"level":177,"textAlign":24},[763],{"text":764,"type":76},"Visualiser les dépenses et les achats de l’entreprise en temps réel",{"type":72,"attrs":766,"content":768},{"textAlign":24,"key":767},"p-24",[769,771,775,777,781,783,787],{"text":770,"type":76},"Avec notre logiciel hébergé sur le ",{"text":772,"type":76,"marks":773},"Cloud",[774],{"type":310},{"text":776,"type":76}," et accessible ",{"text":778,"type":76,"marks":779},"de partout, même sur mobile",[780],{"type":124},{"text":782,"type":76},", vous consultez toutes les achats, factures fournisseurs et notes de frais. Les données sont disponibles immédiatement, de la commande au paiement de la facture. Vous disposez aussi du suivi budgétaire en ligne par donneur d’ordre. Tous ces éléments contribuent à ",{"text":784,"type":76,"marks":785},"fluidifier l’information pour les services financiers",[786],{"type":124},{"text":788,"type":76}," qui préparent la situation comptable du mois.",{"type":157,"attrs":790,"content":791},{"level":177,"textAlign":24},[792],{"text":793,"type":76},"Disposer de processus automatisés sur notre plateforme",{"type":72,"attrs":795,"content":797},{"textAlign":24,"key":796},"p-25",[798,800,806],{"text":799,"type":76},"Chez Spendesk, nous avons conçu nos applications pour vous simplifier au maximum la vie. ",{"text":801,"type":76,"marks":802},"De nombreuses opérations s’effectuent en automatique",[803],{"type":203,"attrs":804},{"href":805,"uuid":24,"anchor":24,"target":24,"linktype":59},"https://www.spendesk.com/fr/product/accounting-automation/?__hstc=45788219.c0b55135433707c16a7ce03c51aef97a.1646228631102.1646228631102.1646228631102.1&__hssc=45788219.1.1646228631103&__hsfp=3492602873",{"text":807,"type":76}," pour une tenue de la compta optimisée.",{"type":157,"attrs":809,"content":810},{"level":290,"textAlign":24},[811],{"text":812,"type":76},"Des journaux comptables à jour sans travail supplémentaire",{"type":72,"attrs":814,"content":816},{"textAlign":24,"key":815},"p-26",[817,819,823],{"text":818,"type":76},"Grâce à l’organisation d’interfaces entre notre plateforme et votre logiciel de comptabilité, les ",{"text":820,"type":76,"marks":821},"journaux s’alimentent en automatique",[822],{"type":124},{"text":824,"type":76},". Le service comptabilité ne s’occupe plus de la saisie des factures fournisseurs. Il se contente de vérifier le processus et de gérer les anomalies. Il relance les valideurs qui traînent pour donner leur approbation malgré les notifications et rappels envoyés par notre application.",{"type":157,"attrs":826,"content":827},{"level":290,"textAlign":24},[828],{"text":829,"type":76},"Une automatisation des rapprochements bancaires de chaque mois",{"type":72,"attrs":831,"content":833},{"textAlign":24,"key":832},"p-27",[834,836,840],{"text":835,"type":76},"Notre logiciel comporte aussi la ",{"text":837,"type":76,"marks":838},"réconciliation automatique des comptes",[839],{"type":124},{"text":841,"type":76}," de banque avec la compta. Le système relance les salariés qui n’ont pas communiqué les justificatifs de dépenses par carte bancaire.",{"type":157,"attrs":843,"content":844},{"level":177,"textAlign":24},[845],{"text":846,"type":76},"Documenter toutes les écritures par la capture numérique des reçus et factures",{"type":72,"attrs":848,"content":850},{"textAlign":24,"key":849},"p-28",[851,853,857],{"text":852,"type":76},"Récupérer une facture sur notre logiciel s’avère très simple. Vous recherchez un justificatif ? Connectez-vous à la plateforme de Spendesk. ",{"text":854,"type":76,"marks":855},"En quelques clics vous tracez l’information",[856],{"type":124},{"text":858,"type":76}," et accédez aux documents dématérialisés.",{"type":157,"attrs":860,"content":861},{"level":159,"textAlign":24},[862],{"text":863,"type":76},"Un processus de clôture comptable mensuelle comptable efficace exige d’utiliser les bons outils",{"type":72,"attrs":865,"content":867},{"textAlign":24,"key":866},"p-29",[868,870,874,876,882],{"text":869,"type":76},"Si vous voulez sortir vos comptes mensuellement rapidement et correctement, équipez-vous ",{"text":871,"type":76,"marks":872},"d’applications intelligentes et dématérialisées",[873],{"type":124},{"text":875,"type":76},". Chez Spendesk, nous vous proposons une démonstration du fonctionnement de notre plateforme en ligne. ",{"text":877,"type":76,"marks":878},"Contactez-nous",[879],{"type":203,"attrs":880},{"href":881,"uuid":24,"anchor":24,"target":24,"linktype":59},"https://www.spendesk.com/fr/schedule-a-demo/",{"text":883,"type":76}," !",{"type":72,"attrs":885,"content":886},{"textAlign":24},[887],{"type":149,"attrs":888},{"id":151,"body":889},[890],{"_uid":891,"html":892,"component":155},"9e97d59e-ba82-4284-8bc5-da2b36a10b22","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-5a02d50d-180b-45fa-9a11-b7868d10d3ef\">\u003Cspan class=\"hs-cta-node hs-cta-5a02d50d-180b-45fa-9a11-b7868d10d3ef\" id=\"hs-cta-5a02d50d-180b-45fa-9a11-b7868d10d3ef\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/5a02d50d-180b-45fa-9a11-b7868d10d3ef\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-5a02d50d-180b-45fa-9a11-b7868d10d3ef\" style=\"border-width:0px;\" height=\"375\" width=\"750\" src=\"https://no-cache.hubspot.com/cta/default/2694209/5a02d50d-180b-45fa-9a11-b7868d10d3ef.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '5a02d50d-180b-45fa-9a11-b7868d10d3ef', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":899,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":908,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":912,"default_full_slug":913,"translated_slugs":914,"_stopResolving":40},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":900,"icon":901,"name":894,"component":905},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","fr/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[915,916,917],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[920],{"_uid":921,"asset":922,"shadow":27,"caption":51,"overlay":926,"component":927},"ae3e50f1-9d38-441a-8c3c-2a2a980584ea",{"id":923,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":924,"copyright":51,"fieldtype":56,"meta_data":925,"is_private":27,"is_external_url":27},16828792,"https://a.storyblok.com/f/146026/1020x680/344da2efb5/processus-cloture-mensuelle-comptable_yellow.png",{},[],"image",[],"2025-11-06 00:00","7",[],"Mettre en place un processus de clôture mensuelle comptable demande un peu d’organisation.","processus-cloture-mensuelle-comptable","fr/blog/processus-cloture-mensuelle-comptable",3040,[],176386517,"e62392a4-036c-4c93-b4af-020bcbd62dc0","2022-11-04T13:36:49.161Z",[],"blog/processus-cloture-mensuelle-comptable",[943,944,945],{"path":941,"name":24,"lang":31,"published":24},{"path":941,"name":24,"lang":37,"published":24},{"path":941,"name":24,"lang":39,"published":24},{"header":947,"footer":1640,"commonContent":2136,"userCentricsAndSegmentMappingTable":2293},{"name":948,"created_at":949,"published_at":950,"updated_at":951,"id":952,"uuid":953,"content":954,"slug":1453,"full_slug":1627,"sort_by_date":24,"position":25,"tag_list":1628,"is_startpage":27,"parent_id":1630,"meta_data":24,"group_id":1631,"first_published_at":1632,"release_id":24,"lang":31,"path":1633,"alternates":1634,"default_full_slug":1635,"translated_slugs":1636},"Header","2022-03-03T10:18:44.837Z","2026-08-07T09:17:53.491Z","2026-08-07T09:17:53.521Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":955,"logo":956,"navbar":961,"loginBtn":1452,"component":1453,"languages":1454,"logoBlack":1473,"logoWhite":1477,"topNavbar":1482,"footerLinks":1491,"socialLinks":1510,"homepageLink":1551,"getStartedBtn":1563,"announcementBanner":1578,"localeSwitcherTitle":1626},"d642d99f-3914-487e-abe1-9515eca76325",{"id":957,"alt":958,"name":51,"focus":51,"title":958,"source":51,"filename":959,"copyright":51,"fieldtype":56,"meta_data":960,"is_external_url":27},4112223,"Spendesk","https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[962,1170,1182,1195,1372],{"_uid":963,"label":964,"columns":965,"component":1133,"headingNewBranding":1134},"99e54924-f77d-4501-978a-b578da0140ca","Produit",[966,1050],{"_uid":967,"ctas":968,"label":964,"component":1048,"labelColor":51,"backgroundIconColor":1049},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[969,985,1001,1016,1032],{"tag":51,"_uid":970,"hide":27,"icon":971,"link":975,"type":51,"label":984,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"09547f47-fd5a-4b75-bd20-5b419c3a9692",{"id":972,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":973,"copyright":51,"fieldtype":56,"meta_data":974,"is_external_url":27},16729348,"https://a.storyblok.com/f/146026/32x32/e26321511f/icon-star-32px-carbon-naked.svg",{},{"id":976,"url":51,"linktype":232,"fieldtype":60,"cached_url":977,"prep":40,"story":978},"d942dafa-667c-49cd-bfcf-a53c8faa8e92","/fr/platform/mcp",{"name":979,"id":980,"uuid":976,"slug":981,"url":982,"full_slug":983,"_stopResolving":40},"MCP",184147202165078,"mcp","platform/mcp","fr/platform/mcp","Spendesk AI connect",{"tag":51,"_uid":986,"icon":987,"link":991,"type":51,"label":1000,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":988,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":989,"copyright":51,"fieldtype":56,"meta_data":990,"is_external_url":27},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":992,"url":51,"linktype":232,"fieldtype":60,"cached_url":993,"prep":40,"story":994},"a0ebe15c-08cc-4f8b-afba-12b165f9fb56","/fr/product/cards/",{"name":995,"id":996,"uuid":992,"slug":997,"url":998,"full_slug":999,"_stopResolving":40},"Cards",193401086247857,"cards","product/cards/","fr/product/cards/","Cartes de paiements",{"tag":51,"_uid":1002,"hide":27,"icon":1003,"link":1007,"type":51,"label":1011,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":1004,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1005,"copyright":51,"fieldtype":56,"meta_data":1006,"is_external_url":27},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":1008,"url":51,"linktype":232,"fieldtype":60,"cached_url":1009,"prep":40,"story":1010},"54aaf12a-503f-42e6-afbc-61919d53f941","/fr/product/procurement",{"name":1011,"id":1012,"uuid":1008,"slug":1013,"url":1014,"full_slug":1015,"_stopResolving":40},"Procurement",193401601446119,"procurement","product/procurement","fr/product/procurement",{"tag":51,"_uid":1017,"hide":27,"icon":1018,"link":1022,"type":51,"label":1031,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":1019,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1020,"copyright":51,"fieldtype":56,"meta_data":1021,"is_external_url":27},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":1023,"url":51,"linktype":232,"fieldtype":60,"cached_url":1024,"prep":40,"story":1025},"5a15816c-5303-499e-9774-f4eab6597303","/fr/product/accounts-payable",{"name":1026,"id":1027,"uuid":1023,"slug":1028,"url":1029,"full_slug":1030,"_stopResolving":40},"Accounts Payable",193400887722918,"accounts-payable","product/accounts-payable","fr/product/accounts-payable","Factures fournisseurs (PA)",{"tag":51,"_uid":1033,"icon":1034,"link":1038,"type":51,"label":1047,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27},"3d54b3a1-be28-45fe-a0a8-ebbc68e9e36d",{"id":1035,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1036,"copyright":51,"fieldtype":56,"meta_data":1037,"is_external_url":27},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":1039,"url":51,"linktype":232,"fieldtype":60,"cached_url":1040,"prep":40,"story":1041},"2c9f9c07-cfb4-48e3-9391-89ea909b50ca","/fr/product/expense-management",{"name":1042,"id":1043,"uuid":1039,"slug":1044,"url":1045,"full_slug":1046,"_stopResolving":40},"Expense Management",193401429506811,"expense-management","product/expense-management","fr/product/expense-management","Notes de frais","ctasColumn","--color-accent-06",{"_uid":1051,"ctas":1052,"label":1132,"component":1048,"labelColor":51,"backgroundIconColor":1049},"c7e769a0-95c8-49e3-a177-8c7061def31b",[1053,1069,1085,1101,1117],{"tag":51,"_uid":1054,"hide":27,"icon":1055,"link":1059,"type":51,"label":1068,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"4c5373c4-ce33-450b-b5a2-6fd072f8b1f4",{"id":1056,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1057,"copyright":51,"fieldtype":56,"meta_data":1058,"is_external_url":27},16729298,"https://a.storyblok.com/f/146026/32x32/afc3b416d2/icon-chart-32px-carbon-naked.svg",{},{"id":1060,"url":51,"linktype":232,"fieldtype":60,"cached_url":1061,"prep":40,"story":1062},"28bb9756-1ece-4e77-95d1-14f9384a14c9","/fr/platform/spends-controls",{"name":1063,"id":1064,"uuid":1060,"slug":1065,"url":1066,"full_slug":1067,"_stopResolving":40},"Spend Controls",193400956097450,"spend-controls","platform/spend-controls","fr/platform/spend-controls","Contrôles des dépenses",{"tag":51,"_uid":1070,"hide":27,"icon":1071,"link":1075,"type":51,"label":1084,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"2510867b-7a54-4419-b9bf-179d0e428694",{"id":1072,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1073,"copyright":51,"fieldtype":56,"meta_data":1074,"is_external_url":27},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":1076,"url":51,"linktype":232,"fieldtype":60,"cached_url":1077,"prep":40,"story":1078},"fd085d94-f53b-4b62-8db8-a7210e0836c2","/fr/platform/ai-automation",{"name":1079,"id":1080,"uuid":1076,"slug":1081,"url":1082,"full_slug":1083,"_stopResolving":40},"AI & Automation",193401551136651,"ai-automation","platform/ai-automation","fr/platform/ai-automation","Intelligence Artificielle",{"tag":51,"_uid":1086,"hide":27,"icon":1087,"link":1091,"type":51,"label":1100,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"26c4c111-0fcd-42c7-a1a9-adda4b11510c",{"id":1088,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1089,"copyright":51,"fieldtype":56,"meta_data":1090,"is_private":27,"is_external_url":27},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":1092,"url":51,"linktype":232,"fieldtype":60,"cached_url":1093,"prep":40,"story":1094},"e0594f7b-c01a-45b3-96e2-186a17439c46","/fr/integrations/",{"name":1095,"id":1096,"uuid":1092,"slug":1097,"url":1098,"full_slug":1099,"_stopResolving":40},"Integrations",129006144,"integrations","integrations/","fr/integrations/","API & intégrations ",{"tag":51,"_uid":1102,"icon":1103,"link":1107,"type":51,"label":1116,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":1104,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1105,"copyright":51,"fieldtype":56,"meta_data":1106,"is_external_url":27},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":1108,"url":51,"linktype":232,"fieldtype":60,"cached_url":1109,"prep":40,"story":1110},"3d432995-4a9f-417f-b7d9-48e760bf8646","/fr/product/multi-entity-management",{"name":1111,"id":1112,"uuid":1108,"slug":1113,"url":1114,"full_slug":1115,"_stopResolving":40},"Multi-Entity Management",193401474719366,"multi-entity-management","product/multi-entity-management","fr/product/multi-entity-management","Gestion multi-entités",{"tag":51,"_uid":1118,"icon":1119,"link":1123,"type":51,"label":1127,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27},"a349de93-1409-4ba4-a5e3-3c1916013987",{"id":1120,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1121,"copyright":51,"fieldtype":56,"meta_data":1122,"is_external_url":27},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":1124,"url":51,"linktype":232,"fieldtype":60,"cached_url":1125,"prep":40,"story":1126},"b419cae8-61d4-4ab4-919b-71875ceab832","/fr/product/budget",{"name":1127,"id":1128,"uuid":1124,"slug":1129,"url":1130,"full_slug":1131,"_stopResolving":40},"Budget",193401384269658,"budget","product/budget","fr/product/budget"," Plateforme","dropdownMenu",[1135],{"cta":1136,"_uid":1151,"title":1152,"eyebrow":1159,"subtitle":1162,"component":157,"textAlign":51,"sectionSettings":1169,"subtitleLeftBorder":27},[1137],{"tag":51,"_uid":1138,"hide":27,"icon":1139,"link":1140,"type":51,"label":1150,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":24,"copyright":24,"fieldtype":56},{"id":1141,"url":51,"linktype":232,"fieldtype":60,"cached_url":1142,"prep":40,"story":1143},"d3363100-1268-4a79-860d-dcf3ad572077","/fr/platform/platform-releases/june-update-2026",{"name":1144,"id":1145,"uuid":1141,"slug":1146,"url":1147,"translated_name":1148,"full_slug":1149,"_stopResolving":40},"June update 2026",184269172433090,"june-update-2026","platform/platform-releases/june-update-2026","Juin 2026 Nouveautes","fr/platform/platform-releases/juin-2026-nouveautes","Découvrir les nouveautés","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":69,"content":1153},[1154],{"type":72,"attrs":1155,"content":1156},{"textAlign":24,"key":116},[1157],{"text":1158,"type":76},"Quoi de neuf",{"type":69,"content":1160},[1161],{"type":72},{"type":69,"content":1163},[1164],{"type":72,"attrs":1165,"content":1166},{"textAlign":24,"key":116},[1167],{"text":1168,"type":76},"Votre dernière mise à jour produit Spendesk est arrivée",[],{"tag":51,"_uid":1171,"hide":27,"icon":1172,"link":1173,"type":51,"label":1181,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"3e099d1d-7633-470a-b225-70ff55117055",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":24,"copyright":24,"fieldtype":56},{"id":1174,"url":51,"linktype":232,"fieldtype":60,"cached_url":1175,"prep":40,"story":1176},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/fr/pricing",{"name":1177,"id":1178,"uuid":1174,"slug":1179,"url":1179,"full_slug":1180,"_stopResolving":40},"Pricing",118542802,"pricing","fr/pricing","Tarifs",{"tag":51,"_uid":1183,"icon":1184,"link":1185,"type":51,"label":1194,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":24,"copyright":24,"fieldtype":56},{"id":1186,"url":51,"linktype":232,"fieldtype":60,"cached_url":1187,"prep":40,"story":1188},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/fr/customers/",{"name":1189,"id":1190,"uuid":1186,"slug":1191,"url":1192,"full_slug":1193,"_stopResolving":40},"Listing page",107236629,"customers","customers/","fr/customers/","Témoignages clients",{"_uid":1196,"label":1197,"columns":1198,"component":1133,"headingNewBranding":1371},"59752063-d282-4855-95bc-45cfb825ed90","Ressources",[1199,1264,1340],{"_uid":1200,"ctas":1201,"label":1262,"component":1048,"backgroundIconColor":1263},"705444cd-cbfb-417a-99c3-8481453ed293",[1202,1218,1232,1246],{"tag":51,"_uid":1203,"icon":1204,"link":1208,"type":51,"label":1217,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":1205,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1206,"copyright":51,"fieldtype":56,"meta_data":1207,"is_private":27,"is_external_url":27},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":1209,"url":51,"linktype":232,"fieldtype":60,"cached_url":1210,"prep":40,"story":1211},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/fr/blog/",{"name":1212,"id":1213,"uuid":1209,"slug":1214,"url":1215,"full_slug":1216,"_stopResolving":40},"Blog homepage (listing page)",181576014,"blog","blog/","fr/blog/","Blog",{"tag":51,"_uid":1219,"hide":40,"icon":1220,"link":1224,"type":51,"label":1228,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":1221,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1222,"copyright":51,"fieldtype":56,"meta_data":1223,"is_external_url":27},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":1225,"url":51,"linktype":232,"fieldtype":60,"cached_url":1226,"prep":40,"story":1227},"ee09d2a9-10e7-4197-8982-50a2e4c7e73e","/fr/webinars",{"name":1228,"id":1229,"uuid":1225,"slug":1230,"url":1230,"full_slug":1231,"_stopResolving":40},"Webinars",657702684,"webinars","fr/webinars",{"tag":51,"_uid":1233,"hide":27,"icon":1234,"link":1238,"type":51,"label":1242,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":1235,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1236,"copyright":51,"fieldtype":56,"meta_data":1237,"is_private":27,"is_external_url":27},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":1239,"url":51,"linktype":232,"fieldtype":60,"cached_url":1240,"prep":40,"story":1241},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/fr/faq",{"name":1242,"id":1243,"uuid":1239,"slug":1244,"url":1244,"full_slug":1245,"_stopResolving":40},"FAQ",126231937,"faq","fr/faq",{"tag":51,"_uid":1247,"hide":27,"icon":1248,"link":1252,"type":51,"label":1261,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":1249,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1250,"copyright":51,"fieldtype":56,"meta_data":1251,"is_private":27,"is_external_url":27},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":1253,"url":51,"linktype":232,"fieldtype":60,"cached_url":1254,"prep":40,"story":1255},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/fr/glossary/",{"name":1256,"id":1257,"uuid":1253,"slug":1258,"url":1259,"full_slug":1260,"_stopResolving":40},"Glossary",127190994,"glossary","glossary/","fr/glossaire/","Glossaire","Contenus","--color-accent-05",{"_uid":1265,"ctas":1266,"label":1339,"component":1048,"labelColor":51,"backgroundIconColor":1263},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[1267,1279,1294,1310,1326],{"tag":51,"_uid":1268,"hide":27,"icon":1269,"link":1271,"type":51,"label":1275,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":1072,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1073,"copyright":51,"fieldtype":56,"meta_data":1270,"is_external_url":27},{},{"id":1272,"url":51,"linktype":232,"fieldtype":60,"cached_url":1273,"prep":40,"story":1274},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/fr/ai",{"name":1275,"id":1276,"uuid":1272,"slug":1277,"url":1277,"full_slug":1278,"_stopResolving":40},"AI Hub",114865617041697,"ai","fr/ai",{"tag":51,"_uid":1280,"icon":1281,"link":1285,"type":51,"label":1293,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":1282,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1283,"copyright":51,"fieldtype":56,"meta_data":1284,"is_external_url":27},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":1286,"url":51,"linktype":232,"fieldtype":60,"cached_url":1287,"prep":40,"story":1288},"b116361a-f2a4-40f7-a021-4b9b64edade9","/fr/finance-resources",{"name":1289,"id":1290,"uuid":1286,"slug":1291,"url":1291,"full_slug":1292,"_stopResolving":40},"Finance resources",363638378,"finance-resources","fr/documentation-gestion","Contenu premium",{"tag":51,"_uid":1295,"hide":27,"icon":1296,"link":1300,"type":51,"label":1309,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":1297,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1298,"copyright":51,"fieldtype":56,"meta_data":1299,"is_external_url":27},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":1301,"url":51,"linktype":232,"fieldtype":60,"cached_url":1302,"prep":40,"story":1303},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/fr/tools/cfo-tech-stack-map",{"name":1304,"id":1305,"uuid":1301,"slug":1306,"url":1307,"full_slug":1308,"_stopResolving":40},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","fr/tools/cfo-tech-stack-map","Cartographie des outils de la DAF",{"tag":51,"_uid":1311,"hide":27,"icon":1312,"link":1316,"type":51,"label":1325,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":1313,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1314,"copyright":51,"fieldtype":56,"meta_data":1315,"is_external_url":27},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":1317,"url":51,"linktype":232,"fieldtype":60,"cached_url":1318,"prep":40,"story":1319},"ab956bec-b6b4-434a-b4aa-b772873f9577","/fr/tools/spend-management-calculator",{"name":1320,"id":1321,"uuid":1317,"slug":1322,"url":1323,"full_slug":1324,"_stopResolving":40},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","fr/tools/spend-management-calculator","Calculateur d'économies",{"tag":51,"_uid":1327,"icon":1328,"link":1330,"type":51,"label":1338,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"hide":40},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":1019,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1020,"copyright":51,"fieldtype":56,"meta_data":1329,"is_external_url":27},{},{"id":1331,"url":51,"linktype":232,"fieldtype":60,"cached_url":1332,"prep":40,"story":1333},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/fr/tools/hmrc-mileage-calculator",{"name":1334,"id":1335,"uuid":1331,"slug":1334,"url":1336,"full_slug":1337,"_stopResolving":40},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","fr/tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Ressources et outils",{"_uid":1341,"ctas":1342,"label":1370,"component":1048,"backgroundIconColor":1263},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[1343,1352,1361],{"tag":51,"_uid":1344,"icon":1345,"link":1349,"type":51,"label":1351,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":1346,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1347,"copyright":51,"fieldtype":56,"meta_data":1348,"is_external_url":27},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":51,"url":1350,"linktype":59,"fieldtype":60,"cached_url":1350},"https://www.cfoconnect.eu/fr/","Rejoindre CFO Connect",{"tag":51,"_uid":1353,"icon":1354,"link":1358,"type":51,"label":1360,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":1355,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1356,"copyright":51,"fieldtype":56,"meta_data":1357,"is_private":27,"is_external_url":27},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":51,"url":1359,"linktype":59,"cached_url":1359},"https://www.cfoconnect.eu/fr/events/","Événements",{"tag":51,"_uid":1362,"icon":1363,"link":1367,"type":51,"label":1369,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":1364,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1365,"copyright":51,"fieldtype":56,"meta_data":1366,"is_private":27,"is_external_url":27},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":51,"url":1368,"linktype":59,"cached_url":1368},"https://www.cfoconnect.eu/fr/resources/faces-of-finance/","Faces of Finance","Communauté",[],{"_uid":1373,"label":1374,"columns":1375,"component":1133,"headingNewBranding":1451},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Entreprise",[1376,1417],{"_uid":1377,"ctas":1378,"label":1374,"component":1048,"labelColor":51,"backgroundIconColor":1049},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[1379,1392,1401],{"tag":51,"_uid":1380,"hide":27,"icon":1381,"link":1383,"type":51,"label":1391,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":1104,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1105,"copyright":51,"fieldtype":56,"meta_data":1382,"is_private":27,"is_external_url":27},{},{"id":1384,"url":51,"linktype":232,"fieldtype":60,"cached_url":1385,"prep":40,"story":1386},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/fr/about",{"name":1387,"id":1388,"uuid":1384,"slug":1389,"url":1389,"full_slug":1390,"_stopResolving":40},"Our story",126213445,"about","fr/about","À propos de Spendesk",{"tag":51,"_uid":1393,"hide":27,"icon":1394,"link":1398,"type":51,"label":1400,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":1395,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1396,"copyright":51,"fieldtype":56,"meta_data":1397,"is_external_url":27},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":51,"url":1399,"linktype":59,"fieldtype":60,"cached_url":1399},"https://career.spendesk.com/fr/","Carrières",{"tag":51,"_uid":1402,"hide":27,"icon":1403,"link":1407,"type":51,"label":1416,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":1404,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1405,"copyright":51,"fieldtype":56,"meta_data":1406,"is_private":27,"is_external_url":27},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":1408,"url":51,"linktype":232,"fieldtype":60,"cached_url":1409,"prep":40,"story":1410},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/fr/press/",{"name":1411,"id":1412,"uuid":1408,"slug":1413,"url":1414,"full_slug":1415,"_stopResolving":40},"Spendesk Press",265014512,"press","press/","fr/press/","Presse",{"_uid":1418,"ctas":1419,"label":207,"component":1048,"labelColor":51,"backgroundIconColor":1049},"59a11592-e6cb-405d-8208-9e3c365ac046",[1420,1436],{"tag":51,"_uid":1421,"hide":27,"icon":1422,"link":1426,"type":51,"label":1435,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":1423,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1424,"copyright":51,"fieldtype":56,"meta_data":1425,"is_private":27,"is_external_url":27},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":1427,"url":51,"linktype":232,"fieldtype":60,"cached_url":1428,"prep":40,"story":1429},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/fr/partners/",{"name":1430,"id":1431,"uuid":1427,"slug":1432,"url":1433,"full_slug":1434,"_stopResolving":40},"Partners",113802294,"partners","partners/","fr/partners/","Partenaires",{"tag":51,"_uid":1437,"hide":27,"icon":1438,"link":1442,"type":51,"label":1450,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":1439,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1440,"copyright":51,"fieldtype":56,"meta_data":1441,"is_private":27,"is_external_url":27},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":1443,"url":51,"linktype":232,"fieldtype":60,"cached_url":1444,"prep":40,"story":1445},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/fr/contact-us",{"name":1446,"id":1447,"uuid":1443,"slug":1448,"url":1448,"full_slug":1449,"_stopResolving":40},"Contact us",126275406,"contact-us","fr/contact-us","Nous contacter",[],"Se connecter","header",[1455,1460,1465,1469],{"_uid":1456,"code":37,"name":1457,"component":1458,"shortName":1459},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":1461,"code":1462,"name":1463,"component":1458,"shortName":1464},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":1466,"code":39,"name":1467,"component":1458,"shortName":1468},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":1470,"code":31,"name":1471,"component":1458,"shortName":1472},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":1474,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1475,"copyright":51,"fieldtype":56,"meta_data":1476,"is_external_url":27},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":1478,"alt":958,"name":51,"focus":51,"title":1479,"source":51,"filename":1480,"copyright":51,"fieldtype":56,"meta_data":1481,"is_external_url":27},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[1483],{"tag":51,"_uid":1484,"hide":27,"icon":1485,"link":1487,"type":51,"label":1489,"style":61,"component":62,"onClickEvent":1490,"openInANewTab":40,"horizontalFill":27},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1486},{},{"id":51,"url":1488,"linktype":59,"fieldtype":60,"cached_url":1488},"https://helpcenter.spendesk.com/fr/","Centre d'aide","website:navbar:helpcenter_cta:clicked",[1492,1497],{"tag":51,"_uid":1493,"hide":27,"icon":1494,"link":1496,"type":51,"label":1489,"style":61,"component":62,"onClickEvent":1490,"openInANewTab":40,"horizontalFill":27},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1495},{},{"id":51,"url":1488,"linktype":59,"fieldtype":60,"cached_url":1488},{"tag":51,"_uid":1498,"hide":27,"icon":1499,"link":1501,"type":51,"label":1509,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"9875b499-bfb1-473b-a433-f70b3cff167b",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":24,"copyright":24,"fieldtype":56,"meta_data":1500,"is_external_url":27},{},{"id":1502,"url":51,"linktype":232,"fieldtype":60,"cached_url":1503,"prep":40,"story":1504},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/fr/spendesk-security",{"name":1505,"id":1506,"uuid":1502,"slug":1507,"url":1507,"full_slug":1508,"_stopResolving":40},"Security",126230553,"spendesk-security","fr/spendesk-security","Sécurité & confidentialité",[1511,1519,1527,1535,1543],{"tag":51,"_uid":1512,"icon":1513,"link":1517,"type":51,"label":51,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":1514,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1515,"copyright":51,"fieldtype":56,"meta_data":1516,"is_external_url":27},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":51,"url":1518,"linktype":59,"fieldtype":60,"cached_url":1518},"https://www.facebook.com/spendesk/",{"tag":51,"_uid":1520,"icon":1521,"link":1525,"type":51,"label":51,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":1522,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1523,"copyright":51,"fieldtype":56,"meta_data":1524,"is_private":27,"is_external_url":27},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":51,"url":1526,"linktype":59,"fieldtype":60,"cached_url":1526},"https://www.instagram.com/spendesk",{"tag":51,"_uid":1528,"icon":1529,"link":1533,"type":51,"label":51,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":1530,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1531,"copyright":51,"fieldtype":56,"meta_data":1532,"is_private":27,"is_external_url":27},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":51,"url":1534,"linktype":59,"fieldtype":60,"cached_url":1534},"https://www.linkedin.com/company/spendesk/",{"tag":51,"_uid":1536,"icon":1537,"link":1541,"type":51,"label":51,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":1538,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1539,"copyright":51,"fieldtype":56,"meta_data":1540,"is_private":27,"is_external_url":27},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":51,"url":1542,"linktype":59,"fieldtype":60,"cached_url":1542},"https://x.com/Spendesk",{"tag":51,"_uid":1544,"hide":27,"icon":1545,"link":1549,"type":51,"label":51,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":40,"horizontalFill":27},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":1546,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1547,"copyright":51,"fieldtype":56,"meta_data":1548,"is_private":27,"is_external_url":27},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":51,"url":1550,"linktype":59,"fieldtype":60,"cached_url":1550},"https://www.youtube.com/c/spendesk",[1552],{"tag":51,"_uid":1553,"hide":27,"icon":1554,"link":1555,"type":51,"label":51,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":24,"copyright":24,"fieldtype":56},{"id":1556,"url":51,"linktype":232,"fieldtype":60,"cached_url":1557,"prep":40,"story":1558},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/fr/home",{"name":1559,"id":1560,"uuid":1556,"slug":1561,"url":1561,"full_slug":1562,"_stopResolving":40},"Homepage",106735746,"home","fr/home",[1564],{"tag":51,"_uid":1565,"hide":27,"icon":1566,"link":1567,"type":51,"label":1576,"style":61,"component":62,"onClickEvent":1577,"openInANewTab":27,"horizontalFill":27},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":1568,"url":51,"anchor":51,"linktype":232,"fieldtype":60,"cached_url":1569,"prep":40,"story":1570},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/fr/schedule-a-demo/",{"name":1571,"id":1572,"uuid":1568,"slug":1573,"url":1574,"full_slug":1575,"_stopResolving":40},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","fr/schedule-a-demo/","Réservez une démo","website:navbar:book_a_demo_cta:clicked",[1579],{"_uid":1580,"hide":27,"style":1581,"content":1582,"display":1609,"component":1610,"hideOnMobile":27,"mobileContent":1611},"295cfee8-25ae-49d8-8704-8e96565866d5","animated-gradient",{"type":69,"content":1583},[1584],{"type":72,"attrs":1585,"content":1586},{"textAlign":24,"key":116},[1587,1595,1600],{"text":1588,"type":76,"marks":1589},"Spendesk AI Connect",[1590,1594],{"type":1591,"attrs":1592},"textStyle",{"color":1593},"#000000E5",{"type":124},{"text":1596,"type":76,"marks":1597}," : découvrez la façon la plus rapide d'exploiter vos données de dépenses. ",[1598],{"type":1591,"attrs":1599},{"color":1593},{"text":1601,"type":76,"marks":1602},"En savoir plus →",[1603,1607],{"type":203,"attrs":1604},{"href":977,"uuid":976,"anchor":24,"target":1605,"linktype":232,"story":1606},"_self",{"name":979,"id":980,"uuid":976,"slug":981,"url":982,"full_slug":983,"_stopResolving":40},{"type":1591,"attrs":1608},{"color":1593},"Whole website","announcementBanner",{"type":69,"content":1612},[1613],{"type":72,"attrs":1614,"content":1615},{"textAlign":24,"key":116},[1616,1619,1621],{"text":1588,"type":76,"marks":1617},[1618],{"type":124},{"text":1620,"type":76}," : exploitez enfin vos données de dépenses rapidement. ",{"text":1601,"type":76,"marks":1622},[1623],{"type":203,"attrs":1624},{"href":977,"uuid":976,"anchor":24,"target":1605,"linktype":232,"story":1625},{"name":979,"id":980,"uuid":976,"slug":981,"url":982,"full_slug":983,"_stopResolving":40},"Sélectionnez votre langue","fr/global-components/header",[1629],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[1637,1638,1639],{"path":1635,"name":24,"lang":31,"published":24},{"path":1635,"name":24,"lang":37,"published":24},{"path":1635,"name":24,"lang":39,"published":24},{"name":1641,"created_at":1642,"published_at":1643,"updated_at":1644,"id":1645,"uuid":1646,"content":1647,"slug":1941,"full_slug":2125,"sort_by_date":24,"position":2126,"tag_list":2127,"is_startpage":27,"parent_id":1630,"meta_data":24,"group_id":2128,"first_published_at":2129,"release_id":24,"lang":31,"path":1215,"alternates":2130,"default_full_slug":2131,"translated_slugs":2132},"Footer","2022-03-03T10:27:46.390Z","2026-05-13T14:37:35.509Z","2026-05-13T14:37:35.598Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":1648,"lists":1649,"component":1941,"logoLinks":1942,"legalLinks":1959,"socialLinks":2017,"newsletterForm":2043,"complianceLogos":2084,"newsletterTitle":2093,"smallDescription":2094,"newsletterSubtitle":2100,"legalDescriptionText":2101},"68acc184-683a-412b-863a-297708c3cffb",[1650,1769,1844,1909],{"_uid":1651,"ctas":1652,"label":1768,"component":1048,"labelColor":51,"backgroundIconColor":51},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[1653,1667,1681,1689,1703,1717,1731,1743,1756],{"tag":51,"_uid":1654,"hide":27,"icon":1655,"link":1657,"type":51,"label":1666,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"6c234d18-72c2-4bd6-9f55-f4e43594afab",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1656},{},{"id":1658,"url":51,"linktype":232,"fieldtype":60,"cached_url":1659,"prep":40,"story":1660},"55eff7ea-e09a-4ede-98c5-21bc5a882f28","/fr/use-cases/invoice-processing",{"name":1661,"id":1662,"uuid":1658,"slug":1663,"url":1664,"full_slug":1665,"_stopResolving":40},"Automated invoice processing",129356665,"invoice-processing","use-cases/invoice-processing","fr/use-cases/invoice-processing","Traiter toutes les factures",{"tag":51,"_uid":1668,"hide":27,"icon":1669,"link":1671,"type":51,"label":1680,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"85a7dae5-f766-4f55-b545-3cfe43c0f819",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1670},{},{"id":1672,"url":51,"linktype":232,"fieldtype":60,"cached_url":1673,"prep":40,"story":1674},"0925f744-a413-46d2-af4e-ed4c9fbd5f06","/fr/use-cases/administrative-expenses",{"name":1675,"id":1676,"uuid":1672,"slug":1677,"url":1678,"full_slug":1679,"_stopResolving":40},"Administrative expenses",129781018,"administrative-expenses","use-cases/administrative-expenses","fr/use-cases/administrative-expenses","Dépenses administratives",{"tag":51,"_uid":1682,"hide":27,"icon":1683,"link":1685,"type":51,"label":1688,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"dca639bb-1c45-45e9-8ab9-6bf130a9fff7",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1684},{},{"id":1686,"url":51,"linktype":232,"fieldtype":60,"cached_url":1687,"prep":40},"a5ebc082-5ced-490f-beeb-91473f913fb7","/fr/product/subscription-management","Abonnements",{"tag":51,"_uid":1690,"hide":27,"icon":1691,"link":1693,"type":51,"label":1702,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"9ba916f8-6ed9-4789-a107-907007efc326",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1692},{},{"id":1694,"url":51,"linktype":232,"fieldtype":60,"cached_url":1695,"prep":40,"story":1696},"2a707a65-6597-4ae6-bbc2-5e3f13075706","/fr/use-cases/travel-spending",{"name":1697,"id":1698,"uuid":1694,"slug":1699,"url":1700,"full_slug":1701,"_stopResolving":40},"Travel spending",129190854,"travel-spending","use-cases/travel-spending","fr/use-cases/travel-spending","Voyages d'affaires",{"tag":51,"_uid":1704,"hide":27,"icon":1705,"link":1707,"type":51,"label":1716,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"f94a4adb-4c2b-459f-a640-f0c0279ea721",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1706},{},{"id":1708,"url":51,"linktype":232,"fieldtype":60,"cached_url":1709,"prep":40,"story":1710},"8191ed3b-30f0-4e58-b83d-9bc4c524b120","/fr/use-cases/office-expenses",{"name":1711,"id":1712,"uuid":1708,"slug":1713,"url":1714,"full_slug":1715,"_stopResolving":40},"Easily manage office expenses | Spendesk",128717906,"office-expenses","use-cases/office-expenses","fr/use-cases/office-expenses","Avantages salariaux",{"tag":51,"_uid":1718,"hide":27,"icon":1719,"link":1721,"type":51,"label":1730,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"518b355a-04dc-4755-ae49-4242b463744d",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1720},{},{"id":1722,"url":51,"linktype":232,"fieldtype":60,"cached_url":1723,"prep":40,"story":1724},"ca384414-4154-4849-a5c9-3738c1ad70fd","/fr/use-cases/digital-advertising-spending",{"name":1725,"id":1726,"uuid":1722,"slug":1727,"url":1728,"full_slug":1729,"_stopResolving":40},"Digital advertising spending",129684661,"digital-advertising-spending","use-cases/digital-advertising-spending","fr/use-cases/digital-advertising-spending","Dépenses marketing",{"tag":51,"_uid":1732,"hide":40,"icon":1733,"link":1735,"type":51,"label":1042,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"dc00429b-285a-4699-ba81-97bbaf890a70",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1734},{},{"id":1736,"url":51,"linktype":232,"fieldtype":60,"cached_url":1737,"prep":40,"story":1738},"1c9f0a4a-55a7-46a3-aa93-4bd1ac73c52a","/fr/expense-management-software",{"name":1739,"id":1740,"uuid":1736,"slug":1741,"url":1741,"full_slug":1742,"_stopResolving":40},"Expense management software",130935631,"expense-management-software","fr/expense-management-software",{"tag":51,"_uid":1744,"hide":40,"icon":1745,"link":1747,"type":51,"label":1755,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"469f4c3f-514e-4233-9145-28711379d5ce",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1746},{},{"id":1748,"url":51,"linktype":232,"fieldtype":60,"cached_url":1749,"prep":40,"story":1750},"73ff0017-620a-491e-88a2-e14a86be013a","/fr/business-expense-cards",{"name":1751,"id":1752,"uuid":1748,"slug":1753,"url":1753,"full_slug":1754,"_stopResolving":40},"Business expense cards ",127581560,"business-expense-cards","fr/business-expense-cards","Business Cards",{"tag":51,"_uid":1757,"hide":40,"icon":1758,"link":1760,"type":51,"label":1026,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"4cde6a66-266d-48bc-b86f-406e5bc0ec2a",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1759},{},{"id":1761,"url":51,"linktype":232,"fieldtype":60,"cached_url":1762,"prep":40,"story":1763},"01ed1057-9896-498c-926e-60bc926469a8","/fr/accounts-payable-software",{"name":1764,"id":1765,"uuid":1761,"slug":1766,"url":1766,"full_slug":1767,"_stopResolving":40},"Accounts payable software",128157999,"accounts-payable-software","fr/accounts-payable-software","Solutions",{"_uid":1770,"ctas":1771,"label":1843,"component":1048,"labelColor":51,"backgroundIconColor":51},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[1772,1786,1793,1800,1808,1816,1823,1829,1836],{"tag":51,"_uid":1773,"hide":27,"icon":1774,"link":1776,"type":51,"label":1785,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"bdc33375-72d8-4afc-b7d3-fc2fb82dc0af",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1775},{},{"id":1777,"url":51,"linktype":232,"fieldtype":60,"cached_url":1778,"prep":40,"story":1779},"4b39d188-071f-4f1b-9670-76374dd671b8","/fr/platform",{"name":1780,"id":1781,"uuid":1777,"slug":1782,"url":1783,"full_slug":1784,"_stopResolving":40},"Platform",511195522,"platform","platform/","fr/platform/","Fonctionnalités",{"tag":51,"_uid":1787,"hide":27,"icon":1788,"link":1790,"type":51,"label":1011,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"7e976f79-3fe6-4f3c-81db-baabd41b8546",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1789},{},{"id":1791,"url":51,"linktype":232,"fieldtype":60,"cached_url":1792,"prep":40},"f77dd8b1-8d41-4544-ac6a-c6f16b40172d","/fr/platform/procure-to-pay",{"tag":51,"_uid":1794,"hide":27,"icon":1795,"link":1797,"type":51,"label":1116,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"7e85bd5b-350e-424b-89f7-86a41638fc46",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1796},{},{"id":1798,"url":51,"linktype":232,"fieldtype":60,"cached_url":1799,"prep":40},"401777c6-ec33-41bf-a126-f5675213ce30","/fr/platform/multi-entity-management",{"tag":51,"_uid":1801,"hide":27,"icon":1802,"link":1804,"type":51,"label":1807,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"8e12ff56-aeb4-4c77-a7a0-fb740301c3f6",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1803},{},{"id":1805,"url":51,"linktype":232,"fieldtype":60,"cached_url":1806,"prep":40},"27dba625-a774-450b-9fb8-47efecbc5fc1","/fr/product/smart-company-cards","Cartes d'entreprise",{"tag":51,"_uid":1809,"hide":27,"icon":1810,"link":1812,"type":51,"label":1815,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"2fc815b6-120c-475a-9ad5-3365b07f3046",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1811},{},{"id":1813,"url":51,"linktype":232,"fieldtype":60,"cached_url":1814,"prep":40},"69439fab-65c8-476b-b817-bcd2c0b66df4","/fr/platform/virtual-cards","Cartes virtuelles",{"tag":51,"_uid":1817,"hide":27,"icon":1818,"link":1820,"type":51,"label":1822,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"31cd840e-93a6-4549-a575-70e49458dd04",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1819},{},{"id":1092,"url":51,"linktype":232,"fieldtype":60,"cached_url":1093,"prep":40,"story":1821},{"name":1095,"id":1096,"uuid":1092,"slug":1097,"url":1098,"full_slug":1099,"_stopResolving":40},"API & Intégrations",{"tag":51,"_uid":1824,"hide":27,"icon":1825,"link":1827,"type":51,"label":1181,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1826},{},{"id":1174,"url":51,"linktype":232,"fieldtype":60,"cached_url":1175,"prep":40,"story":1828},{"name":1177,"id":1178,"uuid":1174,"slug":1179,"url":1179,"full_slug":1180,"_stopResolving":40},{"tag":51,"_uid":1830,"hide":27,"icon":1831,"link":1833,"type":51,"label":1835,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1832},{},{"id":1502,"url":51,"linktype":232,"fieldtype":60,"cached_url":1503,"prep":40,"story":1834},{"name":1505,"id":1506,"uuid":1502,"slug":1507,"url":1507,"full_slug":1508,"_stopResolving":40},"Sécurité",{"tag":51,"_uid":1837,"hide":27,"icon":1838,"link":1840,"type":51,"label":1842,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1839},{},{"id":51,"url":1841,"linktype":59,"fieldtype":60,"cached_url":1841},"https://trust.spendesk.com/","Centre de confiance","Plateforme",{"_uid":1845,"ctas":1846,"label":1197,"component":1048,"backgroundIconColor":51},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[1847,1853,1858,1864,1871,1877,1883,1890,1897,1903],{"tag":51,"_uid":1848,"hide":27,"icon":1849,"link":1851,"type":51,"label":1194,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1850},{},{"id":1186,"url":51,"linktype":232,"fieldtype":60,"cached_url":1187,"prep":40,"story":1852},{"name":1189,"id":1190,"uuid":1186,"slug":1191,"url":1192,"full_slug":1193,"_stopResolving":40},{"tag":51,"_uid":1854,"icon":1855,"link":1856,"type":51,"label":1217,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":24,"copyright":24,"fieldtype":56},{"id":1209,"url":51,"linktype":232,"fieldtype":60,"cached_url":1210,"prep":40,"story":1857},{"name":1212,"id":1213,"uuid":1209,"slug":1214,"url":1215,"full_slug":1216,"_stopResolving":40},{"tag":51,"_uid":1859,"hide":40,"icon":1860,"link":1862,"type":51,"label":1228,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"ce775eab-1c6b-429e-b2ca-a231431b2f3e",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1861},{},{"id":1225,"url":51,"linktype":232,"fieldtype":60,"cached_url":1226,"prep":40,"story":1863},{"name":1228,"id":1229,"uuid":1225,"slug":1230,"url":1230,"full_slug":1231,"_stopResolving":40},{"tag":51,"_uid":1865,"hide":27,"icon":1866,"link":1868,"type":51,"label":1870,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1867},{},{"id":1286,"url":51,"linktype":232,"fieldtype":60,"cached_url":1287,"prep":40,"story":1869},{"name":1289,"id":1290,"uuid":1286,"slug":1291,"url":1291,"full_slug":1292,"_stopResolving":40},"Contenus premium",{"tag":51,"_uid":1872,"hide":27,"icon":1873,"link":1875,"type":51,"label":1325,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1874},{},{"id":1317,"url":51,"linktype":232,"fieldtype":60,"cached_url":1318,"prep":40,"story":1876},{"name":1320,"id":1321,"uuid":1317,"slug":1322,"url":1323,"full_slug":1324,"_stopResolving":40},{"tag":51,"_uid":1878,"icon":1879,"link":1881,"type":51,"label":1325,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"hide":40},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":1019,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1020,"copyright":51,"fieldtype":56,"meta_data":1880,"is_external_url":27},{},{"id":1331,"url":51,"linktype":232,"fieldtype":60,"cached_url":1332,"prep":40,"story":1882},{"name":1334,"id":1335,"uuid":1331,"slug":1334,"url":1336,"full_slug":1337,"_stopResolving":40},{"tag":51,"_uid":1884,"hide":27,"icon":1885,"link":1887,"type":51,"label":1889,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40,"horizontalFill":27},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1886},{},{"id":51,"url":1888,"linktype":59,"fieldtype":60,"cached_url":1888},"https://www.cfoconnect.eu/","CFO Connect",{"tag":51,"_uid":1891,"hide":27,"icon":1892,"link":1894,"type":51,"label":1896,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1893},{},{"id":1239,"url":51,"linktype":232,"fieldtype":60,"cached_url":1240,"prep":40,"story":1895},{"name":1242,"id":1243,"uuid":1239,"slug":1244,"url":1244,"full_slug":1245,"_stopResolving":40},"FAQs",{"tag":51,"_uid":1898,"hide":27,"icon":1899,"link":1901,"type":51,"label":1261,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1900},{},{"id":1253,"url":51,"linktype":232,"fieldtype":60,"cached_url":1254,"prep":40,"story":1902},{"name":1256,"id":1257,"uuid":1253,"slug":1258,"url":1259,"full_slug":1260,"_stopResolving":40},{"tag":51,"_uid":1904,"hide":27,"icon":1905,"link":1907,"type":51,"label":1489,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1906},{},{"id":51,"url":1908,"linktype":59,"fieldtype":60,"cached_url":1908},"https://helpcenter.spendesk.com/fr",{"_uid":1910,"ctas":1911,"label":1374,"component":1048,"backgroundIconColor":51},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[1912,1918,1924,1928,1935],{"tag":51,"_uid":1913,"hide":27,"icon":1914,"link":1916,"type":51,"label":1391,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"2258dba0-720f-4a72-8616-3ee8ad748d39",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1915},{},{"id":1384,"url":51,"linktype":232,"fieldtype":60,"cached_url":1385,"prep":40,"story":1917},{"name":1387,"id":1388,"uuid":1384,"slug":1389,"url":1389,"full_slug":1390,"_stopResolving":40},{"tag":51,"_uid":1919,"hide":27,"icon":1920,"link":1922,"type":51,"label":1435,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"7f0c013f-0597-4295-8eb2-947bce9f3038",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1921},{},{"id":1427,"url":51,"linktype":232,"fieldtype":60,"cached_url":1428,"prep":40,"story":1923},{"name":1430,"id":1431,"uuid":1427,"slug":1432,"url":1433,"full_slug":1434,"_stopResolving":40},{"tag":51,"_uid":1925,"icon":1926,"link":1927,"type":51,"label":1400,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"55725d79-a09b-441b-9950-02d332513ec3",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":51,"url":1399,"linktype":59,"fieldtype":60,"cached_url":1399},{"tag":51,"_uid":1929,"icon":1930,"link":1931,"type":51,"label":1934,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27},"be048aa8-7d04-41a6-bee0-8d53fcb6149f",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":1408,"url":51,"linktype":232,"fieldtype":60,"cached_url":1932,"prep":40,"story":1933},"/fr/press/press-v2",{"name":1411,"id":1412,"uuid":1408,"slug":1413,"url":1414,"full_slug":1415,"_stopResolving":40},"Espace presse",{"tag":51,"_uid":1936,"hide":27,"icon":1937,"link":1939,"type":51,"label":1450,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"b3c4b61d-001b-4c3f-99f0-f787b5837ee9",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":1938},{},{"id":1443,"url":51,"linktype":232,"fieldtype":60,"cached_url":1444,"prep":40,"story":1940},{"name":1446,"id":1447,"uuid":1443,"slug":1448,"url":1448,"full_slug":1449,"_stopResolving":40},"footer",[1943,1951],{"tag":51,"_uid":1944,"hide":27,"icon":1945,"link":1949,"type":51,"label":51,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"225df49b-7d21-46c3-986a-89b609d15540",{"id":1946,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1947,"copyright":51,"fieldtype":56,"meta_data":1948,"is_external_url":27},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":51,"url":1950,"linktype":59,"fieldtype":60,"cached_url":1950},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":51,"_uid":1952,"hide":27,"icon":1953,"link":1957,"type":51,"label":51,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":1954,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1955,"copyright":51,"fieldtype":56,"meta_data":1956,"is_external_url":27},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":51,"url":1958,"linktype":59,"fieldtype":60,"cached_url":1958},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[1960,1966,1979,1992,2005,2011],{"tag":51,"_uid":1961,"icon":1962,"link":1963,"type":51,"label":1965,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":1556,"url":51,"linktype":232,"fieldtype":60,"cached_url":1557,"prep":40,"story":1964},{"name":1559,"id":1560,"uuid":1556,"slug":1561,"url":1561,"full_slug":1562,"_stopResolving":40},"© Spendesk",{"tag":51,"_uid":1967,"icon":1968,"link":1969,"type":51,"label":1978,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":1970,"url":51,"linktype":232,"fieldtype":60,"cached_url":1971,"prep":40,"story":1972},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/fr/legals/terms",{"name":1973,"id":1974,"uuid":1970,"slug":1975,"url":1976,"full_slug":1977,"_stopResolving":40},"T&C index page",126275944,"terms","legals/terms/","fr/legals/terms/","C.G.U.",{"tag":51,"_uid":1980,"icon":1981,"link":1982,"type":51,"label":1991,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":1983,"url":51,"linktype":232,"fieldtype":60,"cached_url":1984,"prep":40,"story":1985},"79cf9763-fbf7-44fc-b713-7375d45cc602","/fr/legals/privacy",{"name":1986,"id":1987,"uuid":1983,"slug":1988,"url":1989,"full_slug":1990,"_stopResolving":40},"Privacy Policy",126276104,"privacy","legals/privacy","fr/legals/privacy","Politique Données Personnelles",{"tag":51,"_uid":1993,"icon":1994,"link":1995,"type":51,"label":2004,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":1996,"url":51,"linktype":232,"fieldtype":60,"cached_url":1997,"prep":40,"story":1998},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/fr/legals/cookies-policy",{"name":1999,"id":2000,"uuid":1996,"slug":2001,"url":2002,"full_slug":2003,"_stopResolving":40},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","fr/legals/cookies-policy","Politique Cookies",{"tag":51,"_uid":2006,"icon":2007,"link":2008,"type":51,"label":2010,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":51,"url":2009,"linktype":59,"fieldtype":60,"cached_url":2009},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Mentions légales",{"tag":51,"_uid":2012,"hide":27,"icon":2013,"link":2014,"type":51,"label":2016,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":51,"url":2015,"linktype":59,"fieldtype":60,"cached_url":2015},"openConsentManager.action","Paramètres Cookies",[2018,2023,2028,2033,2038],{"tag":51,"_uid":2019,"icon":2020,"link":2022,"type":51,"label":51,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":1514,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1515,"copyright":51,"fieldtype":56,"meta_data":2021,"is_external_url":27},{},{"id":51,"url":1518,"linktype":59,"fieldtype":60,"cached_url":1518},{"tag":51,"_uid":2024,"icon":2025,"link":2027,"type":51,"label":51,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":1522,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1523,"copyright":51,"fieldtype":56,"meta_data":2026,"is_private":27,"is_external_url":27},{},{"id":51,"url":1526,"linktype":59,"fieldtype":60,"cached_url":1526},{"tag":51,"_uid":2029,"icon":2030,"link":2032,"type":51,"label":51,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":1530,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1531,"copyright":51,"fieldtype":56,"meta_data":2031,"is_private":27,"is_external_url":27},{},{"id":51,"url":1534,"linktype":59,"fieldtype":60,"cached_url":1534},{"tag":51,"_uid":2034,"icon":2035,"link":2037,"type":51,"label":51,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":1538,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1539,"copyright":51,"fieldtype":56,"meta_data":2036,"is_private":27,"is_external_url":27},{},{"id":51,"url":1542,"linktype":59,"fieldtype":60,"cached_url":1542},{"tag":51,"_uid":2039,"hide":27,"icon":2040,"link":2042,"type":51,"label":51,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":40,"horizontalFill":27},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":1546,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":1547,"copyright":51,"fieldtype":56,"meta_data":2041,"is_private":27,"is_external_url":27},{},{"id":51,"url":1550,"linktype":59,"fieldtype":60,"cached_url":1550},[2044],{"_uid":2045,"fields":2046,"component":2078,"submitUrl":2079,"hubspotFormId":2081,"successMessage":2082,"horizontalAlign":51,"onSubmitSegmentEvent":2083},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[2047],{"_uid":2048,"name":2049,"type":76,"label":2050,"required":40,"component":2051,"submitBtn":2052,"legalNotice":2053,"placeholder":51,"validateEmail":40,"blockPersonalEmailAddresses":27},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","Adresse e-mail","textField","S'abonner",{"type":69,"content":2054},[2055],{"type":72,"content":2056},[2057,2059,2067,2069,2076],{"text":2058,"type":76},"En soumettant ce formulaire, vous acceptez d'être contacté par Spendesk - conformément aux ",{"text":2060,"type":76,"marks":2061},"Conditions d'utilisation",[2062],{"type":203,"attrs":2063},{"href":1971,"uuid":1970,"anchor":24,"custom":2064,"target":2065,"linktype":232,"story":2066},{},"_blank",{"name":1973,"id":1974,"uuid":1970,"slug":1975,"url":1976,"full_slug":1977,"_stopResolving":40},{"text":2068,"type":76}," et à la ",{"text":2070,"type":76,"marks":2071},"Politique de confidentialité",[2072],{"type":203,"attrs":2073},{"href":1984,"uuid":1983,"anchor":24,"custom":2074,"target":2065,"linktype":232,"story":2075},{},{"name":1986,"id":1987,"uuid":1983,"slug":1988,"url":1989,"full_slug":1990,"_stopResolving":40},{"text":2077,"type":76}," de Spendesk.","formGroup",{"id":51,"url":51,"linktype":232,"fieldtype":60,"cached_url":2080,"prep":40},"/fr/","8b1b128b-c02a-41d9-a512-63e778c062c6","Réussi !","website:footer:blog_newsletter:form_completed",[2085],{"tag":51,"_uid":2086,"hide":27,"icon":2087,"link":2091,"type":51,"label":51,"style":61,"component":62,"mobileLabel":51,"onClickEvent":51,"openInANewTab":27,"horizontalFill":27},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":2088,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2089,"copyright":51,"fieldtype":56,"meta_data":2090,"is_external_url":27},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":51,"url":2092,"linktype":59,"fieldtype":60,"cached_url":2092},"https://helpcenter.spendesk.com/fr/articles/8850615-avant-apres-qu-est-ce-qui-change-sur-spendesk-vos-cartes-visa-business-premium","Plus qu'une énième newsletter",{"type":69,"content":2095},[2096],{"type":72,"content":2097},[2098],{"text":2099,"type":76},"Offrez à votre équipe la solution complète de gestion des dépenses","Restez dans la boucle et transformez votre finance d'entreprise",{"type":69,"content":2102},[2103,2111,2118],{"type":72,"content":2104},[2105],{"text":2106,"type":76,"marks":2107},"Les services de paiement sont fournis dans le cadre du produit Spendesk par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis.",[2108],{"type":1591,"attrs":2109},{"color":2110},"rgb(0, 0, 0)",{"type":72,"content":2112},[2113],{"text":2114,"type":76,"marks":2115},"Spendesk Financial Services est un établissement de paiement français agréé par l'ACPR sous le numéro 17518. Adyen N.V. est une banque néerlandaise, dont la succursale au Royaume-Uni est agréée par la FCA pour fournir des services de paiement sous le numéro 779800. Sutton Bank est un établissement membre assuré par la FDIC.",[2116],{"type":1591,"attrs":2117},{"color":2110},{"type":72,"content":2119},[2120],{"text":2121,"type":76,"marks":2122},"Les cartes de débit Visa sont émises par Spendesk Financial Services dans l'EEE, par Adyen au Royaume-Uni et par Sutton Bank aux États-Unis, conformément à une licence accordée par Visa.",[2123],{"type":1591,"attrs":2124},{"color":2110},"fr/global-components/footer",-10,[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[2133,2134,2135],{"path":2131,"name":24,"lang":31,"published":24},{"path":2131,"name":24,"lang":37,"published":24},{"path":2131,"name":24,"lang":39,"published":24},{"name":2137,"created_at":2138,"published_at":2139,"updated_at":2140,"id":2141,"uuid":2142,"content":2143,"slug":2281,"full_slug":2282,"sort_by_date":24,"position":2283,"tag_list":2284,"is_startpage":27,"parent_id":1630,"meta_data":24,"group_id":2285,"first_published_at":2286,"release_id":24,"lang":31,"path":24,"alternates":2287,"default_full_slug":2288,"translated_slugs":2289},"Common Content","2022-06-07T08:36:57.529Z","2026-07-30T07:13:39.925Z","2026-07-30T07:13:39.963Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":2144,"modalBtn":2145,"component":2146,"modalTitle":2147,"countdownDay":2148,"modalContent":2149,"modalSuccess":2161,"countdownHour":2162,"hubspotFormId":2163,"countdownLabel":2164,"formErrorTitle":2165,"countdownMinute":2166,"countdownSecond":2167,"formErrorButton":2168,"selectNoOptions":2169,"formErrorSubtitle":2170,"blogAuthorResources":2171,"modalEmailPlaceholder":2172,"emailValidationInvalid":2173,"imageItemsListNoResult":2174,"phoneValidationInvalid":2175,"blogLoadMoreButtonLabel":2176,"blogArticleUpdatedAtLabel":2177,"blogArticleWatchTimeLabel":2178,"modalExistingAccountTitle":2179,"modalExistingCompanyTitle":2180,"modalForExistingCustomers":2181,"organizationSchemaOffices":2188,"blogArticleListenTimeLabel":2178,"cardsGridSearchPlaceholder":2241,"blogArticlePublishedOnLabel":2242,"blogArticleReadingTimeLabel":2178,"emailValidationInvalidExist":2243,"modalForUnsupportedCountries":2244,"emailValidationInvalidInvited":2250,"organizationSchemaDescription":2251,"organizationSchemaContactEmail":2252,"modalExistingAccountDescription":2253,"modalExistingCompanyDescription":2269,"emailValidationInvalidDomainName":2275,"multiSelectDropdownSelectedLabel":2276,"softwareApplicationSchemaRatingCount":2277,"softwareApplicationSchemaRatingValue":2278,"emailValidationInvalidUnexpectedError":2279,"emailValidationInvalidCompanyRegistered":2280},"c86a540c-0da7-40e9-a9a5-5053e71081de","Valider","commonContent","Spendesk n'est pas encore disponible dans votre pays","Jours",{"type":69,"content":2150},[2151,2156],{"type":72,"attrs":2152,"content":2153},{"textAlign":24},[2154],{"text":2155,"type":76},"Il semble que vous soyez dans un pays dans lequel nous ne sommes pas encore présents. Cependant, si vous avez une entreprise dans l’Espace économique européen ou au Royaume-Uni, nous pouvons travailler avec vous, et vous pouvez réserver une démo.",{"type":72,"attrs":2157,"content":2158},{"textAlign":24},[2159],{"text":2160,"type":76},"Sinon, renseignez votre adresse mail ci-dessous, et nous vous informerons lorsque nous serons en mesure de vous aider.","Le formulaire a bien été envoyé","Heures","b095740c-b878-41dd-9a7b-f393d2e4de30","L'événement commence dans","Oups, quelque chose n’a pas fonctionné…","Minutes","Secondes","Réessayer","Aucun résultats","Une erreur s'est produite lors de l'envoi du formulaire. Assurez-vous que votre navigateur n'est pas équipé d'un bloqueur de publicités et réessayez.","Articles de {firstName}","Adresse email professionnelle","Adresse e-mail non valide","Aucun résultat","Numéro de téléphone invalide","Voir plus","Mis à jour le","min environ","Vous avez déjà un compte Spendesk","Votre entreprise a déjà un compte Spendesk",{"type":69,"content":2182},[2183,2187],{"type":72,"content":2184},[2185],{"text":2186,"type":76},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":72},[2189,2205,2217,2229],{"cta":2190,"_uid":2197,"image":2198,"title":2202,"subtitle":2203,"component":2204},[2191],{"tag":51,"_uid":2192,"icon":2193,"link":2194,"type":51,"label":2196,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":51,"url":2195,"linktype":59,"fieldtype":60,"cached_url":2195},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Plan","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":2199,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2200,"copyright":51,"fieldtype":56,"meta_data":2201,"is_external_url":27},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, France","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":2206,"_uid":2212,"image":2213,"title":2215,"subtitle":2216,"component":2204},[2207],{"tag":51,"_uid":2208,"icon":2209,"link":2210,"type":51,"label":2196,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":51,"url":2211,"linktype":59,"fieldtype":60,"cached_url":2211},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":2199,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2200,"copyright":51,"fieldtype":56,"meta_data":2214,"is_external_url":27},{},"Londres, Royaume-Uni","168 Old Street, EC1V 9BP",{"cta":2218,"_uid":2224,"image":2225,"title":2227,"subtitle":2228,"component":2204},[2219],{"tag":51,"_uid":2220,"icon":2221,"link":2222,"type":51,"label":2196,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":51,"url":2223,"linktype":59,"fieldtype":60,"cached_url":2223},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":2199,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2200,"copyright":51,"fieldtype":56,"meta_data":2226,"is_external_url":27},{},"Berlin, Allemagne","Warschauer Pl. 11-13, 10245",{"cta":2230,"_uid":2236,"image":2237,"title":2239,"subtitle":2240,"component":2204},[2231],{"tag":51,"_uid":2232,"icon":2233,"link":2234,"type":51,"label":2196,"style":61,"component":62,"onClickEvent":51,"openInANewTab":40},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":51,"url":2235,"linktype":59,"fieldtype":60,"cached_url":2235},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":2199,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2200,"copyright":51,"fieldtype":56,"meta_data":2238,"is_external_url":27},{},"Madrid, Espagne","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Saisissez votre recherche","Publié le","Il semble que vous ayez déjà un compte Spendesk. Veuillez vous connecter.",{"type":69,"content":2245},[2246],{"type":72,"content":2247},[2248],{"text":2249,"type":76},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Il semble que vous ayez déjà été invité à rejoindre Spendesk. Veuillez vérifier vos e-mails ou demander à votre administrateur de vous renvoyer l'invitation.","Spendesk est une plateforme complète de gestion des dépenses et des achats qui aide les entreprises à gérer les cartes d'entreprise, les paiements de factures, les abonnements et les dépenses de l'entreprise en temps réel.","support@spendesk.com",{"type":69,"content":2254},[2255,2259],{"type":72,"content":2256},[2257],{"text":2258,"type":76},"Il y a déjà un compte Spendesk associé à votre adresse email. Cliquez sur le lien ci-dessous pour vous connecter.",{"type":149,"attrs":2260},{"id":2261,"body":2262},"e826bb38-950e-49ad-a130-0e7e0bcaa690",[2263],{"tag":51,"_uid":2264,"icon":2265,"link":2266,"type":2268,"label":1452,"style":61,"component":62,"onClickEvent":51,"openInANewTab":27,"horizontalFill":40},"i-c222c58f-50fe-4c44-9776-24eaf7df0e9e",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":51,"copyright":24,"fieldtype":56},{"id":51,"url":2267,"linktype":59,"fieldtype":60,"cached_url":2267},"https://app.spendesk.com/auth/login","btn",{"type":69,"content":2270},[2271],{"type":72,"content":2272},[2273],{"text":2274,"type":76},"Il semble que votre entreprise possède déjà un compte Spendesk. Veuillez demander un accès au propriétaire du compte.","Ceci ressemble à votre adresse e-mail personnelle. Veuillez saisir votre adresse e-mail professionnelle.","selected","412","4.6","Désolé, une erreur inattendue est survenue. Veuillez réessayer plus tard ou contacter l'assistance pour obtenir de l'aide.","Cette entreprise est déjà enregistrée. Veuillez contacter votre administrateur.","commoncontent","fr/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[2290,2291,2292],{"path":2288,"name":24,"lang":31,"published":24},{"path":2288,"name":24,"lang":37,"published":24},{"path":2288,"name":24,"lang":39,"published":24},[2294,2298,2302,2306,2310,2314,2318,2322,2326],{"id":2295,"name":2296,"value":2297,"dimension_value":24},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":2299,"name":2300,"value":2301,"dimension_value":24},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":2303,"name":2304,"value":2305,"dimension_value":24},10736155,"Intercom","ryDQcVoOoZQ",{"id":2307,"name":2308,"value":2309,"dimension_value":24},10736156,"HubSpot","ry0QcNodoWQ",{"id":2311,"name":2312,"value":2313,"dimension_value":24},10736157,"Facebook Pixel","ko1w5PpFl",{"id":2315,"name":2316,"value":2317,"dimension_value":24},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":2319,"name":2320,"value":2321,"dimension_value":24},10736765,"Bing Ads","dsS7z9Hv4",{"id":2323,"name":2324,"value":2325,"dimension_value":24},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"id":2327,"name":2328,"value":2329,"dimension_value":24},190238565984863,"StackAdapt","HJ5nxcEiOjZm",{"_uid":2331,"component":2332,"sidebarCta":2333,"exitModalPopup":2364,"newsletterForm":2365,"newsletterTitle":2392,"bottomArticleCta":2393,"moreArticlesLabel":2428,"breadcrumbBlogLink":2429,"newsletterSubtitle":2431,"breadcrumbBlogLabel":1217,"breadcrumbArticleLabel":894,"hiddenNewsletterOnTopics":2432,"componentsAfterTheArticle":2435,"moreArticlesLabelFallback":2428,"sidebarTableOfContentsLabel":2584},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[2334],{"cta":2335,"_uid":2343,"image":2344,"title":2348,"subtitle":2362,"component":2363},[2336],{"tag":51,"_uid":2337,"hide":27,"icon":2338,"link":2340,"type":51,"label":1576,"style":61,"component":62,"mobileLabel":51,"onClickEvent":2342,"openInANewTab":27,"horizontalFill":27},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":2339},{},{"id":1568,"url":51,"linktype":232,"fieldtype":60,"cached_url":1569,"prep":40,"story":2341},{"name":1571,"id":1572,"uuid":1568,"slug":1573,"url":1574,"full_slug":1575,"_stopResolving":40},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":2345,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2346,"copyright":51,"fieldtype":56,"meta_data":2347,"is_external_url":27},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":69,"content":2349},[2350],{"type":72,"attrs":2351,"content":2352},{"textAlign":24,"key":116},[2353],{"text":2354,"type":76,"marks":2355},"Dépenser mieux pour travailler mieux.",[2356,2358],{"type":1591,"attrs":2357},{"color":51},{"type":2359,"attrs":2360},"styled",{"class":2361},"text-item-heading text-item-heading-md","Centralisez cartes, factures et notes de frais dans un processus contrôlé pour une visibilité en temps réel et une clôture plus rapide.","ctaBlock",[],[2366],{"_uid":2367,"fields":2368,"component":2078,"submitUrl":2390,"hubspotFormId":2081,"successMessage":2082,"horizontalAlign":51,"onSubmitSegmentEvent":2391},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[2369],{"_uid":2370,"name":2049,"type":76,"label":2050,"required":40,"component":2051,"submitBtn":2052,"legalNotice":2371,"placeholder":51,"validateEmail":40,"blockPersonalEmailAddresses":27},"cc924123-e126-4829-a72a-43fcf863a045",{"type":69,"content":2372},[2373],{"type":72,"content":2374},[2375,2376,2382,2383,2389],{"text":2058,"type":76},{"text":2060,"type":76,"marks":2377},[2378],{"type":203,"attrs":2379},{"href":1971,"uuid":1970,"anchor":24,"custom":2380,"target":2065,"linktype":232,"story":2381},{},{"name":1973,"id":1974,"uuid":1970,"slug":1975,"url":1976,"full_slug":1977,"_stopResolving":40},{"text":2068,"type":76},{"text":2070,"type":76,"marks":2384},[2385],{"type":203,"attrs":2386},{"href":1984,"uuid":1983,"anchor":24,"custom":2387,"target":2065,"linktype":232,"story":2388},{},{"name":1986,"id":1987,"uuid":1983,"slug":1988,"url":1989,"full_slug":1990,"_stopResolving":40},{"text":2077,"type":76},{"id":51,"url":51,"linktype":232,"fieldtype":60,"cached_url":2080,"prep":40},"website:article:blog_newsletter:form_completed","Appréciez-vous ce que vous lisez ?",[2394],{"cta":2395,"_uid":2410,"image":2411,"title":2413,"subtitle":2427,"component":2363},[2396],{"tag":51,"_uid":2397,"hide":27,"icon":2398,"link":2400,"type":51,"label":2408,"style":61,"component":62,"mobileLabel":51,"onClickEvent":2409,"openInANewTab":27,"horizontalFill":27},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":2399},{},{"id":2401,"url":51,"linktype":232,"fieldtype":60,"cached_url":2402,"prep":40,"story":2403},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/fr/platform-tour",{"name":2404,"id":2405,"uuid":2401,"slug":2406,"url":2406,"full_slug":2407,"_stopResolving":40},"Platform tour",413550505,"platform-tour","fr/platform-tour","Voir la démo gratuite","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"filename":24,"copyright":24,"fieldtype":56,"meta_data":2412,"is_external_url":27},{},{"type":69,"content":2414},[2415],{"type":72,"attrs":2416,"content":2417},{"textAlign":24,"key":116},[2418],{"text":2419,"type":76,"marks":2420},"Curieux de découvrir Spendesk ?",[2421,2424],{"type":1591,"attrs":2422},{"color":2423},"#000000",{"type":2359,"attrs":2425},{"class":2426},"patron-heading-2 accentuation-01","Essayez la plateforme avec une démo interactive pour voir la gestion des dépenses et approbations de bout en bout.","Plus d'articles",{"id":1209,"url":51,"linktype":232,"fieldtype":60,"cached_url":1210,"prep":40,"story":2430},{"name":1212,"id":1213,"uuid":1209,"slug":1214,"url":1215,"full_slug":1216,"_stopResolving":40},"Nous publions de nouveaux articles comme celui-ci chaque semaine. Abonnez-vous à notre newsletter pour rester informé.",[2433,2434],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2436],{"cta":2437,"_uid":2438,"items":2439,"heading":2561,"reverse":27,"component":2582,"sectionSettings":2583},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2440,2502],{"_uid":2441,"title":2442,"component":2443,"description":2444},"dfc0accd-ab64-464a-8597-b76754748f04","Qu'est-ce que la gestion des dépenses ?","faqItem",{"type":69,"content":2445},[2446,2450],{"type":72,"content":2447},[2448],{"text":2449,"type":76},"Les dépenses de l'entreprise peuvent être de plusieurs types :",{"type":2451,"attrs":2452,"content":2456},"ordered_list",{"order":2453,"key":2455},{"order":2454},1,"ol-0",[2457,2469,2480],{"type":654,"content":2458},[2459],{"type":72,"content":2460},[2461,2465,2467],{"text":2462,"type":76,"marks":2463},"Les dépenses stratégiques",[2464],{"type":124},{"text":2466,"type":76}," sont généralement centralisées et gérées par des décideurs qui ont la responsabilité sur des dépenses spécifiques. Elles peuvent être gérées au moyen de factures, virements électroniques et bons de commande.",{"type":2468},"hard_break",{"type":654,"content":2470},[2471],{"type":72,"content":2472},[2473,2477,2479],{"text":2474,"type":76,"marks":2475},"Les dépenses opérationnelles",[2476],{"type":124},{"text":2478,"type":76}," sont également centralisées, mais les dépenses sont effectuées par les gestionnaires et les employés dans leur vie professionnelle de façon quotidienne. Elles comprennent les achats par carte, abonnements, campagnes digitales, événements, commandes diverses pour le bureau ou encore les voyages d'affaires.",{"type":2468},{"type":654,"content":2481},[2482],{"type":72,"content":2483},[2484,2488,2490,2491,2492,2494,2495,2496,2498,2499,2500],{"text":2485,"type":76,"marks":2486},"Les autres frais",[2487],{"type":124},{"text":2489,"type":76},", contrairement aux dépenses stratégiques et opérationnelles, représentent un nombre important de petits achats qui peuvent être difficiles à suivre. Il s'agit notamment des paiements par carte, demandes de remboursement des dépenses terrains et des frais de déplacement.",{"type":2468},{"type":2468},{"text":2493,"type":76},"La gestion des dépenses est le processus par lequel les entreprises gèrent toutes ces dépenses professionnelles. Elle tient compte de l'ensemble du processus d'achat : approbations d'achat, méthodes de paiement, traitement des factures, note de frais, réconciliation des justificatifs, catégorisation des dépenses, taux de TVA, etc. pour une bonne tenue de la comptabilité.",{"type":2468},{"type":2468},{"text":2497,"type":76},"Les outils de gestion des dépenses deviennent nécessaires lorsque le nombre d'employés augmente et que l'équipe finance a besoin d'une meilleure visibilité et d'un meilleur contrôle de la trésorerie. Les employés ont besoin d'outils flexibles et intuitifs pour pouvoir dépenser facilement et être en mesure de faire leur travail.",{"type":2468},{"type":2468},{"text":2501,"type":76},"C'est à ce moment-là que Spendesk devient le bon choix.",{"_uid":2503,"title":2504,"component":2443,"description":2505},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Comment fonctionne Spendesk ?",{"type":69,"content":2506},[2507,2511,2515,2524,2528,2532,2541,2545,2549,2553,2557],{"type":72,"content":2508},[2509],{"text":2510,"type":76},"Spendesk fournit des moyens de paiement connectés à une plateforme puissante de gestion des dépenses conçue pour les équipes financières.",{"type":72,"content":2512},[2513],{"text":2514,"type":76},"Il s'agit notamment de cartes de débit pour remplacer les cartes bancaires traditionnelles, de cartes virtuelles pour les achats en ligne et de notes de frais automatisées pour les achats imprévus.",{"type":72,"content":2516},[2517,2521,2522],{"text":2518,"type":76,"marks":2519},"Pour les employés",[2520],{"type":124},{"type":2468},{"text":2523,"type":76},"Les employés n'ont plus besoin d'avancer de l'argent. Ils demandent simplement des fonds pour un achat particulier et peuvent utiliser leur carte Spendesk physique ou virtuelle pour effectuer le paiement.",{"type":72,"content":2525},[2526],{"text":2527,"type":76},"Si, pour quelque raison que ce soit, l'employé ne peut pas utiliser sa carte Spendesk, il prend une photo du justificatif via l'application mobile et crée une note de frais en temps réel.",{"type":72,"content":2529},[2530],{"text":2531,"type":76},"Elle est envoyée directement à son responsable pour validation, puis à l'équipe financière.",{"type":72,"content":2533},[2534,2538,2539],{"text":2535,"type":76,"marks":2536},"Pour les équipes financières",[2537],{"type":124},{"type":2468},{"text":2540,"type":76},"Chaque employé a son propre profil sur Spendesk et son propre budget. Contrairement aux cartes bancaires classiques, vous savez en temps réel qui dépense quoi.",{"type":72,"content":2542},[2543],{"text":2544,"type":76},"Spendesk permet aux contrôleurs de créer des limites de dépenses et des approbations préalables. Par exemple, les décideurs et responsables auront un niveau de dépenses préapprouvé, différent de celui des autres collaborateurs.",{"type":72,"content":2546},[2547],{"text":2548,"type":76},"Si un employé a besoin de revoir son budget pré-approuvé, il peut en faire la demande à son responsable via l'application mobile ou web.",{"type":72,"content":2550},[2551],{"text":2552,"type":76},"Les équipes financières peuvent suivre l'ensemble des dépenses et assurer ainsi le suivi des reçus ou factures manquantes, en envoyant des rappels aux employés.",{"type":72,"content":2554},[2555],{"text":2556,"type":76},"Le suivi des dépenses est également plus facile car les équipes financières peuvent regrouper les dépenses et leur attribuer les bons taux de TVA et comptes de charges, avant de tout exporter en quelques clics vers leurs outils comptables.",{"type":72,"content":2558},[2559],{"text":2560,"type":76},"Spendesk fluidifie l'ensemble du processus de gestion des dépenses de l'entreprise, la rendant complète, intuitive et efficace.",[2562],{"cta":2563,"_uid":2564,"title":2565,"eyebrow":2572,"subtitle":2575,"component":157,"textAlign":51,"sectionSettings":2581,"breakLineOnMobile":27,"subtitleLeftBorder":27,"customTitleFontSize":51},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":69,"content":2566},[2567],{"type":157,"attrs":2568,"content":2569},{"level":159},[2570],{"text":2571,"type":76},"Démarrer avec Spendesk",{"type":69,"content":2573},[2574],{"type":72},{"type":69,"content":2576},[2577],{"type":72,"content":2578},[2579],{"text":2580,"type":76},"Fermez les comptes 4 fois plus rapidement, collectez plus de 95 % des reçus à temps et obtenez une visibilité de 100 % sur les dépenses de l'entreprise.",[],"faqSection",[],"Table des matières",[2586,2783,2946,3155,3233,3294,3527,3685,3757,3818,3942,4281,4572,4691,4953],{"name":2587,"created_at":2588,"published_at":2589,"updated_at":2590,"id":2591,"uuid":2592,"content":2593,"slug":2772,"full_slug":2773,"sort_by_date":24,"position":2774,"tag_list":2775,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":2776,"first_published_at":2589,"release_id":24,"lang":31,"path":24,"alternates":2777,"default_full_slug":2778,"translated_slugs":2779},"Omnibus CSRD : quelles entreprises restent dans le périmètre et que doit prévoir le DAF ?","2026-08-14T13:30:15.282Z","2026-08-14T13:47:23.608Z","2026-08-14T13:50:39.262Z",208996824255467,"540575b4-e77d-4fed-995c-692282f7eb75",{"_uid":2594,"title":2587,"topics":2595,"noIndex":27,"category":2644,"language":2653,"component":906,"heroMedia":2654,"publishedAt":2661,"redirectUrl":51,"listingImage":2662,"metaDescription":2663,"bottomArticleCta":2664,"componentsAfterTheArticle":2665},"aa4f47ed-fd00-4c93-8eb7-03e5fe1c6a59",[2596,2604,2624],{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":2597,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":2598,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":2599,"default_full_slug":107,"translated_slugs":2600,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[2601,2602,2603],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":2605,"created_at":2606,"published_at":6,"updated_at":2607,"id":2608,"uuid":2609,"content":2610,"slug":2612,"full_slug":2613,"sort_by_date":24,"position":2614,"tag_list":2615,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":2616,"first_published_at":2617,"release_id":24,"lang":31,"path":24,"alternates":2618,"default_full_slug":2619,"translated_slugs":2620,"_stopResolving":40},"Business strategy","2022-10-19T17:57:56.814Z","2026-03-12T10:47:23.607Z",206171429,"676f4f54-172d-4f7f-83b5-0124fa8ff14d",{"_uid":2611,"name":2605,"component":21},"020a2c50-c7ac-435f-9763-51bb06aa7747","business-strategy","fr/blog/topic/business-strategy",-330,[],"5dd0fceb-96a1-421b-afb5-9ef62ee5f5b1","2022-11-02T15:24:46.447Z",[],"blog/topic/business-strategy",[2621,2622,2623],{"path":2619,"name":24,"lang":31,"published":24},{"path":2619,"name":24,"lang":37,"published":24},{"path":2619,"name":24,"lang":39,"published":24},{"name":2625,"created_at":2626,"published_at":6,"updated_at":2627,"id":2628,"uuid":2629,"content":2630,"slug":2632,"full_slug":2633,"sort_by_date":24,"position":2634,"tag_list":2635,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":2636,"first_published_at":2637,"release_id":24,"lang":31,"path":24,"alternates":2638,"default_full_slug":2639,"translated_slugs":2640,"_stopResolving":40},"Gestion des dépenses","2022-10-19T17:57:49.883Z","2026-03-12T10:47:22.758Z",206171402,"10ebb00d-65f3-42f6-997a-5aaf2acb94de",{"_uid":2631,"name":2625,"component":21},"5e8bdb3b-8902-4018-b794-cc7a6b9d58e2","gestion-des-depenses","fr/blog/topic/gestion-des-depenses",-60,[],"20ad7c2f-9f74-406b-8af8-7d8b9f4125de","2022-11-02T15:24:55.480Z",[],"blog/topic/gestion-des-depenses",[2641,2642,2643],{"path":2639,"name":24,"lang":31,"published":24},{"path":2639,"name":24,"lang":37,"published":24},{"path":2639,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":2645,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":2647,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":2648,"default_full_slug":913,"translated_slugs":2649,"_stopResolving":40},{"_uid":900,"icon":2646,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[2650,2651,2652],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[2655],{"_uid":2656,"asset":2657,"caption":51,"component":927},"2eb49778-b7bb-475c-b5ce-e6ea767f1f22",{"id":2658,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2659,"copyright":51,"fieldtype":56,"meta_data":2660,"is_external_url":27},146358572813779,"https://a.storyblok.com/f/146026/1020x680/4743373667/best-spend-management-tools.png",{},"2026-08-14 00:00",[],"Omnibus CSRD 2026 : seuils de 1 000 salariés et 450 M€, calendrier révisé, VSME et actions à prévoir pour les DAF et les entreprises.\n",[],[2666],{"cta":2667,"_uid":2668,"items":2669,"heading":2747,"reverse":27,"component":2582,"sectionSettings":2771},[],"72e4f3db-ca09-4f67-905a-cbe932d89f63",[2670,2687,2704,2715,2732],{"_uid":2671,"hide":27,"title":2672,"component":2443,"description":2673},"181c2e80-937b-4dbb-b6ca-5a80d3e17ab4","Quelles entreprises restent soumises à la CSRD après l’Omnibus ?",{"type":69,"attrs":2674,"content":2675},{"backgroundColor":24},[2676],{"type":72,"attrs":2677,"content":2678},{"textAlign":24},[2679,2681,2685],{"text":2680,"type":76},"Les entreprises qui dépassent simultanément ",{"text":2682,"type":76,"marks":2683},"1 000 salariés et 450 millions d’euros de chiffre d’affaires net",[2684],{"type":124},{"text":2686,"type":76}," restent dans le périmètre obligatoire de la CSRD révisée. Les entreprises qui ne dépassent pas ces deux seuils sortent généralement du périmètre obligatoire, sous réserve des situations particulières liées au groupe.",{"_uid":2688,"hide":27,"title":2689,"component":2443,"description":2690},"bfbaba5b-ac8e-401b-946f-85e887a81303","Quand les entreprises nouvellement concernées publieront-elles leur premier rapport ?",{"type":69,"attrs":2691,"content":2692},{"backgroundColor":24},[2693],{"type":72,"attrs":2694,"content":2695},{"textAlign":24},[2696,2698,2702],{"text":2697,"type":76},"Les entreprises nouvellement concernées par les seuils révisés publieront leur premier rapport en ",{"text":2699,"type":76,"marks":2700},"2028 sur l’exercice 2027",[2701],{"type":124},{"text":2703,"type":76},". Les entreprises déjà soumises doivent vérifier les mesures transitoires et le calendrier des standards ESRS révisés.",{"_uid":2705,"hide":27,"title":2706,"component":2443,"description":2707},"bd07e345-9e90-4df4-8021-4462f9f31742","Un grand client peut-il demander un reporting ESRS complet à une PME exemptée ?",{"type":69,"attrs":2708,"content":2709},{"backgroundColor":24},[2710],{"type":72,"attrs":2711,"content":2712},{"textAlign":24},[2713],{"text":2714,"type":76},"Non, pas automatiquement. Le plafonnement de la chaîne de valeur limite les informations qu’une entreprise soumise à la CSRD peut demander à un fournisseur de 1 000 salariés ou moins. Les demandes doivent s’appuyer sur le contenu du standard volontaire applicable.",{"_uid":2716,"hide":27,"title":2717,"component":2443,"description":2718},"2968fde6-2210-4088-aff7-ed1275aa59fa","À quoi sert le VSME pour une entreprise sortie du périmètre CSRD ?",{"type":69,"attrs":2719,"content":2720},{"backgroundColor":24},[2721],{"type":72,"attrs":2722,"content":2723},{"textAlign":24},[2724,2726,2730],{"text":2725,"type":76},"Le VSME permet à une PME de structurer ",{"text":2727,"type":76,"marks":2728},"un socle volontaire et proportionné de données de durabilité",[2729],{"type":124},{"text":2731,"type":76},". Il peut servir à répondre de manière cohérente aux demandes des clients, des banques et des investisseurs sans produire un reporting ESRS complet.",{"_uid":2733,"hide":27,"title":2734,"component":2443,"description":2735},"e41936c7-2806-4062-a9ad-1db84714b967","Comment préparer la suite après l’Omnibus ?",{"type":69,"attrs":2736,"content":2737},{"backgroundColor":24},[2738],{"type":72,"attrs":2739,"content":2740},{"textAlign":24},[2741,2743],{"text":2742,"type":76},"L’Omnibus réduit le périmètre obligatoire de la CSRD, mais il ne supprime pas les demandes de données ESG dans les relations commerciales. ",{"text":2744,"type":76,"marks":2745},"La priorité consiste donc à clarifier votre statut, puis à fiabiliser les informations que vos clients peuvent vous demander.",[2746],{"type":124},[2748],{"cta":2749,"_uid":2750,"title":2751,"eyebrow":2759,"subtitle":2766,"component":157,"textAlign":51,"eyebrowPill":27,"checkmarkList":27,"flexibleSection":2769,"sectionSettings":2770,"displaySeparator":27,"breakLineOnMobile":27,"subtitleLeftBorder":27,"customTitleFontSize":51},[],"cbaf1c9f-32d2-4f32-9c41-f2aeab756a1a",{"type":69,"attrs":2752,"content":2753},{"backgroundColor":24},[2754],{"type":157,"attrs":2755,"content":2756},{"level":159,"textAlign":24},[2757],{"text":2758,"type":76},"Questions fréquentes sur l'Omnibus et la CSRD",{"type":69,"attrs":2760,"content":2761},{"backgroundColor":24},[2762],{"type":72,"attrs":2763,"content":2764},{"textAlign":24},[2765],{"text":1242,"type":76},{"type":69,"content":2767},[2768],{"type":72},[],[],[],"omnibus-csrd","fr/blog/omnibus-csrd",-2500,[],"1521f5a7-3bc3-4ac6-8f3e-3b1096afb3ba",[],"blog/omnibus-csrd",[2780,2781,2782],{"path":2778,"name":24,"lang":31,"published":24},{"path":2778,"name":24,"lang":37,"published":24},{"path":2778,"name":24,"lang":39,"published":24},{"name":2784,"created_at":2785,"published_at":2786,"updated_at":2787,"id":2788,"uuid":2789,"content":2790,"slug":2935,"full_slug":2936,"sort_by_date":24,"position":2937,"tag_list":2938,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":2939,"first_published_at":2786,"release_id":24,"lang":31,"path":24,"alternates":2940,"default_full_slug":2941,"translated_slugs":2942},"Prime de partage de la valeur en 2026 : obligations, options et budget pour le DAF","2026-08-14T12:31:34.489Z","2026-08-14T13:16:37.062Z","2026-08-14T13:16:37.096Z",208982403064812,"cda6c1a0-234e-4589-92f5-228566c4b76e",{"_uid":2791,"title":2784,"topics":2792,"noIndex":27,"category":2801,"language":2810,"component":906,"heroMedia":2811,"publishedAt":2661,"redirectUrl":51,"listingImage":2818,"metaDescription":2819,"bottomArticleCta":2820,"componentsAfterTheArticle":2821},"343b3128-983a-45ff-a746-24a1aa918690",[2793],{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":2794,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":2795,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":2796,"default_full_slug":107,"translated_slugs":2797,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[2798,2799,2800],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":2802,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":2804,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":2805,"default_full_slug":913,"translated_slugs":2806,"_stopResolving":40},{"_uid":900,"icon":2803,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[2807,2808,2809],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[2812],{"_uid":2813,"asset":2814,"caption":51,"component":927},"2ebe63d4-f1f6-4462-97d2-90386ee2fee1",{"id":2815,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2816,"copyright":51,"fieldtype":56,"meta_data":2817,"is_external_url":27},189927423877183,"https://a.storyblok.com/f/146026/1376x768/90b9e67f35/1778521717468-v1ey7.png",{},[],"Partage de la valeur 2026 : obligations des entreprises, choix entre PPV, intéressement et participation, calendrier et budget à prévoir pour le DAF.",[],[2822],{"cta":2823,"_uid":2824,"items":2825,"heading":2910,"reverse":27,"component":2582,"sectionSettings":2934},[],"eb685b66-d405-4a61-974b-de4f3560b4f0",[2826,2837,2854,2871,2888],{"_uid":2827,"hide":27,"title":2828,"component":2443,"description":2829},"f1780251-ae4a-425d-a4f8-1d7bea3a582b","Quelles entreprises sont concernées par l’obligation de partage de la valeur ?",{"type":69,"attrs":2830,"content":2831},{"backgroundColor":24},[2832],{"type":72,"attrs":2833,"content":2834},{"textAlign":24},[2835],{"text":2836,"type":76},"L’obligation concerne les entreprises d’au moins 11 salariés qui ont réalisé un bénéfice net fiscal d’au moins 1 % du chiffre d’affaires pendant trois exercices consécutifs et qui ne sont pas déjà soumises à la participation obligatoire. Le dispositif s’applique aux exercices ouverts après le 31 décembre 2024.",{"_uid":2838,"hide":27,"title":2839,"component":2443,"description":2840},"d4b1057c-3f46-4394-964b-621215b4892e","La prime de partage de la valeur est-elle obligatoire ?",{"type":69,"attrs":2841,"content":2842},{"backgroundColor":24},[2843],{"type":72,"attrs":2844,"content":2845},{"textAlign":24},[2846,2848,2852],{"text":2847,"type":76},"Non. La PPV est l’une des options disponibles. L’entreprise peut également choisir ",{"text":2849,"type":76,"marks":2850},"la participation, l’intéressement ou l’abondement d’un plan d’épargne",[2851],{"type":124},{"text":2853,"type":76},", selon les conditions prévues par la loi.",{"_uid":2855,"hide":27,"title":2856,"component":2443,"description":2857},"9b94a6ea-54bc-4b1b-aaa2-32a66217600c","Quel est le plafond d’exonération de la PPV ?",{"type":69,"attrs":2858,"content":2859},{"backgroundColor":24},[2860],{"type":72,"attrs":2861,"content":2862},{"textAlign":24},[2863,2865,2869],{"text":2864,"type":76},"La PPV est exonérée dans la limite de ",{"text":2866,"type":76,"marks":2867},"3 000 € par bénéficiaire et par année civile",[2868],{"type":124},{"text":2870,"type":76},". Ce plafond peut atteindre 6 000 € lorsque l’entreprise dispose aussi d’un dispositif d’intéressement ou de participation. Un régime temporaire plus favorable s’applique jusqu’au 31 décembre 2026 dans certaines entreprises de moins de 50 salariés.",{"_uid":2872,"hide":27,"title":2873,"component":2443,"description":2874},"23d98ee2-c951-4b69-a9b1-1f635e4cca73","Quand verser l’intéressement ou la participation pour un exercice clos le 31 décembre ?",{"type":69,"attrs":2875,"content":2876},{"backgroundColor":24},[2877],{"type":72,"attrs":2878,"content":2879},{"textAlign":24},[2880,2882,2886],{"text":2881,"type":76},"Pour un exercice clos le 31 décembre, l’intéressement et la participation doivent généralement être versés au plus tard ",{"text":2883,"type":76,"marks":2884},"le 31 mai",[2885],{"type":124},{"text":2887,"type":76},", selon les règles propres à chaque dispositif. La PPV bénéficie d’un calendrier plus souple, avec un versement possible au cours de l’année civile dans la limite d’un versement par trimestre.",{"_uid":2889,"hide":27,"title":2890,"component":2443,"description":2891},"9d07f9a2-fb6f-4922-b1c9-fa2357dc4fc9","Comment garder le contrôle des dépenses engagées ?",{"type":69,"attrs":2892,"content":2893},{"backgroundColor":24},[2894,2905],{"type":72,"attrs":2895,"content":2896},{"textAlign":24},[2897,2899,2903],{"text":2898,"type":76},"Le montant de la prime n’est pas le seul sujet à anticiper. ",{"text":2900,"type":76,"marks":2901},"L’échéance de paiement, le régime social et la trésorerie disponible",[2902],{"type":124},{"text":2904,"type":76}," doivent être suivis ensemble.",{"type":72,"attrs":2906,"content":2907},{"textAlign":24},[2908],{"text":2909,"type":76},"En centralisant les engagements de dépenses et les données de trésorerie, les équipes finance peuvent rapprocher plus facilement les provisions comptables des sorties de cash prévues.",[2911],{"cta":2912,"_uid":2913,"title":2914,"eyebrow":2922,"subtitle":2929,"component":157,"textAlign":51,"eyebrowPill":27,"checkmarkList":27,"flexibleSection":2932,"sectionSettings":2933,"displaySeparator":27,"breakLineOnMobile":27,"subtitleLeftBorder":27,"customTitleFontSize":51},[],"01c01bbf-6e86-4dc6-a36b-8055e306648b",{"type":69,"attrs":2915,"content":2916},{"backgroundColor":24},[2917],{"type":157,"attrs":2918,"content":2919},{"level":159,"textAlign":24},[2920],{"text":2921,"type":76},"Questions fréquentes sur la prime de partage de la valeur obligatoire",{"type":69,"attrs":2923,"content":2924},{"backgroundColor":24},[2925],{"type":72,"attrs":2926,"content":2927},{"textAlign":24},[2928],{"text":1242,"type":76},{"type":69,"content":2930},[2931],{"type":72},[],[],[],"prime-de-partage-de-la-valeur-obligatoire","fr/blog/prime-de-partage-de-la-valeur-obligatoire",-2480,[],"eaea690c-b4d3-433c-989c-41f834083abd",[],"blog/prime-de-partage-de-la-valeur-obligatoire",[2943,2944,2945],{"path":2941,"name":24,"lang":31,"published":24},{"path":2941,"name":24,"lang":37,"published":24},{"path":2941,"name":24,"lang":39,"published":24},{"name":2947,"created_at":2948,"published_at":2949,"updated_at":2950,"id":2951,"uuid":2952,"content":2953,"slug":3144,"full_slug":3145,"sort_by_date":24,"position":3146,"tag_list":3147,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":3148,"first_published_at":2949,"release_id":24,"lang":31,"path":24,"alternates":3149,"default_full_slug":3150,"translated_slugs":3151},"Clôture comptable en PME multi-entités : rapprochement bancaire, lettrage et checklist de fin de mois","2026-07-31T12:38:12.382Z","2026-07-31T13:16:19.008Z","2026-07-31T13:16:19.051Z",204029511235634,"b4a63723-8add-43a3-94a5-c91e45df9223",{"_uid":2954,"title":2947,"topics":2955,"noIndex":27,"category":2964,"language":2973,"component":906,"heroMedia":2974,"publishedAt":2981,"redirectUrl":51,"listingImage":2982,"metaDescription":2983,"bottomArticleCta":2984,"componentsAfterTheArticle":2985},"5a676a4b-8b52-4f0d-b0a3-c3a7984be706",[2956],{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":2957,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":2958,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":2959,"default_full_slug":107,"translated_slugs":2960,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[2961,2962,2963],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":2965,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":2967,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":2968,"default_full_slug":913,"translated_slugs":2969,"_stopResolving":40},{"_uid":900,"icon":2966,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[2970,2971,2972],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[2975],{"_uid":2976,"asset":2977,"caption":51,"component":927},"1011b6b3-939b-4882-ad57-5e69fbbe262b",{"id":2978,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":2979,"copyright":51,"fieldtype":56,"meta_data":2980,"is_external_url":27},143136604786766,"https://a.storyblok.com/f/146026/1020x680/c4ed9e9b82/best-expense-management-software.png",{},"2026-07-31 00:00",[],"Clôture comptable en PME multi-entités : automatisez le rapprochement bancaire, fiabilisez le lettrage et pilotez votre checklist de fin de mois.",[],[2986],{"cta":2987,"_uid":2988,"items":2989,"heading":3119,"reverse":27,"component":2582,"sectionSettings":3143},[],"eabab4e5-8889-4c3b-9283-c4934f4f4256",[2990,3000,3010,3055,3065,3075,3109],{"_uid":2991,"hide":27,"title":2992,"component":2443,"description":2993},"b3d4a443-73ee-4408-aa5b-ec71c199e6a2","Quelle est la différence entre rapprochement bancaire et réconciliation bancaire ?",{"type":69,"content":2994},[2995],{"type":72,"attrs":2996,"content":2997},{"textAlign":24},[2998],{"text":2999,"type":76},"Le rapprochement bancaire compare le relevé bancaire avec les écritures du compte 512. La réconciliation est une notion plus large, qui peut également couvrir les comptes clients, fournisseurs, les justificatifs et les opérations entre plusieurs sources de données.",{"_uid":3001,"hide":27,"title":3002,"component":2443,"description":3003},"5aa55bb2-4345-4e98-b91c-d18c1d1817e7","Faut-il faire le lettrage avant le rapprochement bancaire ?",{"type":69,"content":3004},[3005],{"type":72,"attrs":3006,"content":3007},{"textAlign":24},[3008],{"text":3009,"type":76},"Il n’existe pas toujours un ordre obligatoire. En pratique, le lettrage et le rapprochement bancaire peuvent être réalisés en parallèle. Le lettrage permet de nettoyer les comptes clients et fournisseurs, tandis que le rapprochement vérifie la concordance entre la banque et la comptabilité.",{"_uid":3011,"hide":27,"title":3012,"component":2443,"description":3013},"1ead6d5c-8098-43e6-af8f-45c8ed11cddf","Pouvez-vous donner un exemple concret de rapprochement bancaire ?",{"type":69,"content":3014},[3015],{"type":72,"attrs":3016,"content":3017},{"textAlign":24},[3018,3020,3024,3026,3030,3032,3036,3038,3042,3044,3048,3050,3054],{"text":3019,"type":76},"Avec un compte 512 à ",{"text":3021,"type":76,"marks":3022},"42 000 €",[3023],{"type":124},{"text":3025,"type":76}," et un relevé bancaire à ",{"text":3027,"type":76,"marks":3028},"43 650 €",[3029],{"type":124},{"text":3031,"type":76},", un chèque de ",{"text":3033,"type":76,"marks":3034},"1 500 €",[3035],{"type":124},{"text":3037,"type":76}," non débité, un virement client de ",{"text":3039,"type":76,"marks":3040},"240 €",[3041],{"type":124},{"text":3043,"type":76}," et ",{"text":3045,"type":76,"marks":3046},"90 €",[3047],{"type":124},{"text":3049,"type":76}," de frais bancaires ramènent les deux colonnes à un solde corrigé identique de ",{"text":3051,"type":76,"marks":3052},"42 150 €",[3053],{"type":124},{"text":245,"type":76},{"_uid":3056,"hide":27,"title":3057,"component":2443,"description":3058},"e0cd52bf-94a0-4b82-92a0-91d8fea5e069","À quelle fréquence faut-il faire un rapprochement bancaire ?",{"type":69,"content":3059},[3060],{"type":72,"attrs":3061,"content":3062},{"textAlign":24},[3063],{"text":3064,"type":76},"Un rapprochement mensuel constitue une bonne base. En environnement multi-entités ou lorsque les volumes sont importants, un rythme hebdomadaire réduit le nombre d’écarts à traiter lors de la clôture.",{"_uid":3066,"hide":27,"title":3067,"component":2443,"description":3068},"2310f311-5848-474d-871b-8e10246b307a","Quelles sont les dates clés d’une clôture comptable ?",{"type":69,"content":3069},[3070],{"type":72,"attrs":3071,"content":3072},{"textAlign":24},[3073],{"text":3074,"type":76},"Les dates dépendent de l’organisation de l’entreprise. Une checklist peut prévoir le rapprochement et le lettrage entre J+1 et J+5, les écritures d’inventaire avant la validation des comptes et les déclarations fiscales selon les échéances indiquées dans l’espace professionnel.",{"_uid":3076,"hide":27,"title":3077,"component":2443,"description":3078},"556b45a3-d58f-49ab-b364-b512ccb5171f","Quelle peut être la durée du premier exercice comptable ?",{"type":69,"content":3079},[3080],{"type":72,"attrs":3081,"content":3082},{"textAlign":24},[3083,3089,3093,3098,3105],{"text":3084,"type":76,"marks":3085},"Le premier exercice comptable peut durer moins ou plus de 12 mois, dans la limite de ",[3086],{"type":1591,"attrs":3087},{"color":3088},"oklch(0.923 0.003 48.717)",{"text":3090,"type":76,"marks":3091},"24 mois",[3092],{"type":124},{"text":3094,"type":76,"marks":3095},". Lorsque l’exercice dépasse 12 mois, l’entreprise doit néanmoins respecter les obligations d’inventaire prévues par les règles comptables, conformément aux règles relatives à la ",[3096],{"type":1591,"attrs":3097},{"color":3088},{"text":3099,"type":76,"marks":3100},"date de clôture d’un exercice comptable",[3101,3104],{"type":203,"attrs":3102},{"href":3103,"uuid":24,"anchor":24,"target":2065,"linktype":59},"https://entreprendre.service-public.fr/vosdroits/F32069",{"type":124},{"text":245,"type":76,"marks":3106},[3107],{"type":1591,"attrs":3108},{"color":3088},{"_uid":3110,"hide":27,"title":3111,"component":2443,"description":3112},"0e745394-5312-4a13-955e-b06e0beb1304","Comment réduire les tâches manuelles lors de la clôture ?",{"type":69,"content":3113},[3114],{"type":72,"attrs":3115,"content":3116},{"textAlign":24},[3117],{"text":3118,"type":76},"La réduction des tâches manuelles passe par la collecte automatique des justificatifs, le rapprochement des transactions, la catégorisation des dépenses, le suivi des exceptions et l’export des écritures vers le logiciel comptable. L’automatisation doit toutefois rester accompagnée d’un contrôle comptable et d’une documentation des écarts.",[3120],{"cta":3121,"_uid":3122,"title":3123,"eyebrow":3132,"subtitle":3138,"component":157,"textAlign":51,"eyebrowPill":27,"checkmarkList":27,"flexibleSection":3141,"sectionSettings":3142,"displaySeparator":27,"breakLineOnMobile":27,"subtitleLeftBorder":27,"customTitleFontSize":51},[],"4841a5f7-36a4-4ae7-b4e0-528be8e37d49",{"type":69,"content":3124},[3125],{"type":157,"attrs":3126,"content":3127},{"level":159,"textAlign":24},[3128],{"text":3129,"type":76,"marks":3130},"Questions sur la clôture comptable et le rapprochement bancaire",[3131],{"type":124},{"type":69,"content":3133},[3134],{"type":72,"attrs":3135,"content":3136},{"textAlign":24},[3137],{"text":1242,"type":76},{"type":69,"content":3139},[3140],{"type":72},[],[],[],"cloture-comptable-en-pme-multi-entites-rapprochement-bancaire","fr/blog/cloture-comptable-en-pme-multi-entites-rapprochement-bancaire",-2300,[],"c155e699-3912-43c6-9c1f-33610b28bc72",[],"blog/cloture-comptable-en-pme-multi-entites-rapprochement-bancaire",[3152,3153,3154],{"path":3150,"name":24,"lang":31,"published":40},{"path":3150,"name":24,"lang":37,"published":24},{"path":3150,"name":24,"lang":39,"published":24},{"name":3156,"created_at":3157,"published_at":3158,"updated_at":3159,"id":3160,"uuid":3161,"content":3162,"slug":3222,"full_slug":3223,"sort_by_date":24,"position":3224,"tag_list":3225,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":3226,"first_published_at":3158,"release_id":24,"lang":31,"path":24,"alternates":3227,"default_full_slug":3228,"translated_slugs":3229},"Comment automatiser son export comptable vers Sage et Cegid","2026-05-13T17:12:59.486Z","2026-05-13T17:30:43.335Z","2026-05-13T17:30:43.368Z",176139384833134,"b274f0c5-d6a2-4454-a7fa-83fd5b19d2da",{"_uid":3163,"title":3156,"topics":3164,"noIndex":27,"category":3195,"language":3204,"component":906,"heroMedia":3205,"publishedAt":51,"redirectUrl":51,"listingImage":3213,"metaDescription":3219,"bottomArticleCta":3220,"componentsAfterTheArticle":3221},"706e7b0b-c406-4b57-8d0d-e0cc14b184cc",[3165,3173],{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":3166,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":3167,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":3168,"default_full_slug":107,"translated_slugs":3169,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[3170,3171,3172],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":3174,"created_at":3175,"published_at":6,"updated_at":3176,"id":3177,"uuid":3178,"content":3179,"slug":3183,"full_slug":3184,"sort_by_date":24,"position":3185,"tag_list":3186,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3187,"first_published_at":3188,"release_id":24,"lang":31,"path":24,"alternates":3189,"default_full_slug":3190,"translated_slugs":3191,"_stopResolving":40},"AI and automation","2025-08-19T08:06:19.962Z","2026-03-12T10:48:07.117Z",81515233149777,"3ca53d54-ac91-4164-a973-ef9cabc51cf6",{"_uid":3180,"icon":3181,"name":3174,"component":21},"53de838f-fa34-428c-8ebb-c91c00b2c34f",{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":3182},{},"ai-and-automation","fr/blog/topic/ai-and-automation",-570,[],"7e1b1946-7c16-41c9-a1ae-29d430eb6ed1","2025-08-19T08:06:29.358Z",[],"blog/topic/ai-and-automation",[3192,3193,3194],{"path":3190,"name":24,"lang":31,"published":24},{"path":3190,"name":24,"lang":37,"published":24},{"path":3190,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":3196,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":3198,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":3199,"default_full_slug":913,"translated_slugs":3200,"_stopResolving":40},{"_uid":900,"icon":3197,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[3201,3202,3203],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[3206],{"_uid":3207,"type":51,"asset":3208,"caption":51,"overlay":3212,"component":927},"9c10b551-44d0-4276-ae52-4fd8705e58fb",{"id":3209,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":3210,"copyright":51,"fieldtype":56,"meta_data":3211,"is_external_url":27},168591824876844,"https://a.storyblok.com/f/146026/1376x768/79600e4996/rapprochement-bancaire-automatise.png",{},[],[3214],{"_uid":3215,"type":51,"asset":3216,"caption":51,"overlay":3218,"component":927},"24a2c940-96e7-40ed-bd80-4bd17b14e9dd",{"id":3209,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":3210,"copyright":51,"fieldtype":56,"meta_data":3217,"is_external_url":27},{},[],"FEC, TRA, CSV ou API : quel format d'export comptable choisir, comment synchroniser Sage ou Cegid, et comment arrêter de tout ressaisir à la main.\n",[],[],"comment-automatiser-son-export-comptable-vers-sage-et-cegid","fr/blog/comment-automatiser-son-export-comptable-vers-sage-et-cegid",-1620,[],"c9408756-7e61-4346-a4a9-67d6c6e81ff8",[],"blog/comment-automatiser-son-export-comptable-vers-sage-et-cegid",[3230,3231,3232],{"path":3228,"name":24,"lang":31,"published":24},{"path":3228,"name":24,"lang":37,"published":24},{"path":3228,"name":24,"lang":39,"published":24},{"name":3234,"created_at":3235,"published_at":3236,"updated_at":3237,"id":3238,"uuid":3239,"content":3240,"slug":3282,"full_slug":3283,"sort_by_date":24,"position":3284,"tag_list":3285,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":3286,"first_published_at":3287,"release_id":24,"lang":31,"path":24,"alternates":3288,"default_full_slug":3289,"translated_slugs":3290},"FEC comptable 2026 : format, checklist et conformité ","2026-05-06T08:50:55.215Z","2026-05-21T09:09:41.930Z","2026-05-21T09:09:41.973Z",173538735019426,"575a2d05-8b47-4321-8af0-8df814efc52a",{"_uid":3241,"title":3242,"topics":3243,"noIndex":27,"category":3260,"language":3269,"component":906,"heroMedia":3270,"publishedAt":51,"redirectUrl":51,"listingImage":3278,"metaDescription":3279,"bottomArticleCta":3280,"componentsAfterTheArticle":3281},"dd8b4609-b9ab-40a1-88a9-42329684408f","FEC comptable 2026 : format, checklist et conformité",[3244,3252],{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":3245,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":3246,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":3247,"default_full_slug":107,"translated_slugs":3248,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[3249,3250,3251],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":2625,"created_at":2626,"published_at":6,"updated_at":2627,"id":2628,"uuid":2629,"content":3253,"slug":2632,"full_slug":2633,"sort_by_date":24,"position":2634,"tag_list":3254,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":2636,"first_published_at":2637,"release_id":24,"lang":31,"path":24,"alternates":3255,"default_full_slug":2639,"translated_slugs":3256,"_stopResolving":40},{"_uid":2631,"name":2625,"component":21},[],[],[3257,3258,3259],{"path":2639,"name":24,"lang":31,"published":24},{"path":2639,"name":24,"lang":37,"published":24},{"path":2639,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":3261,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":3263,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":3264,"default_full_slug":913,"translated_slugs":3265,"_stopResolving":40},{"_uid":900,"icon":3262,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[3266,3267,3268],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[3271],{"_uid":3272,"type":51,"asset":3273,"caption":51,"overlay":3277,"component":927},"7bf2af50-7176-4767-b2b1-2615b9e29873",{"id":3274,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":3275,"copyright":51,"fieldtype":56,"meta_data":3276,"is_external_url":27},174397821128535,"https://a.storyblok.com/f/146026/1376x768/eb293cbb24/invoice-approval-workflow.png",{},[],[],"FEC absent ou non conforme : 5 000 € d'amende par exercice. Découvrez comment préparer votre fichier, anticiper un contrôle DGFiP et rester conforme.",[],[],"fec-comptable-2026-format-checklist-et-conformite","fr/blog/fec-comptable-2026-format-checklist-et-conformite",-1570,[],"a1d77a84-be54-4792-a53a-05d905ef0d14","2026-05-08T10:25:55.135Z",[],"blog/fec-comptable-2026-format-checklist-et-conformite",[3291,3292,3293],{"path":3289,"name":24,"lang":31,"published":24},{"path":3289,"name":24,"lang":37,"published":24},{"path":3289,"name":24,"lang":39,"published":24},{"name":3295,"created_at":3296,"published_at":3297,"updated_at":3298,"id":3299,"uuid":3300,"content":3301,"slug":3516,"full_slug":3517,"sort_by_date":24,"position":3518,"tag_list":3519,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":3520,"first_published_at":3297,"release_id":24,"lang":31,"path":24,"alternates":3521,"default_full_slug":3522,"translated_slugs":3523},"Dématérialisation des factures : simple obligation légale ou vrai avantage pour les PME ?","2026-04-24T10:33:10.254Z","2026-04-30T14:59:25.198Z","2026-04-30T14:59:25.234Z",169317131356130,"2b0cc55f-3546-4218-b8de-bfc8f4d3020d",{"_uid":3302,"title":3295,"topics":3303,"noIndex":27,"category":3438,"language":3447,"component":906,"heroMedia":3448,"metaTitle":3456,"publishedAt":3457,"readingTime":3458,"redirectUrl":51,"listingImage":3459,"metaDescription":3460,"bottomArticleCta":3461,"componentsAfterTheArticle":3462},"710678d4-64f7-407e-ba60-944d2c205357",[3304,3312,3332,3352,3372,3391,3399,3418],{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":3305,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":3306,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":3307,"default_full_slug":107,"translated_slugs":3308,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[3309,3310,3311],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":3313,"created_at":3314,"published_at":6,"updated_at":3315,"id":3316,"uuid":3317,"content":3318,"slug":3320,"full_slug":3321,"sort_by_date":24,"position":3322,"tag_list":3323,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3324,"first_published_at":3325,"release_id":24,"lang":31,"path":24,"alternates":3326,"default_full_slug":3327,"translated_slugs":3328,"_stopResolving":40},"Factures fournisseurs","2022-10-19T17:58:01.385Z","2026-03-12T10:47:24.200Z",206171450,"94774a96-2374-4adf-91ae-2a21cf281282",{"_uid":3319,"name":3313,"component":21},"63535519-d3ae-42ed-a496-fd0c222e4057","factures-fournisseurs","fr/blog/topic/factures-fournisseurs",-540,[],"f7010886-52de-401f-8beb-e195074d444f","2022-11-02T15:24:39.398Z",[],"blog/topic/factures-fournisseurs",[3329,3330,3331],{"path":3327,"name":24,"lang":31,"published":24},{"path":3327,"name":24,"lang":37,"published":24},{"path":3327,"name":24,"lang":39,"published":24},{"name":3333,"created_at":3334,"published_at":6,"updated_at":3335,"id":3336,"uuid":3337,"content":3338,"slug":3340,"full_slug":3341,"sort_by_date":24,"position":3342,"tag_list":3343,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3344,"first_published_at":3345,"release_id":24,"lang":31,"path":24,"alternates":3346,"default_full_slug":3347,"translated_slugs":3348,"_stopResolving":40},"Finance leaders","2022-10-19T17:57:56.597Z","2026-03-12T10:47:23.582Z",206171428,"31741ae2-129d-4bb8-b0f0-2f7feb9c0dba",{"_uid":3339,"name":3333,"component":21},"578941f9-e9d9-41f4-ad60-9cbaf11d1380","finance-leaders","fr/blog/topic/finance-leaders",-320,[],"ed250edf-dd83-44c6-841f-de09db7ad970","2022-11-02T15:24:46.785Z",[],"blog/topic/finance-leaders",[3349,3350,3351],{"path":3347,"name":24,"lang":31,"published":24},{"path":3347,"name":24,"lang":37,"published":24},{"path":3347,"name":24,"lang":39,"published":24},{"name":3353,"created_at":3354,"published_at":6,"updated_at":3355,"id":3356,"uuid":3357,"content":3358,"slug":3360,"full_slug":3361,"sort_by_date":24,"position":3362,"tag_list":3363,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3364,"first_published_at":3365,"release_id":24,"lang":31,"path":24,"alternates":3366,"default_full_slug":3367,"translated_slugs":3368,"_stopResolving":40},"Finance tools & tech","2022-10-23T14:54:45.602Z","2026-03-12T10:47:24.227Z",208013309,"1ea23fbc-cf76-421e-a8c6-73b89787bb95",{"_uid":3359,"name":3353,"component":21,"hubspotId":51},"3f4c451e-8e90-42af-8ab4-49c7a12230b6","finance-tools-tech","fr/blog/topic/finance-tools-tech",-550,[],"fb813b9f-0756-465f-92a3-1598217d5c5c","2022-11-02T15:24:38.734Z",[],"blog/topic/finance-tools-tech",[3369,3370,3371],{"path":3367,"name":24,"lang":31,"published":24},{"path":3367,"name":24,"lang":37,"published":24},{"path":3367,"name":24,"lang":39,"published":24},{"name":1785,"created_at":3373,"published_at":6,"updated_at":3374,"id":3375,"uuid":3376,"content":3377,"slug":3379,"full_slug":3380,"sort_by_date":24,"position":3381,"tag_list":3382,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3383,"first_published_at":3384,"release_id":24,"lang":31,"path":24,"alternates":3385,"default_full_slug":3386,"translated_slugs":3387,"_stopResolving":40},"2022-10-19T17:57:51.815Z","2026-03-12T10:47:22.966Z",206171409,"40d220c8-5738-4715-913a-a198cf694bf5",{"_uid":3378,"name":1785,"component":21},"85e95caa-9dce-49b9-8990-67fb58979f2f","fonctionnalites","fr/blog/topic/fonctionnalites",-130,[],"05c612f5-e4d2-4210-b124-f3afb1ac60a0","2022-11-02T15:24:53.134Z",[],"blog/topic/fonctionnalites",[3388,3389,3390],{"path":3386,"name":24,"lang":31,"published":24},{"path":3386,"name":24,"lang":37,"published":24},{"path":3386,"name":24,"lang":39,"published":24},{"name":2625,"created_at":2626,"published_at":6,"updated_at":2627,"id":2628,"uuid":2629,"content":3392,"slug":2632,"full_slug":2633,"sort_by_date":24,"position":2634,"tag_list":3393,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":2636,"first_published_at":2637,"release_id":24,"lang":31,"path":24,"alternates":3394,"default_full_slug":2639,"translated_slugs":3395,"_stopResolving":40},{"_uid":2631,"name":2625,"component":21},[],[],[3396,3397,3398],{"path":2639,"name":24,"lang":31,"published":24},{"path":2639,"name":24,"lang":37,"published":24},{"path":2639,"name":24,"lang":39,"published":24},{"name":1047,"created_at":3400,"published_at":6,"updated_at":3401,"id":3402,"uuid":3403,"content":3404,"slug":3406,"full_slug":3407,"sort_by_date":24,"position":3408,"tag_list":3409,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3410,"first_published_at":3411,"release_id":24,"lang":31,"path":24,"alternates":3412,"default_full_slug":3413,"translated_slugs":3414,"_stopResolving":40},"2022-10-19T17:57:50.190Z","2026-03-12T10:47:22.784Z",206171403,"ab5734cd-4449-4b9d-89e2-405cc85961a4",{"_uid":3405,"name":1047,"component":21},"e9d615d6-b141-48b8-bba8-c990d6cb30cb","notes-de-frais","fr/blog/topic/notes-de-frais",-70,[],"263331e0-32d9-4246-8f97-b931c67c9f0b","2022-11-02T15:24:55.148Z",[],"blog/topic/notes-de-frais",[3415,3416,3417],{"path":3413,"name":24,"lang":31,"published":24},{"path":3413,"name":24,"lang":37,"published":24},{"path":3413,"name":24,"lang":39,"published":24},{"name":3419,"created_at":3420,"published_at":6,"updated_at":3421,"id":3422,"uuid":3423,"content":3424,"slug":3426,"full_slug":3427,"sort_by_date":24,"position":3428,"tag_list":3429,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3430,"first_published_at":3431,"release_id":24,"lang":31,"path":24,"alternates":3432,"default_full_slug":3433,"translated_slugs":3434,"_stopResolving":40},"Outils et astuces","2022-10-19T17:57:59.529Z","2026-03-12T10:47:23.972Z",206171442,"143048bf-f5c7-4056-ab60-ecfd3a730bf3",{"_uid":3425,"name":3419,"component":21},"7acb7442-031d-4c0f-b375-bb5a76b9d3b4","outils-et-astuces","fr/blog/topic/outils-et-astuces",-460,[],"2e3e0832-0204-4734-bdc7-effb516cf20d","2022-11-02T15:24:42.074Z",[],"blog/topic/outils-et-astuces",[3435,3436,3437],{"path":3433,"name":24,"lang":31,"published":24},{"path":3433,"name":24,"lang":37,"published":24},{"path":3433,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":3439,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":3441,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":3442,"default_full_slug":913,"translated_slugs":3443,"_stopResolving":40},{"_uid":900,"icon":3440,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[3444,3445,3446],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[3449],{"_uid":3450,"type":51,"asset":3451,"caption":51,"overlay":3455,"component":927},"cffa237b-3817-471e-87a1-93028ae60471",{"id":3452,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":3453,"copyright":51,"fieldtype":56,"meta_data":3454,"is_external_url":27},168574011002053,"https://a.storyblok.com/f/146026/1376x768/b29c3c8d91/invoice-data-extraction.png",{},[],"Dématérialisation des factures : simple obligation légale ou","2026-04-24 00:00","17",[],"Dématérialisation des factures : ce que la réforme 2026 impose aux PME, et comment automatiser traitement, validation et comptabilité.",[],[3463],{"_uid":3464,"items":3465,"heading":1242,"component":2582},"30302357-2440-441c-be98-3237518c8de8",[3466,3476,3486,3496,3506],{"_uid":3467,"title":3468,"component":2443,"description":3469},"a1952dc0-6780-470c-84e4-bc1cd979ec7d","Que veut dire dématérialisation des factures ?",{"type":69,"content":3470},[3471],{"type":72,"attrs":3472,"content":3473},{"textAlign":24},[3474],{"text":3475,"type":76},"La dématérialisation des factures désigne le remplacement des factures papier par des factures au format électronique structuré (Factur-X, UBL ou CII). Ces formats permettent un traitement automatique par les logiciels comptables, réduisant le coût de traitement de plus de 80 %.",{"_uid":3477,"title":3478,"component":2443,"description":3479},"f42fb478-2126-43b7-a753-6a97a84c6082","Quelles sont les dates de la dématérialisation des factures en France ?",{"type":69,"content":3480},[3481],{"type":72,"attrs":3482,"content":3483},{"textAlign":24},[3484],{"text":3485,"type":76},"Les grandes entreprises doivent émettre des factures électroniques dès janvier 2026. Les ETI suivent en septembre 2026. Les PME et micro-entreprises ont jusqu'à septembre 2027. Toutes les entreprises doivent être capables de recevoir des factures électroniques dès janvier 2026.",{"_uid":3487,"title":3488,"component":2443,"description":3489},"22252d9a-2064-4fcd-bc5d-950dfb9fba55","Quels outils permettent d'automatiser le traitement et la validation des factures fournisseurs ?",{"type":69,"content":3490},[3491],{"type":72,"attrs":3492,"content":3493},{"textAlign":24},[3494],{"text":3495,"type":76},"Les plateformes de gestion des dépenses avec OCR intégré extraient automatiquement les données des factures avec un taux de précision supérieur à 95 %. Elles proposent des workflows de validation paramétrables par montant, département ou entité, avec approbation mobile et relances automatiques.",{"_uid":3497,"title":3498,"component":2443,"description":3499},"db2bd0c0-a6c3-45b2-90c3-205402efcb88","Comment intégrer la facturation électronique à mon logiciel comptable existant ?",{"type":69,"content":3500},[3501],{"type":72,"attrs":3502,"content":3503},{"textAlign":24},[3504],{"text":3505,"type":76},"Choisissez une solution disposant de connecteurs natifs avec votre logiciel (Pennylane, Cegid, Sage). Les données extraites par OCR s'intègrent directement dans votre comptabilité : écritures fournisseurs, TVA, codes analytiques. La synchronisation en temps réel élimine les exports manuels et réduit le délai de clôture de 3 à 5 jours en moyenne.",{"_uid":3507,"title":3508,"component":2443,"description":3509},"b38c127d-0e1e-4d86-a77d-d8984b5e1253","Un PDF envoyé par e-mail est-il une facture électronique ?",{"type":69,"content":3510},[3511],{"type":72,"attrs":3512,"content":3513},{"textAlign":24},[3514],{"text":3515,"type":76},"Non. Un PDF classique est une image numérique sans données structurées. Pour être conforme à la réforme, une facture doit utiliser un format structuré (Factur-X, UBL ou CII) et transiter par une plateforme certifiée PA ou le PPF.","dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme","fr/blog/dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme",-1460,[],"35fbaec0-2932-4993-885a-17e4aab1f4cc",[],"blog/dematerialisation-des-factures-simple-obligation-legale-ou-vrai-avantage-pour-les-pme",[3524,3525,3526],{"path":3522,"name":24,"lang":31,"published":24},{"path":3522,"name":24,"lang":37,"published":24},{"path":3522,"name":24,"lang":39,"published":24},{"name":3528,"created_at":3529,"published_at":3530,"updated_at":3531,"id":3532,"uuid":3533,"content":3534,"slug":3674,"full_slug":3675,"sort_by_date":24,"position":3676,"tag_list":3677,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":3678,"first_published_at":3530,"release_id":24,"lang":31,"path":24,"alternates":3679,"default_full_slug":3680,"translated_slugs":3681},"Meilleur logiciel de facturation électronique pour PME en France : comparatif 2026","2026-04-24T10:33:08.655Z","2026-04-30T14:59:22.573Z","2026-04-30T14:59:22.613Z",169317124802528,"e6551efc-0840-4dba-b586-2c64c035fdbd",{"_uid":3535,"title":3528,"topics":3536,"noIndex":27,"category":3593,"language":3602,"component":906,"heroMedia":3603,"metaTitle":3528,"publishedAt":3457,"readingTime":3458,"redirectUrl":51,"listingImage":3609,"metaDescription":3610,"bottomArticleCta":3611,"componentsAfterTheArticle":3612},"3d5946ec-624c-442e-8a59-db4765da3393",[3537,3545,3553,3561,3569,3577,3585],{"name":1785,"created_at":3373,"published_at":6,"updated_at":3374,"id":3375,"uuid":3376,"content":3538,"slug":3379,"full_slug":3380,"sort_by_date":24,"position":3381,"tag_list":3539,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3383,"first_published_at":3384,"release_id":24,"lang":31,"path":24,"alternates":3540,"default_full_slug":3386,"translated_slugs":3541,"_stopResolving":40},{"_uid":3378,"name":1785,"component":21},[],[],[3542,3543,3544],{"path":3386,"name":24,"lang":31,"published":24},{"path":3386,"name":24,"lang":37,"published":24},{"path":3386,"name":24,"lang":39,"published":24},{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":3546,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":3547,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":3548,"default_full_slug":107,"translated_slugs":3549,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[3550,3551,3552],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":3333,"created_at":3334,"published_at":6,"updated_at":3335,"id":3336,"uuid":3337,"content":3554,"slug":3340,"full_slug":3341,"sort_by_date":24,"position":3342,"tag_list":3555,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3344,"first_published_at":3345,"release_id":24,"lang":31,"path":24,"alternates":3556,"default_full_slug":3347,"translated_slugs":3557,"_stopResolving":40},{"_uid":3339,"name":3333,"component":21},[],[],[3558,3559,3560],{"path":3347,"name":24,"lang":31,"published":24},{"path":3347,"name":24,"lang":37,"published":24},{"path":3347,"name":24,"lang":39,"published":24},{"name":2625,"created_at":2626,"published_at":6,"updated_at":2627,"id":2628,"uuid":2629,"content":3562,"slug":2632,"full_slug":2633,"sort_by_date":24,"position":2634,"tag_list":3563,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":2636,"first_published_at":2637,"release_id":24,"lang":31,"path":24,"alternates":3564,"default_full_slug":2639,"translated_slugs":3565,"_stopResolving":40},{"_uid":2631,"name":2625,"component":21},[],[],[3566,3567,3568],{"path":2639,"name":24,"lang":31,"published":24},{"path":2639,"name":24,"lang":37,"published":24},{"path":2639,"name":24,"lang":39,"published":24},{"name":1047,"created_at":3400,"published_at":6,"updated_at":3401,"id":3402,"uuid":3403,"content":3570,"slug":3406,"full_slug":3407,"sort_by_date":24,"position":3408,"tag_list":3571,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3410,"first_published_at":3411,"release_id":24,"lang":31,"path":24,"alternates":3572,"default_full_slug":3413,"translated_slugs":3573,"_stopResolving":40},{"_uid":3405,"name":1047,"component":21},[],[],[3574,3575,3576],{"path":3413,"name":24,"lang":31,"published":24},{"path":3413,"name":24,"lang":37,"published":24},{"path":3413,"name":24,"lang":39,"published":24},{"name":3419,"created_at":3420,"published_at":6,"updated_at":3421,"id":3422,"uuid":3423,"content":3578,"slug":3426,"full_slug":3427,"sort_by_date":24,"position":3428,"tag_list":3579,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3430,"first_published_at":3431,"release_id":24,"lang":31,"path":24,"alternates":3580,"default_full_slug":3433,"translated_slugs":3581,"_stopResolving":40},{"_uid":3425,"name":3419,"component":21},[],[],[3582,3583,3584],{"path":3433,"name":24,"lang":31,"published":24},{"path":3433,"name":24,"lang":37,"published":24},{"path":3433,"name":24,"lang":39,"published":24},{"name":3313,"created_at":3314,"published_at":6,"updated_at":3315,"id":3316,"uuid":3317,"content":3586,"slug":3320,"full_slug":3321,"sort_by_date":24,"position":3322,"tag_list":3587,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3324,"first_published_at":3325,"release_id":24,"lang":31,"path":24,"alternates":3588,"default_full_slug":3327,"translated_slugs":3589,"_stopResolving":40},{"_uid":3319,"name":3313,"component":21},[],[],[3590,3591,3592],{"path":3327,"name":24,"lang":31,"published":24},{"path":3327,"name":24,"lang":37,"published":24},{"path":3327,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":3594,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":3596,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":3597,"default_full_slug":913,"translated_slugs":3598,"_stopResolving":40},{"_uid":900,"icon":3595,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[3599,3600,3601],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[3604],{"_uid":3605,"type":51,"asset":3606,"caption":51,"overlay":3608,"component":927},"76c6e6ff-9327-4523-aca0-1658177554a8",{"id":3209,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":3210,"copyright":51,"fieldtype":56,"meta_data":3607,"is_external_url":27},{},[],[],"Comparez les meilleurs logiciels de facturation électronique pour PME françaises dans ce guide 2026 : Factur-X, Plateforme Agréée (PA), DGFiP, Spendesk, Qonto.",[],[3613],{"_uid":3614,"items":3615,"heading":1242,"component":2582},"be5d598c-d1d0-493d-84ba-54cdbcce139b",[3616,3626,3636,3646,3664],{"_uid":3617,"title":3618,"component":2443,"description":3619},"e628a883-0f56-47f9-a5d1-f4c641796603","Quel est le meilleur logiciel de facturation électronique pour une PME de 50 à 250 salariés en France ?",{"type":69,"content":3620},[3621],{"type":72,"attrs":3622,"content":3623},{"textAlign":24},[3624],{"text":3625,"type":76},"Le choix dépend de la complexité de vos flux. Pour plus de 50 factures fournisseurs par mois avec des workflows d’approbation multi-niveaux, une plateforme comme Spendesk (ACPR n. 17518) couvre le cycle complet procure-to-pay.",{"_uid":3627,"title":3628,"component":2443,"description":3629},"5d495a8e-875e-4bbf-889d-252c201cc74f","Quelle est la différence entre Factur-X et UBL ?",{"type":69,"content":3630},[3631],{"type":72,"attrs":3632,"content":3633},{"textAlign":24},[3634],{"text":3635,"type":76},"Factur-X est un format hybride PDF/XML lisible par les équipes comptables. UBL est un format purement XML utilisé dans les échanges B2G et inter-entreprises européens. Pour les PME françaises, Factur-X est recommandé.",{"_uid":3637,"title":3638,"component":2443,"description":3639},"5cbb378c-42b3-44e8-a0ea-92c0d17183b0","Une PME est-elle obligée de passer par une plateforme de dématérialisation partenaire ?",{"type":69,"content":3640},[3641],{"type":72,"attrs":3642,"content":3643},{"textAlign":24},[3644],{"text":3645,"type":76},"Non, le PPF gratuit suffit pour les structures avec moins de 50 factures par mois et sans ERP. Au-delà, une PA offre des connecteurs natifs et une automatisation que le PPF ne propose pas.",{"_uid":3647,"title":3648,"component":2443,"description":3649},"b36eaed4-2356-4a09-a28e-3678b787ef07","La plateforme Spendesk propose-t-elle la facturation électronique ?",{"type":69,"content":3650},[3651],{"type":72,"attrs":3652,"content":3653},{"textAlign":24},[3654,3656,3662],{"text":3655,"type":76},"Oui. Spendesk est une plateforme de gestion des dépenses avec ",{"text":3657,"type":76,"marks":3658},"automatisation comptable",[3659],{"type":203,"attrs":3660},{"href":3661,"uuid":24,"anchor":24,"target":2065,"linktype":59},"https://www.spendesk.com/fr/platform/accounting-automation/",{"text":3663,"type":76},", workflows configurables et gestion multi-entités pour les PME de 50 à 250 salariés.",{"_uid":3665,"title":3666,"component":2443,"description":3667},"187636e2-e793-4e8c-b80e-cd6397c5caf2","À quelle date la facturation électronique devient-elle obligatoire pour les PME françaises ?",{"type":69,"content":3668},[3669],{"type":72,"attrs":3670,"content":3671},{"textAlign":24},[3672],{"text":3673,"type":76},"Les grandes entreprises et ETI doivent émettre des factures électroniques à partir de septembre 2026. Toutes les entreprises, y compris les PME et TPE, doivent être conformes pour l’émission et la réception en septembre 2027.","meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026","fr/blog/meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026",-1450,[],"96b0e0f5-7367-48a2-9566-be9723401bfc",[],"blog/meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026",[3682,3683,3684],{"path":3680,"name":24,"lang":31,"published":24},{"path":3680,"name":24,"lang":37,"published":24},{"path":3680,"name":24,"lang":39,"published":24},{"name":3686,"created_at":3687,"published_at":3688,"updated_at":3689,"id":3690,"uuid":3691,"content":3692,"slug":3746,"full_slug":3747,"sort_by_date":24,"position":3748,"tag_list":3749,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":3750,"first_published_at":3688,"release_id":24,"lang":31,"path":24,"alternates":3751,"default_full_slug":3752,"translated_slugs":3753},"Gérer plusieurs devises : comment protéger votre trésorerie de la volatilité des taux de change","2026-04-22T09:04:20.563Z","2026-04-23T07:42:42.679Z","2026-04-29T09:52:09.917Z",168587512128489,"d2a99db4-a647-44d4-8447-ef5b5de118ba",{"_uid":3693,"title":3686,"topics":3694,"noIndex":27,"category":3723,"language":3732,"component":906,"heroMedia":3733,"publishedAt":3741,"redirectUrl":51,"listingImage":3742,"metaDescription":3743,"bottomArticleCta":3744,"componentsAfterTheArticle":3745},"8b576ce9-2979-4374-b930-8a194562150b",[3695,3703],{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":3696,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":3697,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":3698,"default_full_slug":107,"translated_slugs":3699,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[3700,3701,3702],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":3704,"created_at":3705,"published_at":6,"updated_at":3706,"id":3707,"uuid":3708,"content":3709,"slug":3711,"full_slug":3712,"sort_by_date":24,"position":3713,"tag_list":3714,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3715,"first_published_at":3716,"release_id":24,"lang":31,"path":24,"alternates":3717,"default_full_slug":3718,"translated_slugs":3719,"_stopResolving":40},"Tendances","2022-10-19T17:57:54.755Z","2026-03-12T10:47:23.305Z",206171420,"c0fff9bc-28bd-40d1-a075-96d63aec83c8",{"_uid":3710,"name":3704,"component":21},"01198365-d840-484a-913e-23d34f966269","tendances","fr/blog/topic/tendances",-240,[],"93bcd96b-1759-4cf6-9cdf-680920ecb67a","2022-11-02T15:24:49.456Z",[],"blog/topic/tendances",[3720,3721,3722],{"path":3718,"name":24,"lang":31,"published":24},{"path":3718,"name":24,"lang":37,"published":24},{"path":3718,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":3724,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":3726,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":3727,"default_full_slug":913,"translated_slugs":3728,"_stopResolving":40},{"_uid":900,"icon":3725,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[3729,3730,3731],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[3734],{"_uid":3735,"type":51,"asset":3736,"caption":51,"overlay":3740,"component":927},"431dcf92-cce9-4713-91f3-18baef972167",{"id":3737,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":3738,"copyright":51,"fieldtype":56,"meta_data":3739,"is_external_url":27},168592676722147,"https://a.storyblok.com/f/146026/1376x768/6d5d8f6e97/gerer-plusieurs-devises.png",{},[],"2026-04-22 09:04",[],"Contrats à terme, options, couverture naturelle : découvrez comment les PME et ETI françaises protègent leurs marges face à la volatilité des changes.",[],[],"volatilite-des-changes-protection-tresorerie","fr/blog/volatilite-des-changes-protection-tresorerie",-1410,[],"b766ee43-cf48-423f-93f6-efd6c49ff646",[],"blog/volatilite-des-changes-protection-tresorerie",[3754,3755,3756],{"path":3752,"name":24,"lang":31,"published":24},{"path":3752,"name":24,"lang":37,"published":24},{"path":3752,"name":24,"lang":39,"published":24},{"name":3758,"created_at":3759,"published_at":3760,"updated_at":3761,"id":3762,"uuid":3763,"content":3764,"slug":3806,"full_slug":3807,"sort_by_date":24,"position":3808,"tag_list":3809,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":3810,"first_published_at":3811,"release_id":24,"lang":31,"path":24,"alternates":3812,"default_full_slug":3813,"translated_slugs":3814},"Rapprochement bancaire automatique : comment choisir le meilleur logiciel","2026-04-22T09:04:09.692Z","2026-05-21T09:10:24.275Z","2026-05-21T09:10:24.310Z",168587467596774,"aa09b795-b8b9-44f9-9563-f7b34f50e06c",{"_uid":3765,"title":3758,"topics":3766,"noIndex":27,"category":3783,"language":3792,"component":906,"heroMedia":3793,"publishedAt":3801,"redirectUrl":51,"listingImage":3802,"metaDescription":3803,"bottomArticleCta":3804,"componentsAfterTheArticle":3805},"c256ed80-b2eb-4676-a549-52d212ec4cfc",[3767,3775],{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":3768,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":3769,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":3770,"default_full_slug":107,"translated_slugs":3771,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[3772,3773,3774],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":2625,"created_at":2626,"published_at":6,"updated_at":2627,"id":2628,"uuid":2629,"content":3776,"slug":2632,"full_slug":2633,"sort_by_date":24,"position":2634,"tag_list":3777,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":2636,"first_published_at":2637,"release_id":24,"lang":31,"path":24,"alternates":3778,"default_full_slug":2639,"translated_slugs":3779,"_stopResolving":40},{"_uid":2631,"name":2625,"component":21},[],[],[3780,3781,3782],{"path":2639,"name":24,"lang":31,"published":24},{"path":2639,"name":24,"lang":37,"published":24},{"path":2639,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":3784,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":3786,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":3787,"default_full_slug":913,"translated_slugs":3788,"_stopResolving":40},{"_uid":900,"icon":3785,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[3789,3790,3791],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[3794],{"_uid":3795,"type":51,"asset":3796,"caption":51,"overlay":3800,"component":927},"dec0b887-6b73-4a34-aa6b-f0f50d652b10",{"id":3797,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":3798,"copyright":51,"fieldtype":56,"meta_data":3799,"is_external_url":27},168579029691908,"https://a.storyblok.com/f/146026/1376x768/6021a44ebe/gl-codes.png",{},[],"2026-04-22 15:06",[],"Critères clés pour choisir un logiciel de rapprochement bancaire automatique : connexion DSP2, moteur de réconciliation, conformité FEC et intégration comptable.",[],[],"reconciliation-des-comptes-logiciel-rapprochement-bancaire","fr/blog/reconciliation-des-comptes-logiciel-rapprochement-bancaire",-1400,[],"141538ad-d273-404b-af0c-cb87e6591b6b","2026-04-23T07:33:47.323Z",[],"blog/reconciliation-des-comptes-logiciel-rapprochement-bancaire",[3815,3816,3817],{"path":3813,"name":24,"lang":31,"published":24},{"path":3813,"name":24,"lang":37,"published":24},{"path":3813,"name":24,"lang":39,"published":24},{"name":3819,"created_at":3820,"published_at":6,"updated_at":3821,"id":3822,"uuid":3823,"content":3824,"slug":3930,"full_slug":3931,"sort_by_date":24,"position":3932,"tag_list":3933,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":3934,"first_published_at":3935,"release_id":24,"lang":31,"path":24,"alternates":3936,"default_full_slug":3937,"translated_slugs":3938},"Comptabilisation frais de formation","2025-03-18T14:54:51.528Z","2026-03-12T10:48:05.639Z",641938837,"35bdb7ff-cc6c-45b8-84c7-dc67ca9a791d",{"_uid":3825,"title":3826,"topics":3827,"category":3844,"language":3853,"component":906,"heroMedia":3854,"publishedAt":3862,"redirectUrl":51,"listingImage":3863,"metaDescription":51,"componentsAfterTheArticle":3864},"edd6fd10-0a83-4a7d-8a8f-41ba0d06ae52","Comptabilisation des frais de formation : règles et bonnes pratiques ",[3828,3836],{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":3829,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":3830,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":3831,"default_full_slug":107,"translated_slugs":3832,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[3833,3834,3835],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":2625,"created_at":2626,"published_at":6,"updated_at":2627,"id":2628,"uuid":2629,"content":3837,"slug":2632,"full_slug":2633,"sort_by_date":24,"position":2634,"tag_list":3838,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":2636,"first_published_at":2637,"release_id":24,"lang":31,"path":24,"alternates":3839,"default_full_slug":2639,"translated_slugs":3840,"_stopResolving":40},{"_uid":2631,"name":2625,"component":21},[],[],[3841,3842,3843],{"path":2639,"name":24,"lang":31,"published":24},{"path":2639,"name":24,"lang":37,"published":24},{"path":2639,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":3845,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":3847,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":3848,"default_full_slug":913,"translated_slugs":3849,"_stopResolving":40},{"_uid":900,"icon":3846,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[3850,3851,3852],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[3855],{"_uid":3856,"type":51,"asset":3857,"caption":51,"overlay":3861,"component":927},"113d09cd-1cf3-4b19-a685-782866471dd3",{"id":3858,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":3859,"copyright":51,"fieldtype":56,"meta_data":3860,"is_external_url":27},21429519,"https://a.storyblok.com/f/146026/1020x680/58a2d0bc17/blog_visual_calculator_comptabilite-frais-formation.png",{},[],"2025-03-18 00:00",[],[3865],{"_uid":3866,"items":3867,"heading":3904,"reverse":27,"component":2582,"sectionSettings":3922},"1026f571-74ff-4c35-bba8-9bd06a608c3e",[3868,3877,3886,3895],{"_uid":3869,"title":3870,"component":2443,"description":3871},"2d6e8e6c-5ab6-4b9a-bbb0-53c950739e3f","Comment comptabiliser les frais de formation ?",{"type":69,"content":3872},[3873],{"type":72,"content":3874},[3875],{"text":3876,"type":76},"Spendesk permet d'enregistrer les frais de formation comme une charge d'exploitation (compte 645) en associant automatiquement chaque dépense à une catégorie comptable, en attachant les justificatifs numériques et en exportant les écritures vers les logiciels comptables tels que Sage, QuickBooks ou Xero. La fonctionnalité de règles automatiques accélère la réconciliation et le lettrage comptable.",{"_uid":3878,"title":3879,"component":2443,"description":3880},"48bed07a-c966-49aa-8a49-995222fd3a69","Comment imputer les frais de formation à un centre de coût ou un projet ?",{"type":69,"content":3881},[3882],{"type":72,"content":3883},[3884],{"text":3885,"type":76},"Spendesk permet d’imputer les frais de formation par centre de coût grâce aux champs personnalisés, aux règles d’affectation et aux tags de transaction; chaque dépense peut être automatiquement affectée à un projet ou un centre, facilitant le reporting budgétaire et la ventilation des coûts pour les équipes finance et RH.",{"_uid":3887,"title":3888,"component":2443,"description":3889},"c392a7d6-140d-4716-afbf-08862b295a5f","Comment gérer les justificatifs et les remboursements des frais de formation ?",{"type":69,"content":3890},[3891],{"type":72,"content":3892},[3893],{"text":3894,"type":76},"Spendesk centralise les justificatifs de frais de formation en permettant le téléchargement de reçus, la capture mobile des pièces et l’association automatique aux transactions générées par cartes virtuelles ou virements; les workflows d’approbation configurables accélèrent les remboursements et conservent un audit trail complet pour la conformité et les contrôles internes.",{"_uid":3896,"title":3897,"component":2443,"description":3898},"7308f550-feea-48a5-a4da-9fa41ba897b5","Comment automatiser l'export comptable des frais de formation vers mon logiciel de comptabilité ?",{"type":69,"content":3899},[3900],{"type":72,"content":3901},[3902],{"text":3903,"type":76},"Spendesk automatise l’export des opérations liées aux frais de formation vers les logiciels comptables via des exports CSV et des intégrations natives (Sage, QuickBooks, Xero), en incluant les justificatifs numérisés et les codes analytiques; cela réduit les saisies manuelles, accélère la clôture et assure la traçabilité des écritures.",[3905],{"cta":3906,"_uid":3907,"title":3908,"eyebrow":3915,"subtitle":3918,"component":157,"textAlign":51,"sectionSettings":3921,"breakLineOnMobile":27,"subtitleLeftBorder":27,"customTitleFontSize":51},[],"b1bb98c5-546a-4296-983c-e83c4e99c1f8",{"type":69,"content":3909},[3910],{"type":157,"attrs":3911,"content":3912},{"level":159},[3913],{"text":3914,"type":76},"Comptabilisation Frais De Formation — FAQ",{"type":69,"content":3916},[3917],{"type":72},{"type":69,"content":3919},[3920],{"type":72},[],[3923],{"_uid":3924,"hide":27,"theme":3925,"anchorId":51,"component":3926,"spacingTop":51,"hideOnDevices":3927,"spacingBottom":51,"floatingImages":3928,"variableOverrides":3929},"3083d08a-d31e-4f76-a29f-070f6ac56b1f","light-theme","sectionSettings",[],[],[],"comptabilisation-frais-de-formation","fr/blog/comptabilisation-frais-de-formation",-750,[],"7178f5ac-03d7-4457-8c8f-66667f900d3c","2025-03-18T16:46:35.419Z",[],"blog/comptabilisation-frais-de-formation",[3939,3940,3941],{"path":3937,"name":24,"lang":31,"published":24},{"path":3937,"name":24,"lang":37,"published":24},{"path":3937,"name":24,"lang":39,"published":24},{"name":3943,"created_at":3944,"published_at":3945,"updated_at":3946,"id":3947,"uuid":3948,"content":3949,"slug":4269,"full_slug":4270,"sort_by_date":24,"position":4271,"tag_list":4272,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":4273,"first_published_at":4274,"release_id":24,"lang":31,"path":24,"alternates":4275,"default_full_slug":4276,"translated_slugs":4277},"Gestion de la facturation électronique : et si la réforme devenait votre meilleur outil de pilotage ?","2026-07-05T16:33:19.002Z","2026-08-07T12:39:41.552Z","2026-08-07T12:39:41.579Z",194886037544984,"31e45825-eb77-4405-b8a2-2aa570e194b3",{"_uid":3950,"title":3943,"topics":3951,"noIndex":27,"category":3976,"language":3985,"component":906,"heroMedia":3986,"publishedAt":3993,"redirectUrl":51,"listingImage":3994,"metaDescription":3995,"bottomArticleCta":3996,"componentsAfterTheArticle":3997},"2da2158e-bbcb-4d60-ac75-6cbadd7ff190",[3952,3960,3968],{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":3953,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":3954,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":3955,"default_full_slug":107,"translated_slugs":3956,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[3957,3958,3959],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":3313,"created_at":3314,"published_at":6,"updated_at":3315,"id":3316,"uuid":3317,"content":3961,"slug":3320,"full_slug":3321,"sort_by_date":24,"position":3322,"tag_list":3962,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3324,"first_published_at":3325,"release_id":24,"lang":31,"path":24,"alternates":3963,"default_full_slug":3327,"translated_slugs":3964,"_stopResolving":40},{"_uid":3319,"name":3313,"component":21},[],[],[3965,3966,3967],{"path":3327,"name":24,"lang":31,"published":24},{"path":3327,"name":24,"lang":37,"published":24},{"path":3327,"name":24,"lang":39,"published":24},{"name":2625,"created_at":2626,"published_at":6,"updated_at":2627,"id":2628,"uuid":2629,"content":3969,"slug":2632,"full_slug":2633,"sort_by_date":24,"position":2634,"tag_list":3970,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":2636,"first_published_at":2637,"release_id":24,"lang":31,"path":24,"alternates":3971,"default_full_slug":2639,"translated_slugs":3972,"_stopResolving":40},{"_uid":2631,"name":2625,"component":21},[],[],[3973,3974,3975],{"path":2639,"name":24,"lang":31,"published":24},{"path":2639,"name":24,"lang":37,"published":24},{"path":2639,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":3977,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":3979,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":3980,"default_full_slug":913,"translated_slugs":3981,"_stopResolving":40},{"_uid":900,"icon":3978,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[3982,3983,3984],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[3987],{"_uid":3988,"asset":3989,"caption":51,"component":927},"d2f3ef10-2d7f-400a-9a52-1a8d7cbbb4b9",{"id":3990,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":3991,"copyright":51,"fieldtype":56,"meta_data":3992,"is_external_url":27},155596791774468,"https://a.storyblok.com/f/146026/1536x1024/443d33657b/cash-flow-forecast.png",{"alt":51,"title":51,"source":51,"copyright":51},"2026-07-05 00:00",[],"La réforme de la gestion de la facturation électronique arrive en septembre 2026. Découvrez comment les DAF transforment la contrainte en levier de pilotage.",[],[3998],{"cta":3999,"_uid":4000,"items":4001,"heading":4246,"reverse":27,"component":2582,"sectionSettings":4268},[],"3146c1d9-9112-4f14-86f2-7829237d4e44",[4002,4048,4080,4096,4130,4152,4173,4200,4224],{"_uid":4003,"hide":27,"title":4004,"component":2443,"description":4005},"179895b5-57a7-4b18-85e5-3bfe234d836d","Qu'est-ce que la facturation électronique obligatoire en France ?",{"type":69,"content":4006},[4007],{"type":72,"attrs":4008,"content":4009},{"textAlign":24},[4010,4012,4016,4018,4022,4024,4028,4030,4034,4036,4040,4042,4046],{"text":4011,"type":76},"La ",{"text":4013,"type":76,"marks":4014},"facturation électronique",[4015],{"type":124},{"text":4017,"type":76}," obligatoire est une réforme fiscale française qui impose à toutes les entreprises assujetties à la TVA d'émettre et de recevoir leurs factures dans un format structuré (notamment ",{"text":4019,"type":76,"marks":4020},"Factur-X",[4021],{"type":124},{"text":4023,"type":76},") via une ",{"text":4025,"type":76,"marks":4026},"Plateforme Agréée (PA)",[4027],{"type":124},{"text":4029,"type":76}," ou le ",{"text":4031,"type":76,"marks":4032},"Socle Commun (SC)",[4033],{"type":124},{"text":4035,"type":76},". L'objectif de l'administration est de lutter contre la fraude à la TVA grâce à l'",{"text":4037,"type":76,"marks":4038},"e-reporting",[4039],{"type":124},{"text":4041,"type":76}," en temps réel. Pour les entreprises, c'est aussi l'occasion de transformer leur ",{"text":4043,"type":76,"marks":4044},"gestion de la facturation",[4045],{"type":124},{"text":4047,"type":76}," en un véritable outil de pilotage financier, au-delà de la simple conformité.",{"_uid":4049,"hide":27,"title":4050,"component":2443,"description":4051},"9e8efc53-5900-4e43-b4ba-d957dc19acbc","Quelle est la date d'entrée en vigueur de la réforme de la facture électronique ?",{"type":69,"content":4052},[4053],{"type":72,"attrs":4054,"content":4055},{"textAlign":24},[4056,4058,4062,4064,4068,4070,4073,4075,4078],{"text":4057,"type":76},"La réforme de la ",{"text":4059,"type":76,"marks":4060},"facture électronique",[4061],{"type":124},{"text":4063,"type":76}," entre en vigueur en ",{"text":4065,"type":76,"marks":4066},"septembre 2026",[4067],{"type":124},{"text":4069,"type":76}," pour les grandes entreprises et les entreprises de taille intermédiaire. Les PME et TPE suivront dans un calendrier progressif jusqu'en septembre 2027. Il est donc recommandé d'engager dès maintenant la connexion à une ",{"text":4025,"type":76,"marks":4071},[4072],{"type":124},{"text":4074,"type":76}," et la mise à jour de vos outils de ",{"text":4043,"type":76,"marks":4076},[4077],{"type":124},{"text":4079,"type":76},", pour ne pas subir la réforme dans l'urgence.",{"_uid":4081,"hide":27,"title":4082,"component":2443,"description":4083},"96add20c-5a9c-4ae9-b92b-e6b107747aba","Comment créer une politique de dépenses que les employés respectent vraiment ?",{"type":69,"content":4084},[4085],{"type":72,"attrs":4086,"content":4087},{"textAlign":24},[4088,4090,4094],{"text":4089,"type":76},"Une politique de dépenses est respectée lorsqu'elle est ",{"text":4091,"type":76,"marks":4092},"intégrée dans les outils du quotidien",[4093],{"type":124},{"text":4095,"type":76},", pas seulement rédigée dans un document PDF. Concrètement, cela signifie coder chaque règle directement dans votre plateforme de gestion : plafonds par équipe, circuits de validation automatiques, cartes de paiement avec paramètres prédéfinis. Lorsqu'un collaborateur ne peut physiquement pas effectuer une dépense hors politique, le taux de conformité atteint 100 % sans effort de contrôle supplémentaire. Impliquer les managers opérationnels dans la phase de paramétrage renforce encore l'adhésion.",{"_uid":4097,"hide":27,"title":4098,"component":2443,"description":4099},"e073cc59-1a79-4919-87a2-cefdb9de5a68","Comment mettre en place un process d'approbation des dépenses efficace ?",{"type":69,"content":4100},[4101],{"type":72,"attrs":4102,"content":4103},{"textAlign":24},[4104,4106,4110,4112,4116,4118,4122,4124,4128],{"text":4105,"type":76},"Un ",{"text":4107,"type":76,"marks":4108},"process d'approbation des dépenses",[4109],{"type":124},{"text":4111,"type":76}," efficace repose sur trois niveaux : la ",{"text":4113,"type":76,"marks":4114},"validation à la source",[4115],{"type":124},{"text":4117,"type":76}," (avant l'achat, via des enveloppes budgétaires pré-approuvées), le ",{"text":4119,"type":76,"marks":4120},"rapprochement automatisé",[4121],{"type":124},{"text":4123,"type":76}," commande-réception-facture (sans intervention humaine lorsque les montants correspondent), et l'",{"text":4125,"type":76,"marks":4126},"escalade intelligente",[4127],{"type":124},{"text":4129,"type":76}," sur délai (remontée automatique si une facture n'est pas validée dans les temps). Ce schéma élimine les goulets d'étranglement tout en maintenant un contrôle réel, et réduit drastiquement les tâches manuelles de l'équipe comptable.",{"_uid":4131,"hide":27,"title":4132,"component":2443,"description":4133},"4ee068a8-4b3c-4789-a3b1-1ae1acb7c21f","Comment consolider la visibilité des dépenses sur plusieurs filiales ?",{"type":69,"content":4134},[4135],{"type":72,"attrs":4136,"content":4137},{"textAlign":24},[4138,4140,4144,4146,4150],{"text":4139,"type":76},"La consolidation multi-filiales nécessite une ",{"text":4141,"type":76,"marks":4142},"architecture unifiée",[4143],{"type":124},{"text":4145,"type":76},", pas une couche de reporting supplémentaire par-dessus des silos d'outils. La solution opérationnelle consiste à utiliser une plateforme unique capable d'",{"text":4147,"type":76,"marks":4148},"allouer automatiquement chaque dépense à la bonne entité juridique",[4149],{"type":124},{"text":4151,"type":76}," dès sa soumission, avec une visibilité temps réel pour le DAF groupe. Cela supprime les réconciliations manuelles inter-entités, accélère la clôture mensuelle et garantit une piste d'audit complète par entité pour les contrôles internes.",{"_uid":4153,"hide":27,"title":4154,"component":2443,"description":4155},"3dc2dc36-da68-499c-90f4-25dec4eafad2","Comment gérer les dépenses d'une entreprise avec plusieurs entités juridiques ?",{"type":69,"content":4156},[4157],{"type":72,"attrs":4158,"content":4159},{"textAlign":24},[4160,4161,4165,4167,4171],{"text":4011,"type":76},{"text":4162,"type":76,"marks":4163},"gestion multi-entités",[4164],{"type":124},{"text":4166,"type":76}," repose sur une plateforme capable de distinguer automatiquement chaque entité juridique, son référentiel comptable et ses règles de validation propres, tout en offrant au siège une ",{"text":4168,"type":76,"marks":4169},"vue consolidée en temps réel",[4170],{"type":124},{"text":4172,"type":76},". Les entreprises qui gèrent encore la consolidation via des tableurs ou des exports manuels accumulent un retard de deux à quatre semaines sur leur vision des dépenses réelles, ce qui rend impossible tout pilotage budgétaire proactif.",{"_uid":4174,"hide":27,"title":4175,"component":2443,"description":4176},"cc5d52f1-5983-4b59-8708-a26bbddc25d3","Qu'est-ce qu'une PA (Plateforme Agréée) ?",{"type":69,"content":4177},[4178],{"type":72,"attrs":4179,"content":4180},{"textAlign":24},[4181,4183,4187,4189,4193,4195,4198],{"text":4182,"type":76},"Une ",{"text":4184,"type":76,"marks":4185},"PA (Plateforme Agréée)",[4186],{"type":124},{"text":4188,"type":76},", anciennement appelée PDP (Plateforme de Dématérialisation Partenaire), est un opérateur privé certifié par la DGFiP depuis juillet 2025 pour émettre, recevoir et transmettre les ",{"text":4190,"type":76,"marks":4191},"factures électroniques",[4192],{"type":124},{"text":4194,"type":76}," dans le cadre de la réforme. Contrairement au ",{"text":4031,"type":76,"marks":4196},[4197],{"type":124},{"text":4199,"type":76}," (le portail public), une PA offre des fonctionnalités avancées : gestion des flux entrants et sortants, archivage légal, enrichissement des données et connexion à vos outils de gestion. Le choix de votre PA conditionne directement la qualité des données que vous pourrez exploiter pour piloter vos dépenses.",{"_uid":4201,"hide":27,"title":4202,"component":2443,"description":4203},"e42b7d61-dd81-45d3-9e60-b7fdd6d49652","Qu'est-ce que le Factur-X et pourquoi est-ce important ?",{"type":69,"content":4204},[4205],{"type":72,"attrs":4206,"content":4207},{"textAlign":24},[4208,4211,4213,4216,4218,4222],{"text":4019,"type":76,"marks":4209},[4210],{"type":124},{"text":4212,"type":76}," est le format franco-allemand de ",{"text":4059,"type":76,"marks":4214},[4215],{"type":124},{"text":4217,"type":76}," hybride : il combine un fichier PDF lisible par un humain et un fichier XML structuré lisible par les machines. C'est le format recommandé dans le cadre de la réforme française. Son importance pour les DAF est double : il garantit la conformité légale et il permet l'",{"text":4219,"type":76,"marks":4220},"exploitation automatique des données de facturation",[4221],{"type":124},{"text":4223,"type":76}," par vos outils de gestion (catégorisation, rapprochement, récupération de TVA) sans ressaisie manuelle.",{"_uid":4225,"hide":27,"title":4226,"component":2443,"description":4227},"101e0085-72cc-4b40-b9f3-588d310660fd","Comment sécuriser la récupération de la TVA sur les dépenses d'entreprise ?",{"type":69,"content":4228},[4229],{"type":72,"attrs":4230,"content":4231},{"textAlign":24},[4232,4234,4238,4240,4244],{"text":4233,"type":76},"La récupération de la TVA déductible est sécurisée lorsque chaque dépense est ",{"text":4235,"type":76,"marks":4236},"tracée, catégorisée et documentée",[4237],{"type":124},{"text":4239,"type":76}," dès sa réalisation. La ",{"text":4241,"type":76,"marks":4242},"dématérialisation des factures",[4243],{"type":124},{"text":4245,"type":76}," en format structuré (Factur-X) permet aux outils d'IA de détecter automatiquement le taux de TVA applicable selon le type de dépense et le pays du fournisseur, et d'isoler le montant récupérable sans intervention manuelle. Une plateforme de gestion des dépenses unifiée élimine les oublis et les erreurs de classification qui représentent une perte sèche pour l'entreprise.",[4247],{"cta":4248,"_uid":4249,"title":4250,"eyebrow":4257,"subtitle":4263,"component":157,"textAlign":51,"eyebrowPill":27,"checkmarkList":27,"flexibleSection":4266,"sectionSettings":4267,"displaySeparator":27,"breakLineOnMobile":27,"subtitleLeftBorder":27,"customTitleFontSize":51},[],"5ae07ac1-3adc-4953-8b2b-fe59d1c71f7f",{"type":69,"content":4251},[4252],{"type":72,"attrs":4253,"content":4254},{"textAlign":24},[4255],{"text":4256,"type":76},"Les réponses aux questions que vous vous posez",{"type":69,"content":4258},[4259],{"type":72,"attrs":4260,"content":4261},{"textAlign":24},[4262],{"text":1242,"type":76},{"type":69,"content":4264},[4265],{"type":72},[],[],[],"passer-de-la-conformite-au-pilotage-des-depenses","fr/blog/passer-de-la-conformite-au-pilotage-des-depenses",-690,[],"ef4bc3f2-8157-45be-88b8-5537e2b645fa","2026-07-05T17:07:44.119Z",[],"blog/passer-de-la-conformite-au-pilotage-des-depenses",[4278,4279,4280],{"path":4276,"name":24,"lang":31,"published":24},{"path":4276,"name":24,"lang":37,"published":24},{"path":4276,"name":24,"lang":39,"published":24},{"name":4282,"created_at":4283,"published_at":4284,"updated_at":4285,"id":4286,"uuid":4287,"content":4288,"slug":4560,"full_slug":4561,"sort_by_date":24,"position":4562,"tag_list":4563,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":4564,"first_published_at":4565,"release_id":24,"lang":31,"path":24,"alternates":4566,"default_full_slug":4567,"translated_slugs":4568},"La checklist finance avant septembre 2026","2026-07-04T04:56:42.345Z","2026-08-07T12:39:42.292Z","2026-08-07T12:39:42.317Z",194360944033337,"c90466a7-721d-486d-90c4-66943f33fa1e",{"_uid":4289,"title":4282,"topics":4290,"noIndex":27,"category":4299,"language":4308,"component":906,"heroMedia":4309,"publishedAt":4316,"redirectUrl":51,"listingImage":4317,"metaDescription":4318,"bottomArticleCta":4319,"componentsAfterTheArticle":4320},"a44abef1-2b49-496e-aa61-365f63c3fe7f",[4291],{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":4292,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":4293,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":4294,"default_full_slug":107,"translated_slugs":4295,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[4296,4297,4298],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":4300,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":4302,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":4303,"default_full_slug":913,"translated_slugs":4304,"_stopResolving":40},{"_uid":900,"icon":4301,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[4305,4306,4307],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[4310],{"_uid":4311,"asset":4312,"caption":51,"component":927},"81d01459-f6cf-491b-b074-cc3f62635986",{"id":4313,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":4314,"copyright":51,"fieldtype":56,"meta_data":4315,"is_external_url":27},79503039904251,"https://a.storyblok.com/f/146026/1020x680/7c6eca72bf/control-employee-expenses.jpg",{},"2026-07-04 00:00",[],"63% des entreprises ne sont pas prêtes à l'obligation facture electronique 2026. Auditez vos 4 circuits de dépenses avant septembre : factures fournisseurs, SaaS, notes de frais, achats par carte.\n",[],[4321],{"cta":4322,"_uid":4323,"items":4324,"heading":4537,"reverse":27,"component":2582,"sectionSettings":4559},[],"6d581a1f-e23f-4c41-9460-cdf8379bec37",[4325,4369,4394,4430,4463,4503],{"_uid":4326,"hide":27,"title":4327,"component":2443,"description":4328},"ad1d3425-0085-42ea-9c63-a142ea228bf1","La réforme de facturation électronique s'applique-t-elle aussi aux PME ?",{"type":69,"content":4329},[4330],{"type":72,"attrs":4331,"content":4332},{"textAlign":24},[4333,4335,4339,4341,4345,4347,4350,4351,4355,4357,4361,4363,4367],{"text":4334,"type":76},"Oui. La réforme s'applique à ",{"text":4336,"type":76,"marks":4337},"toutes les entreprises assujetties à la TVA",[4338],{"type":124},{"text":4340,"type":76}," en France, quelle que soit leur taille. Le calendrier est toutefois progressif : les ",{"text":4342,"type":76,"marks":4343},"grandes entreprises et les ETI",[4344],{"type":124},{"text":4346,"type":76}," doivent être en conformité en émission et en réception dès ",{"text":4065,"type":76,"marks":4348},[4349],{"type":124},{"text":305,"type":76},{"text":4352,"type":76,"marks":4353},"PME et TPE",[4354],{"type":124},{"text":4356,"type":76}," bénéficient d'un délai supplémentaire côté émission jusqu'en ",{"text":4358,"type":76,"marks":4359},"septembre 2027",[4360],{"type":124},{"text":4362,"type":76},". En revanche, la ",{"text":4364,"type":76,"marks":4365},"réception des factures electroniques via une PA est obligatoire pour toutes les entreprises dès septembre 2026",[4366],{"type":124},{"text":4368,"type":76},", y compris les PME.",{"_uid":4370,"hide":27,"title":4371,"component":2443,"description":4372},"a75858f6-3da4-4b9b-9f42-d3a4fcb88494","Qu'est-ce que le format Factur-X ?",{"type":69,"content":4373},[4374],{"type":72,"attrs":4375,"content":4376},{"textAlign":24},[4377,4380,4382,4386,4388,4392],{"text":4019,"type":76,"marks":4378},[4379],{"type":124},{"text":4381,"type":76}," est le format hybride de référence pour la facturation electronique en France. Il s'agit d'un fichier ",{"text":4383,"type":76,"marks":4384},"PDF/A-3",[4385],{"type":124},{"text":4387,"type":76}," dans lequel est embarqué un fichier XML structuré au format Cross-Industry Invoice (CII). Concrètement, la facture reste lisible par un humain comme un PDF classique, et les données XML permettent un ",{"text":4389,"type":76,"marks":4390},"traitement automatique",[4391],{"type":124},{"text":4393,"type":76}," par les systèmes comptables et les plateformes agréées. C'est ce format que votre PA doit être en mesure de recevoir et d'émettre dès septembre 2026.",{"_uid":4395,"hide":27,"title":4396,"component":2443,"description":4397},"5199f0fe-5fc1-4f50-a50c-7098c5583d4a","Comment choisir un opérateur de dématérialisation pour la facturation électronique ?",{"type":69,"content":4398},[4399],{"type":72,"attrs":4400,"content":4401},{"textAlign":24},[4402,4404,4408,4410,4414,4416,4419,4421,4428],{"text":4403,"type":76},"Le choix d'un ",{"text":4405,"type":76,"marks":4406},"opérateur de dématérialisation",[4407],{"type":124},{"text":4409,"type":76}," dépend avant tout de votre périmètre réel. Un opérateur qui ne couvre que les factures fournisseurs classiques laisse exposés vos abonnements SaaS, vos notes de frais et vos achats par carte. Vérifiez sa capacité à gérer à la fois la ",{"text":4411,"type":76,"marks":4412},"facturation electronique",[4413],{"type":124},{"text":4415,"type":76}," (format Factur-X) et l'",{"text":4037,"type":76,"marks":4417},[4418],{"type":124},{"text":4420,"type":76}," pour les transactions non couvertes par une e-facture. L'intégration avec votre stack existant (ERP, outil comptable, solution de gestion des dépenses) est également un critère décisif pour éviter les ressaisies manuelles. Consultez notre ",{"text":4422,"type":76,"marks":4423},"comparatif des logiciels de facturation electronique pour PME",[4424,4427],{"type":203,"attrs":4425},{"href":4426,"uuid":24,"anchor":24,"target":2065,"linktype":59},"https://app.dust.tt/fr/blog/meilleur-logiciel-de-facturation-electronique-pour-pme-en-france-comparatif-2026/",{"type":124},{"text":4429,"type":76}," pour aller plus loin.",{"_uid":4431,"hide":27,"title":4432,"component":2443,"description":4433},"4544c731-31b2-4f42-ad91-747a33727a4c","Qu'est-ce qu'une Plateforme de Dématérialisation Partenaire (PDP) et comment en choisir une ?",{"type":69,"content":4434},[4435],{"type":72,"attrs":4436,"content":4437},{"textAlign":24},[4438,4439,4443,4445,4448,4450,4453,4455,4462],{"text":4182,"type":76},{"text":4440,"type":76,"marks":4441},"Plateforme de Dématérialisation Partenaire",[4442],{"type":124},{"text":4444,"type":76},", désormais appelée ",{"text":4025,"type":76,"marks":4446},[4447],{"type":124},{"text":4449,"type":76}," dans le cadre réglementaire finalisé, est une plateforme certifiée par l'État pour émettre, recevoir et transmettre les factures electroniques B2B et gérer les obligations d'",{"text":4037,"type":76,"marks":4451},[4452],{"type":124},{"text":4454,"type":76},". Pour en choisir une, vérifiez la couverture des formats requis (Factur-X minimum, UBL et CII en option), la capacité à gérer l'e-reporting pour les transactions sans facture electronique, l'intégration avec votre ERP ou outil comptable, et la prise en charge de l'ensemble de vos circuits de dépenses. ",{"text":4456,"type":76,"marks":4457},"Spendesk est agréé par l'État en tant que PA",[4458,4461],{"type":203,"attrs":4459},{"href":4460,"uuid":24,"anchor":24,"target":2065,"linktype":59},"https://app.dust.tt/fr/e-invoicing-landing-page/",{"type":124},{"text":245,"type":76},{"_uid":4464,"hide":27,"title":4465,"component":2443,"description":4466},"22820b64-fe24-4d2c-849a-6a44f0b7529d","Quelles mentions obligatoires doivent figurer sur une facture électronique en France ?",{"type":69,"content":4467},[4468],{"type":72,"attrs":4469,"content":4470},{"textAlign":24},[4471,4473,4477,4479,4483,4485,4489,4491,4495,4497,4501],{"text":4472,"type":76},"Au-delà des mentions déjà requises sur une facture classique, la réforme ajoute plusieurs éléments obligatoires : le ",{"text":4474,"type":76,"marks":4475},"SIREN de l'acheteur et du vendeur",[4476],{"type":124},{"text":4478,"type":76},", le ",{"text":4480,"type":76,"marks":4481},"numéro de TVA intracommunautaire",[4482],{"type":124},{"text":4484,"type":76}," des deux parties, le ",{"text":4486,"type":76,"marks":4487},"régime de TVA applicable",[4488],{"type":124},{"text":4490,"type":76},", la ",{"text":4492,"type":76,"marks":4493},"catégorie de transaction",[4494],{"type":124},{"text":4496,"type":76}," (bien, service ou mixte) et le numéro de bon de commande lorsqu'il existe. Les montants HT et TVA doivent être ",{"text":4498,"type":76,"marks":4499},"détaillés par taux",[4500],{"type":124},{"text":4502,"type":76},". Un PDF sans ces données structurées ne constitue pas une facture electronique conforme, même s'il contient toutes ces informations en texte lisible.",{"_uid":4504,"hide":27,"title":4505,"component":2443,"description":4506},"a7393190-7c16-4eee-89c1-346535844c98","Comment se conformer à la réforme de facturation électronique B2B en France ?",{"type":69,"content":4507},[4508],{"type":72,"attrs":4509,"content":4510},{"textAlign":24},[4511,4513,4517,4519,4523,4525,4529,4531,4535],{"text":4512,"type":76},"La mise en conformité repose sur ",{"text":4514,"type":76,"marks":4515},"trois actions concrètes",[4516],{"type":124},{"text":4518,"type":76},". D'abord, ",{"text":4520,"type":76,"marks":4521},"raccorder votre organisation à une Plateforme Agréée (PA)",[4522],{"type":124},{"text":4524,"type":76}," capable de recevoir, émettre et transmettre des factures electroniques au format Factur-X. Ensuite, ",{"text":4526,"type":76,"marks":4527},"auditer vos quatre circuits de dépenses",[4528],{"type":124},{"text":4530,"type":76}," : factures fournisseurs, abonnements SaaS, notes de frais au nom de l'entreprise et achats par carte, car chacun obéit à des règles distinctes. Enfin, ",{"text":4532,"type":76,"marks":4533},"activer la réception dès maintenant",[4534],{"type":124},{"text":4536,"type":76}," pour les grandes entreprises et les ETI. L'échéance de septembre 2026 ne laisse plus de marge.",[4538],{"cta":4539,"_uid":4540,"title":4541,"eyebrow":4548,"subtitle":4554,"component":157,"textAlign":51,"eyebrowPill":27,"checkmarkList":27,"flexibleSection":4557,"sectionSettings":4558,"displaySeparator":27,"breakLineOnMobile":27,"subtitleLeftBorder":27,"customTitleFontSize":51},[],"6332f437-1926-484d-aba2-94ebb74530c4",{"type":69,"content":4542},[4543],{"type":72,"attrs":4544,"content":4545},{"textAlign":24},[4546],{"text":4547,"type":76},"Les réponses aux questions qu'on nous pose souvent",{"type":69,"content":4549},[4550],{"type":72,"attrs":4551,"content":4552},{"textAlign":24},[4553],{"text":1242,"type":76},{"type":69,"content":4555},[4556],{"type":72},[],[],[],"obligation-facture-electronique-2026","fr/blog/obligation-facture-electronique-2026",-680,[],"55f15104-1fd6-4d1c-98c3-ba7324de100d","2026-07-04T06:01:35.554Z",[],"blog/obligation-facture-electronique-2026",[4569,4570,4571],{"path":4567,"name":24,"lang":31,"published":24},{"path":4567,"name":24,"lang":37,"published":24},{"path":4567,"name":24,"lang":39,"published":24},{"name":4573,"created_at":4574,"published_at":6,"updated_at":4575,"id":4576,"uuid":4577,"content":4578,"slug":4680,"full_slug":4681,"sort_by_date":24,"position":4562,"tag_list":4682,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":4683,"first_published_at":4684,"release_id":24,"lang":31,"path":24,"alternates":4685,"default_full_slug":4686,"translated_slugs":4687},"Calcul des charges fixes: méthode simple, exemples et formules","2025-09-16T08:29:17.831Z","2026-03-12T10:48:07.472Z",91429920114985,"307bd052-9a0f-4ace-ae3a-6b01504e3541",{"_uid":3825,"title":4573,"topics":4579,"noIndex":27,"category":4596,"language":4605,"component":906,"heroMedia":4606,"publishedAt":4613,"redirectUrl":51,"listingImage":4614,"metaDescription":4615,"componentsAfterTheArticle":4616},[4580,4588],{"name":3419,"created_at":3420,"published_at":6,"updated_at":3421,"id":3422,"uuid":3423,"content":4581,"slug":3426,"full_slug":3427,"sort_by_date":24,"position":3428,"tag_list":4582,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3430,"first_published_at":3431,"release_id":24,"lang":31,"path":24,"alternates":4583,"default_full_slug":3433,"translated_slugs":4584,"_stopResolving":40},{"_uid":3425,"name":3419,"component":21},[],[],[4585,4586,4587],{"path":3433,"name":24,"lang":31,"published":24},{"path":3433,"name":24,"lang":37,"published":24},{"path":3433,"name":24,"lang":39,"published":24},{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":4589,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":4590,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":4591,"default_full_slug":107,"translated_slugs":4592,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[4593,4594,4595],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":4597,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":4599,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":4600,"default_full_slug":913,"translated_slugs":4601,"_stopResolving":40},{"_uid":900,"icon":4598,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[4602,4603,4604],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[4607],{"_uid":3856,"type":51,"asset":4608,"caption":51,"overlay":4612,"component":927},{"id":4609,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":4610,"copyright":51,"fieldtype":56,"meta_data":4611,"is_external_url":27},91430896211379,"https://a.storyblok.com/f/146026/1020x680/942c3fc4b9/blog_visual_calculator_3-calcul-charge-fixe.png",{},[],"2025-09-16 00:00",[],"Calcul charge fixe : définition claire, méthode, exemples et FAQ pour séparer fixe/variable, calculer le coût unitaire et le point mort.",[4617],{"_uid":4618,"items":4619,"heading":4656,"reverse":27,"component":2582,"sectionSettings":4674},"49ac35e7-b3e7-49ca-a6af-2238497a7239",[4620,4629,4638,4647],{"_uid":4621,"title":4622,"component":2443,"description":4623},"20c86aec-fdad-485d-9032-fa9ad972b167","Comment calculer les charges fixes d'une entreprise ?",{"type":69,"content":4624},[4625],{"type":72,"content":4626},[4627],{"text":4628,"type":76},"Pour calculer les charges fixes d'une entreprise, additionnez tous les coûts récurrents mensuels (loyer, salaires, abonnements, assurances) puis obtenez un montant mensuel moyen. Spendesk facilite ce calcul grâce à des rapports centralisés et des tableaux de bord en temps réel qui classent automatiquement dépenses récurrentes et abonnements pour identifier les charges fixes.",{"_uid":4630,"title":4631,"component":2443,"description":4632},"cbb1d6e3-9f64-402d-a06f-90f775e72b40","Quelles dépenses sont considérées comme charges fixes ?",{"type":69,"content":4633},[4634],{"type":72,"content":4635},[4636],{"text":4637,"type":76},"Les charges fixes comprennent le loyer, les salaires permanents, les abonnements logiciels, les assurances et les frais de leasing, car elles ne varient pas directement avec l'activité. Spendesk permet d'étiqueter et suivre ces catégories via des règles de catégorisation et des cartes virtuelles dédiées pour séparer les charges fixes des dépenses variables.",{"_uid":4639,"title":4640,"component":2443,"description":4641},"3450afb6-e6d7-42d9-8b9d-c5adbf237cea","Comment intégrer les charges fixes dans mon budget mensuel ?",{"type":69,"content":4642},[4643],{"type":72,"content":4644},[4645],{"text":4646,"type":76},"Pour intégrer les charges fixes dans un budget mensuel, créez une ligne budgétaire distincte pour chaque type de charge et affectez-y le montant mensuel prévu. Spendesk centralise les prévisions et budgets via des espaces budgétaires et des alertes d'approbation, permettant de verrouiller des enveloppes budgétaires pour charges fixes et prévenir les dépassements.",{"_uid":4648,"title":4649,"component":2443,"description":4650},"39c27af5-be7b-4481-933c-514ea354d55c","Comment Spendesk aide-t-il à suivre les abonnements et charges récurrentes ?",{"type":69,"content":4651},[4652],{"type":72,"content":4653},[4654],{"text":4655,"type":76},"Spendesk identifie automatiquement les abonnements et charges récurrentes grâce à la reconnaissance des transactions et aux règles d'étiquetage, réduisant le temps de rapprochement et optimisant la trésorerie. Spendesk combine cartes virtuelles, workflows d'approbation et rapports récurrents pour offrir une visibilité claire sur les charges fixes et faciliter leur pilotage.",[4657],{"cta":4658,"_uid":4659,"title":4660,"eyebrow":4667,"subtitle":4670,"component":157,"textAlign":51,"sectionSettings":4673,"breakLineOnMobile":27,"subtitleLeftBorder":27,"customTitleFontSize":51},[],"0b2e5e00-f459-4bef-803b-402a77381ae5",{"type":69,"content":4661},[4662],{"type":157,"attrs":4663,"content":4664},{"level":159},[4665],{"text":4666,"type":76},"Calcul Charges Fixes — FAQ",{"type":69,"content":4668},[4669],{"type":72},{"type":69,"content":4671},[4672],{"type":72},[],[4675],{"_uid":4676,"hide":27,"theme":3925,"anchorId":51,"component":3926,"spacingTop":51,"hideOnDevices":4677,"spacingBottom":51,"floatingImages":4678,"variableOverrides":4679},"75cc6f3c-3329-417b-9143-1f6a4e97b15f",[],[],[],"calcul-charges-fixes","fr/blog/calcul-charges-fixes",[],"9afd9419-ec17-4b74-9a53-c7a29e6260ad","2025-09-16T09:31:03.738Z",[],"blog/calcul-charges-fixes",[4688,4689,4690],{"path":4686,"name":24,"lang":31,"published":24},{"path":4686,"name":24,"lang":37,"published":24},{"path":4686,"name":24,"lang":39,"published":24},{"name":4692,"created_at":4693,"published_at":4694,"updated_at":4695,"id":4696,"uuid":4697,"content":4698,"slug":4941,"full_slug":4942,"sort_by_date":24,"position":4943,"tag_list":4944,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":4945,"first_published_at":4946,"release_id":24,"lang":31,"path":24,"alternates":4947,"default_full_slug":4948,"translated_slugs":4949},"TVA sur véhicules : le rescrit fiscal que la plupart des PME ignorent encore","2026-06-26T14:10:33.083Z","2026-08-07T12:39:43.003Z","2026-08-07T12:39:43.024Z",191665901944131,"326806b5-c72c-4c46-a45e-fcdb7a5d07c0",{"_uid":4699,"title":4692,"topics":4700,"noIndex":27,"category":4746,"language":4755,"component":906,"heroMedia":4756,"publishedAt":4757,"redirectUrl":51,"listingImage":4758,"metaDescription":4765,"bottomArticleCta":4766,"componentsAfterTheArticle":4767},"433dbac7-4c53-4848-82c6-1751f2345aff",[4701,4709,4730,4738],{"name":1047,"created_at":3400,"published_at":6,"updated_at":3401,"id":3402,"uuid":3403,"content":4702,"slug":3406,"full_slug":3407,"sort_by_date":24,"position":3408,"tag_list":4703,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3410,"first_published_at":3411,"release_id":24,"lang":31,"path":24,"alternates":4704,"default_full_slug":3413,"translated_slugs":4705,"_stopResolving":40},{"_uid":3405,"name":1047,"component":21},[],[],[4706,4707,4708],{"path":3413,"name":24,"lang":31,"published":24},{"path":3413,"name":24,"lang":37,"published":24},{"path":3413,"name":24,"lang":39,"published":24},{"name":4710,"created_at":4711,"published_at":6,"updated_at":4712,"id":4713,"uuid":4714,"content":4715,"slug":4718,"full_slug":4719,"sort_by_date":24,"position":4720,"tag_list":4721,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":4722,"first_published_at":4723,"release_id":24,"lang":31,"path":24,"alternates":4724,"default_full_slug":4725,"translated_slugs":4726,"_stopResolving":40},"Business travel spend","2022-10-19T17:57:52.426Z","2026-03-12T10:47:23.148Z",206171412,"f02d590f-28a6-4bed-9af7-ba56618838d4",{"_uid":4716,"name":4717,"component":21},"f4f9204a-f68c-4130-90e6-fe871d851d46","Business travel","business-travel-spend","fr/blog/topic/business-travel-spend",-160,[],"7ee99d5b-b4ea-48cf-8744-9f4844a8319b","2022-11-02T15:24:52.136Z",[],"blog/topic/business-travel-spend",[4727,4728,4729],{"path":4725,"name":24,"lang":31,"published":24},{"path":4725,"name":24,"lang":37,"published":24},{"path":4725,"name":24,"lang":39,"published":24},{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":4731,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":4732,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":4733,"default_full_slug":107,"translated_slugs":4734,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[4735,4736,4737],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":2625,"created_at":2626,"published_at":6,"updated_at":2627,"id":2628,"uuid":2629,"content":4739,"slug":2632,"full_slug":2633,"sort_by_date":24,"position":2634,"tag_list":4740,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":2636,"first_published_at":2637,"release_id":24,"lang":31,"path":24,"alternates":4741,"default_full_slug":2639,"translated_slugs":4742,"_stopResolving":40},{"_uid":2631,"name":2625,"component":21},[],[],[4743,4744,4745],{"path":2639,"name":24,"lang":31,"published":24},{"path":2639,"name":24,"lang":37,"published":24},{"path":2639,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":4747,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":4749,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":4750,"default_full_slug":913,"translated_slugs":4751,"_stopResolving":40},{"_uid":900,"icon":4748,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[4752,4753,4754],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[],"2026-06-26 00:00",[4759],{"_uid":4760,"asset":4761,"caption":51,"component":927},"9d03cf1c-942f-4bfe-96e4-6954a57d1f64",{"id":4762,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":4763,"copyright":51,"fieldtype":56,"meta_data":4764,"is_external_url":27},174399118024619,"https://a.storyblok.com/f/146026/1376x768/78fd2e5aed/mileage-rates.png",{},"VP, VU, rescrit fiscal d'avril 2025, taux de TVA sur le carburant et déclaration CA3 : tout ce que les DAF doivent savoir pour récupérer la TVA sur leur véhicules d'entreprise.",[],[4768],{"cta":4769,"_uid":4770,"items":4771,"heading":4918,"reverse":27,"component":2582,"sectionSettings":4940},[],"80233d0c-e731-48ea-b725-7d0916e00068",[4772,4802,4823,4844,4888,4904],{"_uid":4773,"hide":27,"title":4774,"component":2443,"description":4775},"7366cc35-390d-4121-8f4a-029e9f56db13","La TVA est-elle récupérable sur un véhicule électrique ou hybride ?",{"type":69,"content":4776},[4777],{"type":72,"attrs":4778,"content":4779},{"textAlign":24},[4780,4782,4786,4788,4792,4793,4800],{"text":4781,"type":76},"Les mêmes règles s'appliquent : VU = ",{"text":4783,"type":76,"marks":4784},"100 % déductible",[4785],{"type":124},{"text":4787,"type":76},", VP = non déductible sauf application du rescrit 2025. La seule différence concerne l'électricité de recharge, déductible à ",{"text":4789,"type":76,"marks":4790},"100 % quel que soit le type de véhicule",[4791],{"type":124},{"text":305,"type":76},{"text":4794,"type":76,"marks":4795},"taxes annuelles sur les véhicules de tourisme",[4796,4799],{"type":203,"attrs":4797},{"href":4798,"uuid":24,"anchor":24,"target":2065,"linktype":59},"https://www.spendesk.com/fr/blog/taxe-vehicule-societe-tvs/",{"type":124},{"text":4801,"type":76}," (anciennement TVS, remplacées depuis 2023 par deux taxes distinctes sur les émissions CO₂ et les polluants atmosphériques) suivent une logique distincte, avec un barème favorable aux véhicules à faibles émissions.",{"_uid":4803,"hide":27,"title":4804,"component":2443,"description":4805},"16f966d0-8afc-4338-b935-845870342032","Peut-on récupérer la TVA sur un VP en LOA ou LLD ?",{"type":69,"content":4806},[4807],{"type":72,"attrs":4808,"content":4809},{"textAlign":24},[4810,4812,4816,4818,4822],{"text":4811,"type":76},"Sur un VP, les loyers de LOA ou LLD ne sont ",{"text":4813,"type":76,"marks":4814},"pas déductibles",[4815],{"type":124},{"text":4817,"type":76},", sauf si les conditions du rescrit 2025 sont remplies (contribution salarié documentée). Sur un VU, ",{"text":4819,"type":76,"marks":4820},"les loyers sont intégralement déductibles",[4821],{"type":124},{"text":245,"type":76},{"_uid":4824,"hide":27,"title":4825,"component":2443,"description":4826},"98f5496c-a6ff-48e5-b348-0f9a6cd911e6","Faut-il une contrepartie financière du salarié pour récupérer la TVA sur le VP depuis avril 2025 ?",{"type":69,"content":4827},[4828],{"type":72,"attrs":4829,"content":4830},{"textAlign":24},[4831,4833,4837,4839,4843],{"text":4832,"type":76},"Oui. Le rescrit BOI-RES-TVA-000161 conditionne la récupération à l'existence d'",{"text":4834,"type":76,"marks":4835},"une contribution financière documentée",[4836],{"type":124},{"text":4838,"type":76}," du salarié, formalisée par un avenant au contrat de travail ou une retenue visible sur le bulletin de paie. En l'absence de cette pièce, le VP reste soumis au régime de droit commun et la TVA sur son acquisition ou sa location ",{"text":4840,"type":76,"marks":4841},"demeure non déductible",[4842],{"type":124},{"text":245,"type":76},{"_uid":4845,"hide":27,"title":4846,"component":2443,"description":4847},"a6bfc383-d9fa-478c-9767-e1ff9691d332","Quelles pénalités en cas de déduction de TVA abusive sur un véhicule ?",{"type":69,"content":4848},[4849],{"type":72,"attrs":4850,"content":4851},{"textAlign":24},[4852,4856,4858,4862,4864,4871,4873,4877,4879,4886],{"text":4853,"type":76,"marks":4854},"40 % de majoration",[4855],{"type":124},{"text":4857,"type":76}," en cas de manquement délibéré, assortis d'intérêts de retard de ",{"text":4859,"type":76,"marks":4860},"0,20 % par mois",[4861],{"type":124},{"text":4863,"type":76},", conformément aux ",{"text":4865,"type":76,"marks":4866},"sanctions fiscales prévues aux articles 1728 à 1740 E du CGI",[4867,4870],{"type":203,"attrs":4868},{"href":4869,"uuid":24,"anchor":24,"target":2065,"linktype":59},"https://www.legifrance.gouv.fr/codes/section_lc/LEGITEXT000006069577/LEGISCTA000006147255/",{"type":124},{"text":4872,"type":76},". En cas de manœuvre frauduleuse qualifiée, la majoration atteint ",{"text":4874,"type":76,"marks":4875},"80 %",[4876],{"type":124},{"text":4878,"type":76},". En cas de ",{"text":4880,"type":76,"marks":4881},"contrôle",[4882,4885],{"type":203,"attrs":4883},{"href":4884,"uuid":24,"anchor":24,"target":2065,"linktype":59},"https://www.spendesk.com/fr/blog/controle-urssaff-notes-de-frais/",{"type":124},{"text":4887,"type":76},", la charge de la preuve incombe à l'entreprise.",{"_uid":4889,"hide":27,"title":4890,"component":2443,"description":4891},"7bf7cf33-4b9c-4852-b425-1452d6d05efd","Un micro-entrepreneur peut-il récupérer la TVA sur un véhicule professionnel ?",{"type":69,"content":4892},[4893],{"type":72,"attrs":4894,"content":4895},{"textAlign":24},[4896,4898,4902],{"text":4897,"type":76},"Non, tant qu'il bénéficie de la ",{"text":4899,"type":76,"marks":4900},"franchise en base de TVA",[4901],{"type":124},{"text":4903,"type":76},". La récupération devient possible uniquement en optant pour le régime réel d'imposition.",{"_uid":4905,"hide":27,"title":4906,"component":2443,"description":4907},"298a77cc-e919-461f-8c8a-1f296681eec1","Quelle est la durée de conservation des justificatifs de TVA sur les véhicules ?",{"type":69,"content":4908},[4909],{"type":72,"attrs":4910,"content":4911},{"textAlign":24},[4912,4916],{"text":4913,"type":76,"marks":4914},"Six ans minimum",[4915],{"type":124},{"text":4917,"type":76}," au titre du droit de reprise fiscal. Dix ans recommandé pour les sociétés commerciales, conformément aux obligations du Code de commerce.",[4919],{"cta":4920,"_uid":4921,"title":4922,"eyebrow":4929,"subtitle":4935,"component":157,"textAlign":51,"eyebrowPill":27,"checkmarkList":27,"flexibleSection":4938,"sectionSettings":4939,"displaySeparator":27,"breakLineOnMobile":27,"subtitleLeftBorder":27,"customTitleFontSize":51},[],"1151e7f2-d8bc-4386-9d34-7dc8fc1cf138",{"type":69,"content":4923},[4924],{"type":72,"attrs":4925,"content":4926},{"textAlign":24},[4927],{"text":4928,"type":76},"Les réponses aux questions que vous vous posez certainement",{"type":69,"content":4930},[4931],{"type":72,"attrs":4932,"content":4933},{"textAlign":24},[4934],{"text":1242,"type":76},{"type":69,"content":4936},[4937],{"type":72},[],[],[],"tva-recuperable-sur-vehicules","fr/blog/tva-recuperable-sur-vehicules",-660,[],"13b4d986-12b9-48f1-9e51-d5f60d669065","2026-06-26T14:33:25.890Z",[],"blog/tva-recuperable-sur-vehicules",[4950,4951,4952],{"path":4948,"name":24,"lang":31,"published":24},{"path":4948,"name":24,"lang":37,"published":24},{"path":4948,"name":24,"lang":39,"published":24},{"name":4954,"created_at":4955,"published_at":4956,"updated_at":4957,"id":4958,"uuid":4959,"content":4960,"slug":5151,"full_slug":5152,"sort_by_date":24,"position":5153,"tag_list":5154,"is_startpage":27,"parent_id":937,"meta_data":24,"group_id":5155,"first_published_at":5156,"release_id":24,"lang":31,"path":24,"alternates":5157,"default_full_slug":5158,"translated_slugs":5159},"Rapprochement bancaire : les écarts qui passent inaperçus (jusqu'au contrôle fiscal)","2026-06-26T13:35:58.785Z","2026-08-07T12:41:40.019Z","2026-08-07T12:41:40.064Z",191657405621335,"0ee8e13c-b97c-404d-9d3b-e86b75ccbad9",{"_uid":4961,"title":4954,"topics":4962,"noIndex":27,"category":4997,"language":5006,"component":906,"heroMedia":5007,"publishedAt":4757,"redirectUrl":51,"listingImage":5014,"metaDescription":5021,"bottomArticleCta":5022,"componentsAfterTheArticle":5023},"783f1d70-e2c8-40bd-8305-26f03e8b7800",[4963,4973,4981,4989],{"name":3174,"created_at":3175,"published_at":6,"updated_at":3176,"id":3177,"uuid":3178,"content":4964,"slug":3183,"full_slug":3184,"sort_by_date":24,"position":3185,"tag_list":4967,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3187,"first_published_at":3188,"release_id":24,"lang":31,"path":24,"alternates":4968,"default_full_slug":3190,"translated_slugs":4969,"_stopResolving":40},{"_uid":3180,"icon":4965,"name":3174,"component":21},{"id":24,"alt":24,"name":51,"focus":24,"title":24,"source":24,"filename":51,"copyright":24,"fieldtype":56,"meta_data":4966},{},[],[],[4970,4971,4972],{"path":3190,"name":24,"lang":31,"published":24},{"path":3190,"name":24,"lang":37,"published":24},{"path":3190,"name":24,"lang":39,"published":24},{"name":92,"created_at":93,"published_at":6,"updated_at":94,"id":95,"uuid":96,"content":4974,"slug":99,"full_slug":100,"sort_by_date":24,"position":101,"tag_list":4975,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":104,"first_published_at":105,"release_id":24,"lang":31,"path":24,"alternates":4976,"default_full_slug":107,"translated_slugs":4977,"_stopResolving":40},{"_uid":98,"name":92,"component":21},[],[],[4978,4979,4980],{"path":107,"name":24,"lang":31,"published":24},{"path":107,"name":24,"lang":37,"published":24},{"path":107,"name":24,"lang":39,"published":24},{"name":3313,"created_at":3314,"published_at":6,"updated_at":3315,"id":3316,"uuid":3317,"content":4982,"slug":3320,"full_slug":3321,"sort_by_date":24,"position":3322,"tag_list":4983,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3324,"first_published_at":3325,"release_id":24,"lang":31,"path":24,"alternates":4984,"default_full_slug":3327,"translated_slugs":4985,"_stopResolving":40},{"_uid":3319,"name":3313,"component":21},[],[],[4986,4987,4988],{"path":3327,"name":24,"lang":31,"published":24},{"path":3327,"name":24,"lang":37,"published":24},{"path":3327,"name":24,"lang":39,"published":24},{"name":1785,"created_at":3373,"published_at":6,"updated_at":3374,"id":3375,"uuid":3376,"content":4990,"slug":3379,"full_slug":3380,"sort_by_date":24,"position":3381,"tag_list":4991,"is_startpage":27,"parent_id":103,"meta_data":24,"group_id":3383,"first_published_at":3384,"release_id":24,"lang":31,"path":24,"alternates":4992,"default_full_slug":3386,"translated_slugs":4993,"_stopResolving":40},{"_uid":3378,"name":1785,"component":21},[],[],[4994,4995,4996],{"path":3386,"name":24,"lang":31,"published":24},{"path":3386,"name":24,"lang":37,"published":24},{"path":3386,"name":24,"lang":39,"published":24},{"name":894,"created_at":895,"published_at":6,"updated_at":896,"id":897,"uuid":898,"content":4998,"slug":906,"full_slug":907,"sort_by_date":24,"position":25,"tag_list":5000,"is_startpage":27,"parent_id":909,"meta_data":24,"group_id":910,"first_published_at":911,"release_id":24,"lang":31,"path":24,"alternates":5001,"default_full_slug":913,"translated_slugs":5002,"_stopResolving":40},{"_uid":900,"icon":4999,"name":894,"component":905},{"id":902,"alt":903,"name":51,"focus":51,"title":51,"filename":904,"copyright":51,"fieldtype":56,"is_external_url":27},[],[],[5003,5004,5005],{"path":913,"name":24,"lang":31,"published":24},{"path":913,"name":24,"lang":37,"published":24},{"path":913,"name":24,"lang":39,"published":24},[31],[5008],{"_uid":5009,"asset":5010,"caption":51,"component":927},"361deb09-153e-4695-be64-421930f180cf",{"id":5011,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":5012,"copyright":51,"fieldtype":56,"meta_data":5013,"is_external_url":27},174400058601475,"https://a.storyblok.com/f/146026/1376x768/5856800d6b/what-is-invoice-discounting.png",{},[5015],{"_uid":5016,"asset":5017,"caption":51,"component":927},"63ba8608-c834-454e-88cc-b37c7a5600a7",{"id":5018,"alt":51,"name":51,"focus":51,"title":51,"source":51,"filename":5019,"copyright":51,"fieldtype":56,"meta_data":5020,"is_external_url":27},121923472980721,"https://a.storyblok.com/f/146026/1434x956/545fdc28f2/header_es.jpeg",{},"Découvrez comment réaliser un rapprochement bancaire rigoureux, éviter les écarts silencieux et préparer un FEC conforme avant un contrôle fiscal de la DGFiP.",[],[5024],{"cta":5025,"_uid":5026,"items":5027,"heading":5128,"reverse":27,"component":2582,"sectionSettings":5150},[],"a48e53e2-83eb-4972-90bd-c4a47c785adf",[5028,5058,5074,5098,5112],{"_uid":5029,"hide":27,"title":5030,"component":2443,"description":5031},"7a144f44-6145-4194-b2a9-8c148a9f3bec","Quel type d'outil utiliser pour automatiser le rapprochement bancaire ?",{"type":69,"content":5032},[5033],{"type":72,"attrs":5034,"content":5035},{"textAlign":24},[5036,5038,5042,5044,5048,5050,5057],{"text":5037,"type":76},"Privilégiez une solution qui combine ",{"text":5039,"type":76,"marks":5040},"synchronisation bancaire quotidienne",[5041],{"type":124},{"text":5043,"type":76},", lettrage automatique basé sur des règles et export FEC natif conforme aux 18 champs obligatoires. Les plateformes les plus performantes rapprochent ",{"text":5045,"type":76,"marks":5046},"95 % des paiements en moins de deux jours",[5047],{"type":124},{"text":5049,"type":76},", ce qui transforme la clôture mensuelle en simple vérification. Pour comparer les options disponibles, consultez notre ",{"text":5051,"type":76,"marks":5052},"comparatif des logiciels de rapprochement bancaire",[5053,5056],{"type":203,"attrs":5054},{"href":5055,"uuid":24,"anchor":24,"target":2065,"linktype":59},"https://www.spendesk.com/fr/blog/reconciliation-des-comptes-logiciel-rapprochement-bancaire/",{"type":124},{"text":245,"type":76},{"_uid":5059,"hide":27,"title":5060,"component":2443,"description":5061},"0b50a64d-9137-4b2d-b636-ca477cdf34df","Un écart de rapprochement peut-il déclencher un redressement fiscal ?",{"type":69,"content":5062},[5063],{"type":72,"attrs":5064,"content":5065},{"textAlign":24},[5066,5068,5072],{"text":5067,"type":76},"Un écart seul ne déclenche pas un redressement. Mais des ",{"text":5069,"type":76,"marks":5070},"écarts répétés et non justifiés",[5071],{"type":124},{"text":5073,"type":76}," lors d'un contrôle fiscal signalent un manque de rigueur. La DGFiP peut alors approfondir l'examen et appliquer des pénalités.",{"_uid":5075,"hide":27,"title":3057,"component":2443,"description":5076},"96063fd8-4b3e-4fb4-9999-f3318a4a32a7",{"type":69,"content":5077},[5078],{"type":72,"attrs":5079,"content":5080},{"textAlign":24},[5081,5083,5087,5089,5096],{"text":5082,"type":76},"Mensuel, idéalement avant la clôture. Un rapprochement trimestriel ou annuel laisse les écarts s'accumuler et rend la correction plus complexe. Le lettrage doit suivre le ",{"text":5084,"type":76,"marks":5085},"même rythme",[5086],{"type":124},{"text":5088,"type":76}," pour éviter les écarts fantômes. Pour choisir les bons ",{"text":5090,"type":76,"marks":5091},"outils de rapprochement bancaire",[5092,5095],{"type":203,"attrs":5093},{"href":5094,"uuid":24,"anchor":24,"target":2065,"linktype":59},"https://www.spendesk.com/fr/blog/outils-rapprochement-bancaire",{"type":124},{"text":5097,"type":76},", commencez par évaluer votre volume mensuel de transactions.",{"_uid":5099,"hide":27,"title":5100,"component":2443,"description":5101},"a417eea5-d435-4e06-812f-d7ddd14a1aae","Le rapprochement bancaire est-il obligatoire ?",{"type":69,"content":5102},[5103],{"type":72,"attrs":5104,"content":5105},{"textAlign":24},[5106,5108],{"text":5107,"type":76},"Aucun texte ne l'impose formellement. Mais lors d'un contrôle fiscal, la DGFiP peut exiger le FEC et vérifier la cohérence entre écritures et mouvements bancaires. ",{"text":5109,"type":76,"marks":5110},"Un rapprochement bancaire régulier est la meilleure preuve de rigueur comptable.",[5111],{"type":124},{"_uid":5113,"hide":27,"title":5114,"component":2443,"description":5115},"ac3b8b79-1615-4b92-97fd-bcf9078fbc24","C'est quoi le lettrage comptable ?",{"type":69,"content":5116},[5117],{"type":72,"attrs":5118,"content":5119},{"textAlign":24},[5120,5122,5126],{"text":5121,"type":76},"Le lettrage comptable consiste à ",{"text":5123,"type":76,"marks":5124},"associer chaque écriture comptable",[5125],{"type":124},{"text":5127,"type":76}," à la facture ou au paiement correspondant. Il précède le rapprochement bancaire et garantit que chaque mouvement est justifié individuellement. Il peut être manuel ou automatisé par un logiciel.",[5129],{"cta":5130,"_uid":5131,"title":5132,"eyebrow":5139,"subtitle":5145,"component":157,"textAlign":51,"eyebrowPill":27,"checkmarkList":27,"flexibleSection":5148,"sectionSettings":5149,"displaySeparator":27,"breakLineOnMobile":27,"subtitleLeftBorder":27,"customTitleFontSize":51},[],"4fe0c923-e517-4ec6-9e03-679f1da3917e",{"type":69,"content":5133},[5134],{"type":72,"attrs":5135,"content":5136},{"textAlign":24},[5137],{"text":5138,"type":76},"Toutes les réponses aux questions que vous vous posez",{"type":69,"content":5140},[5141],{"type":72,"attrs":5142,"content":5143},{"textAlign":24},[5144],{"text":1242,"type":76},{"type":69,"content":5146},[5147],{"type":72},[],[],[],"rapprochement-bancaire","fr/blog/rapprochement-bancaire",-650,[],"ff06c00c-0fec-4bc8-a9b8-f57652c385e9","2026-06-26T14:02:36.911Z",[],"blog/rapprochement-bancaire",[5160,5161,5162],{"path":5158,"name":24,"lang":31,"published":24},{"path":5158,"name":24,"lang":37,"published":24},{"path":5158,"name":24,"lang":39,"published":24},[5164,5165,5166,5167],["Reactive",3757],["Reactive",3527],["Reactive",2586],["Reactive",4281],1786724349840]